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Matt's mission to be MF!

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  • McDonalds coffee is actually not that bad. Sort of makes up for the food.
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • ztan
    ztan Posts: 400 Forumite
    Good work on the coffees! Why let something go to waste?!
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Thanks guys, I do like their coffee.

    I managed to squeeze in another OP today! My mate gave me another £100 towards the car he has off me and I bagged up £16 in coins from home. So £116 added in a tight month.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • nattypants
    nattypants Posts: 2,577 Forumite
    Matt, I've been keeping an eye on eBay lately regarding raised beds, birdie houses and box planters - I bet you could knock these together easy-peasy.

    Have you ever considered going down this route to make a few extra bucks towards your MOP?
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Hi Natty

    You're right, most of those type of things prob would be quick and easy to knock together. My trouble is, lack of workshop space to do stuff like this. My work is either on building sites or make and fit things on the premises. I would like to get a workshop in the future. Sometimes when I think of the ebay made items. After material costs, Ebay and Paypal fees, then postage I wonder if there is a lot left for the profit side of it. I've got a little plan brewing for selling some car parts that I'm waiting to arrive from Chinaland. They will be very profitable for little effort in selling.

    Thanks for thinking of me though.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • Wow, my 'thanked' count has gone through the roof recently. A couple of weeks ago, I was in the 400's.

    I'm really thankful for all the thanks, so thanks!!!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wow, my 'thanked' count has gone through the roof recently. A couple of weeks ago, I was in the 400's.

    I'm really thankful for all the thanks, so thanks!!!
    Have given in to your shameless touting for even more :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    Have given in to your shameless touting for even more :D

    Thanks!!!!:T
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • Hello everyone,

    Its been a good morning so far. A couple of hours ago, my mate paid me another £60 towards the car he has off me. So its down to £400 still owing to me on it. I had enough time to get to the bank and OP it.

    While typing this, I had an ebay notification that one of my kitchen hinge soft closer lots had sold and paid for. £14.50 into Paypal. Yay. I'm going to leave it in there until I get some more and OP in one go.

    Oh, nearly forgot. Another mate bought some car bits yesterday. He's going to give me £55 on Paypal soon.

    Happy times!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    While typing this, I had an ebay notification that one of my kitchen hinge soft closer lots had sold and paid for. £14.50 into Paypal. Yay. I'm going to leave it in there until I get some more and OP in one go.



    Happy times!
    Those soft close thingies are truly wondrous :D. Happy times indeed, we'll done :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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