The New Thread

inna

God luck! Really hope you can get the amount you need.

Do lender still offer mortgages in principal? If you get the amount you wanted you can apply to have your mortgage in principal, that way you won't lose anything?

it's been a long time since i had to deal with getting a mortgage, sorry not much help

aau1 wrote: »

Budgie, Purdita,

Thanks for the replies re mortgage applications

I'm going to meet with FA tomorow armed with all our P60s, wage slips, bank statements showing incomings/outgoings.

We'll see if we can reach a better figure when we try again using a fine toothed comb

fourp

Magicowen wrote: »

Love them! :j
Looks like the top one is telling you off! :rotfl:
Great pics

He's peeved at not going out , he's the Louis Spence of our house and runs , skips and dances everywhere , why walk when you can dance .

Music Maestro .
http://www.youtube.com/watch?v=ICUMwAGy2mc

rose28454

locarr wrote: »

Rice pots still working....but not at T's nor with spices!:D

Thanks very much for that. I just remember a few days ago herbs and spices were mentioned and cant remember which store they glitch with. Just heading out.

fyfi

Mel1979a wrote: »

OMG Thats brilliant - I have been crying with laughter here. Finally men everywhere might start to understand what we womwn go through!! - Love it x

if thats the reaction for a little bit of gel imaging what it would be with wax!!!!:rotfl::rotfl::rotfl:

99p

squigs wrote: »

I think I may have come up with a way to still get lots of really reduced goods with the APG system but remain under the £15 limit.:)

I hope I can explain it ok!

This APG I got yesterday started me thinking me thinking.

---

Why £17.48?

9 items (7 different) on your bill qualify for comparison ASDA Waitrose
+£17.02

1 x Ambrosia Rice Pudding Original (120g) £0.38 £0.32
1 x Heinz Five Beanz in Tomato Sauce (415g) £0.84 N/A
1 x Pedigree Meaty Loaf with Tripe Original (400g) £0.58 £0.60
1 x Iams Adult Large Dog Food Chicken (3Kg) £9.58 £0.32
1 x Green's Egg Custard Mix (54g) £0.50 N/A
1 x Finish Dishwasher Cleaner (250ml) £3.00 £0.32
1 x Finish Shine & Dry Rinse Aid (400ml) £3.00 £0.32
1 x ASDA Mini Jacket Potatoes with Garlic & Thyme Butt... £1.50 N/A
4 x ASDA Rollmops (260g) £4.00 N/A
1 x ASDA Fresh Tastes Chunky Summer Vegetables (465g) £1.50 N/A
2 x ASDA Chosen by You Tomato Juice from Concentrate (... £2.00 £2.00
2 x Flash Strong Weave Antibacterial Wipes (90) £3.00 £0.64

Comparison total (compared products only) £21.54 £4.52

---

I lost out on £2-48 because of the new capping.

But if I had bought these, (just for example)


ASDA Butcher's Selection British Sliced Chicken Breast Fillets (400g) £3.88 any 2 FOR £7.00


£3.88 any 2 FOR £7.00
£6.89 £4.59 Valid until: 09/10/2012

My APG would have been reduced by £2-18, and I would only have lost out on 20p.

So my theory is that it may be possible to get lots of the heavily reduced price items, on APG but then reduce the large voucher by buying items that you also need that are on offer in Asda but are more expensive in the store you want to compare with.

I hope this makes sense and would appreciate your views!!
(Polite ones only, please!:D:D)

Good afternoon mad squad, whilst the above posts figures have slightly confused me the idea is good and I think I will have to think out my shopping list more carefully. Where before I would split things from my shop if I knew they would lower my APG it now seems I need to think about adding a few of these and then I can get more glitchy items in one shop. This should also help the shop cost/apg ratio so as not to stand out so much. Its a bit of a fine balancing act I guess.

inna

Is the BAR open yet??? can do with a drink....

not having a good day family members keep winding me up grrrrrrr

TroutU

Sanya wrote: »

I haven't posted on here for a looooong time but wanted to say that I don't think Henlans is being aggressive - he is defending himself which he has done time and time again. He has explained it thoroughly and in all honesty, it's no-one elses business. Please give it a rest

Thanks. I really, really don't agree, and the right to reply is an option for all. However it would be nice to have harmony and a return to normal business.

antrobus

TroutU wrote: »

Oooh can I try to not understand it?
trying...

really trying..

no, sorry its just like trying to not understand 0+1 =1 every time I fool myself into doing it, logic prevails.

Well you've managed it. Give yourself a biscuit.

The point I was making was this. There are a lot of activities that are technically speaking taxable. Such as completing online surveys for money, or doing a bit of car boot/ebay/gumtree/whatever trading, and so forth. In practice however HMRC isn't the slightest bit interested in making any effort whatsoever to tax them, because they don't really care about £50 here or a £100 there.

So I wouldn't worry about it. And if I was henlans I wouldn't worry about being accused of 'tax evasion' just because I'd sold some stuff I got cheap in ASDA at a car boot. HRMC won't be interested. And they're not. So what is there to argue about?

amandaj67

Shop from this morning (fillers removed)



1 x Ambrosia Rice Pudding Original (120g) £0.40 £0.32
1 x Kellogg's Frosties (750g) £2.00 £0.32
2 x Mr Muscle Window & Glass Cleaner with Vinegar (500... £2.00 £0.64
1 x Robinsons Double Concentrate Orange No Added Sugar... £2.00 £0.32
1 x Robinsons Double Concentrate Apple & Blackcurrant ... £2.00 £0.32
3 x Flash Wipe & Go Lemon Wipes (48) £3.00 £0.96

Magicowen

aggghhhh!!!
I'm trying to stay calm and not think about cigarettes!!
This whole family thing is driving me insane, just spoken to my mum and there is a viewing at my grandad's today, there was one yesterday also.
I don't want some strangers treading around his house whilst his stuff is still there, god I am trying so hard not to scream!! :eek:

I think I might just have to be there later on when the viewers turn up and act all suprised.
Oh and the reason it's still on the market is my stupid cowbag of an Aunty applied for Probate and got it - done behind my mum and uncles back.