Natty's Kicking her Mortgage in the Pants Diary

HelenDaveKids

Thanks Np, yes sooo pleased. although do feel a bit cheaty as there was endowment £1000 in there too. Im glad decided to cash in as feel will give a big boost to OP's when we have farthest to go. Worked out if did manage in Jan (which is stretching but have whole months of ebays!) then could hit £85k which would bring us down to cost of renovation / extension.

Even when MF dont think my cooking will improve though!

nattypants

Do you use an overpayment spreadsheet? A lot of people seem to and I think would be good for me as I need the to see the tangible evidence of any O/Ps rather than having to call N*twest every now and then.

I know I have come across links in the past, and at the time think 'right, I'll definitely get back to that' then later on forget where I actually saw it.

I can specifically remember locoblades (which is often referred to) - however if anyone can point me in the direction of one, I would be ETERNALLY grateful.

NP:D

ajmoney

nattypants wrote: »

Do you use an overpayment spreadsheet? A lot of people seem to and I think would be good for me as I need the to see the tangible evidence of any O/Ps rather than having to call N*twest every now and then.

I know I have come across links in the past, and at the time think 'right, I'll definitely get back to that' then later on forget where I actually saw it.

I can specifically remember locoblades (which is often referred to) - however if anyone can point me in the direction of one, I would be ETERNALLY grateful.

NP:D

I will email one when I get home to my laptop if you pm your address

ammonite

nattypants wrote: »

Ammonite, you and I should do a cookery show for Channel 4 - we can call it 'Amms and Nats 15 Second Meals' we'll give that lard-boy Jamie Oliver a run for his money;)

I love it! Great idea! Gosh everyone would have so much more cash if they just followed our meal plans. I could look after lunches and you could be on dinner duty because really jacket potatoes could be classed as an evening meal :rotfl:

VoucherMan

Locoblade’s Excel Mortgage Spreadsheet
http://www.locostfireblade.co.uk/spreadsheet/Index.html

ecoelle

Nigel is back on...ooh i'm as thirsty as a mushroom:)

Don't work too hard NP

nattypants

Thank you aj and Voucherman - I have downloaded locoblade's spreadsheet which is now sitting safely on my desktop:D
I have also entered the figures (as I know to date). I won't be able to contact N*twest this week unfortunately:( as I'm away for the whole day on Monday and Friday, with back to back work stuff in between including working lunches blah, blah, blah.....

I have been fiddling with the spreadsheet and watching what happens to the mortgage if I regularly O/P by silly amounts (as if!!), but it is nice to see it being obliterated:D:D:D

I am also making Skint_Spice recipe for this evening's tea - well, my version it it....instead of pastry squares (vol-au-vents) and instead of red pesto (green pesto), no salad, and I am going to toss baby pots in butter and garlic. Gotta work with what you have:p

So tonight, I (currently as I know it, however this could easily change;)) have BOTH son and daughter in the house which on a Saturday night is wholly unheard of, this means however, I may have to share my chocolate stash:eek:

lulabelle1

Have a lovely evening, don't eat too many chocs!

HelenDaveKids

That sounds very posh!

We went to a firework display and had burgers!

nattypants

Well I've had a very expensive night staying in - courtesy of Jack Wills website (daughter's Christmas), and Oasis website (me - I have this award thingy to attend in a couple of weeks and have been asked by my boss if I can present an award so unfortunately have to be even more scrubbed up.....aaaaarrrrggghhhhhhh).

skint_spice meal was really nice and the kids had some as well:D (son went out after all which is may just as well as heaven knows which websites he might have led me to!).

I also had a wee nap earlier so am now wide awake:p

HDK - our firework display isn't until Monday and I can usually see fireworks from my garden (the park it is in is about 10 mins walking distance away and is the largest display in the city - so if it's a clear night it's:j)

lula - I think I may be the winner in the 'who can spend the most';)

NP:D