Free Identity Fraud Protection

jimbo26

I think what James may have meant is that the Police are the only people who can check fingerprints against the national database.

However in this situation that wouldn't be necessary, you just need to check the named applicants fingerprint against the one on the application form. This is a very straightforward comparison.

lisyloo

you just need to check the named applicants fingerprint against the one on the application form

So now the only way for someone to acheive defrauding me is to lift a perfect print which is almost certainly going to be a big enough deterrent.

I get it now - so thanks again.

James

lisyloo wrote: »

So now the only way for someone to acheive defrauding me is to lift a perfect print which is almost certainly going to be a big enough deterrent.

I get it now - so thanks again.

Thanks Jimbo26,

No a crook would also need ALL your other personal details too. i.e. passport, driving lincence, and in the case of instant instore cards, a credit or debit card bearing your name etc.

The Thumbpirnt is in addition to all other supporting information used to obtain a loan, credit card, store card, mobile phone contract etc, etc.

Therefore Lisyloo:

Would you agree that when you use the www.freeidprotection.co.uk system that:

Personal risk for liability for fraud is greatly reduced?

That this system deters application fraud?

That it provides ALL lenders with an indication and warning of attmepted application fraud?

That this system can provide a means of identifying perpetrators?

That this puts you in control? Your forcing crooks to do what they don't want to. i.e. submit a perfect print if they wish to use your personal info.

That this is the most cost effective and simplest means of protecting yourself from ID theft?

Really is the best I can do.

I hope those who pay for Cifas Protective Registration meet someone as thorough as you and put similar questions to Experian.

James

lisyloo wrote: »

Sorry but you've wasted enough of my time today and not bothered to apologise.
You may have meant something else from what is direcly quoted but I think you had ample opportunity to understand what my question was and jimbo seemed to understand what I was asking.

I'm not wasting anymore time on it.

Lislyoo,

I've answered your questions to the best of my ability and tried my hardest to understand what you are getting at.

My PM to you still holds good where I'll do my best to clear up any points neither of us understand.

I can't do better than that and I'm sorry you feel your times be wasted. You raised some very valid points.

James

www.freeidprotection.co.uk

jgallcash

Regardless how how much this system works or not - (personally i think its great) I think James has used this thread as a blatent attempt to divert traffic to his website.

I dont think its fair to reply to all menial posts with a link to the site.

It seems like a good system and it is admirable that it is free and any proceeds to go to charity but i cannot believe that you haven't been challenged on your continuous advertising.

shandyf

Hi All
We moved to France in February and re-directed our mail until August.
Since then "someone else" has renewed our re-direction to their own address or (probably) a derelict house somewhere they can collect our post.

We were alerted today by a building society where we have a savings account to be asked whether we had actually applied for a credit card with them. They thought it was strange that even though we live in France we had asked for a card to be posted to our (old) UK address!!

Anyway, it transpires that a *number* of cards have been gained by these fraudsters at various banks/societies in our names and all of them had had their credit allowances spent in full. Thousands of pounds in total.

Whilst the banks will (hopefully) write of the debts as some have already done we are still at the mercy of these thieves until we can freeze our credit report or similar.

Our problem is that Experian and Equifax require current UK post codes unless we post our applications to them which, at this time of year, would take an age via snail mail.

Can anybody help please?

Thanks a million, Shandyf

RoxyK

The weekly newsletter on ID fraud had a link coming to here. I was a victim but Capital One spotted it straight away luckily and have been superb. I have a named assistant to call if I need help and they went through everything I needed to do and sent it all in writing. Luckily no money was lost and Capital One will call and check any 'unusual' transaction with me immediately. They've reported it to CIFAS and I'll be obtaining various credit reports shortly to make sure nothing shows up on there.

Their service is fab. I chose them because of the cashback offer and have been really pleased in the few years I've been with them.

_soapy_

:T

jgallcash wrote: »

Regardless how how much this system works or not - (personally i think its great) I think James has used this thread as a blatent attempt to divert traffic to his website.

I dont think its fair to reply to all menial posts with a link to the site.

It seems like a good system and it is admirable that it is free and any proceeds to go to charity but i cannot believe that you haven't been challenged on your continuous advertising.

Continually adding the link in does no harm at all - it makes it easier for people to find it, even the dimmer ones (with, as you rightly point out, their menial posts) he seems to spend all his time spoon-feeding with answers!

I've just printed the letters and they will be going off tomorrow most likely. This is reactive, though. Wish I'd got around to it before now. :-(

:T Thanks James!

hidner

Sorry for bringing this up but it's been a few years now, how common is this system nowadays and is it worth looking to get into?

lisyloo

I would be interested to know whether this has caused anyone any hassle during applications.
I recently applied for a credit card entirely on-line.
I would imagine this is not possible and that a paper process has to be done.
This would slow things down and possibly mean the loss of quidco cashback (they pay a higer amount for applications processed on-line).

I would be intereted whether this has caused anyone inconcenience or of course whether anyone using the system has had fraudulent attempts to use their identity and what happened.