Free Identity Fraud Protection

James

Cumbrian Male,

Scaremongering!!!! Did you catch Channel 4's - How Not To Lose Your Identity?

Can I suggest that www.freeidprotection.co.uk deters the types of ID Fraud illustrated by this programme.

If this is for you, go for it! If not - it's your choice.

If you can think of, or produce a simpler, more effective method of ID theft protection, then let us all know.

steve6375

I have been a victim of identity fraud (numerous atempts!). I even received some returned documents from a credit card company refusing 'my' application. The documents included a gas bill and a pay slip - all entirely false - we don't have gas here and I did not even work for the company on the fake pay slip!

I have even received new credit cards that I never applied for!

Beware - if you move house (as I did), let property or redirect your mail, you may well be a victim. I advise anyone in this situation to register with CIFAS (google for it). This will protect you against people applying for credit cards with your identity.

choosewisely

Just looked on the Capital One website and can't see the 'No Hassle' Platinum with Identity Theft protection anywhere.

This site says it's no longer available:
http://http://www.uswitch.com/directory/credit-cards/product-2459-capital-one-bank-no-hassle-platinum-card.html

Anyone know otherwise?

Outraged,_Tunbridge_Wells

I have had a Barclaycard for some time, and wished to know whether the free ID Fraud Protection covered me. The person I (eventually) spoke to seemed not to know what I was talking about. Having patiently explained everything several times she told me that, certainly, such protection was available but, equally certainly, it was not free. Who's kidding whom?

James

Martins’ tips when he wrote this article were pretty sound but there is a better alternative which enhances some of his advice.


Use a shredder. Keep your personal info safe and secure. Be safe on the web or phone. Regularly check your credit reference files. Register with CIFAS if you think there’s a risk of ID fraud.

It is good advice to use a shredder and to keep your info safe and secure and always will be. Recent events of major data security breaches by High Street names, Councils and a Government Department highlights just how insecure personal information is.

Why not render your personal information worthless?

Martin advises you to check your credit files regularly. This works out at £6 minimum a time.

Why not get FREE warnings of attacks’ on your files?

Why not have the ability to easily prove it wasn’t you who submitted an application,?

Why don’t you help the law enforcement agencies help you by giving them the tools to do the job, namely a fraudsters forensics?

Why not be in the driving seat by making sure that a lender responsible for granting a loan without complying with YOUR instructions can be held to account?

Martin suggests you register with CIFAS if you think there’s a risk of ID fraud.
CIFAS Protective Registration costs £11.75 per year. It is designed to protect CIFAS members. Not all lenders are CIFAS members. Those subscribing to CIFAS Protective Registration are therefore not fully covered.

Do you want to be FULLY covered?

Do you want YOUR Credit Files to be protected even if you or a crook changes your address?

Do you want your nearest and dearest to be protected after your death?

The answers to all of the above are addressed at www.freeidprotection.co.uk.

James

salsa6665

i bought last year CPP identity protection alert insurance it costs £59.99 a year and it is up for renewal now in august and i am just wondering actually if it is actually good value for money? Has anyone else ever had this insurance or any experience of it? I would be grateful for any help with this

James

Europcar are using a similar system to that used at www.freeidprotection.co.uk to reduce their car theft losses - and it works

Article click here:

Banderman

salsa6665 wrote: »

i bought last year CPP identity protection alert insurance it costs £59.99 a year and it is up for renewal now in august and i am just wondering actually if it is actually good value for money? Has anyone else ever had this insurance or any experience of it? I would be grateful for any help with this

It's money straight down the drain I'm afraid

salsa6665

do you mean that it actually is no help at all? have you had experience of it?- would i be better then cancelling it and just using other methods such as freeidprotection?
the problem is i was robbed in 2004 and then posted with experian a notice that anyone who tried to use my information to apply for credit cards etc.. had to use a certain pass word i have never been asked for this passwork in any financial transaction - applying for credit cards or loans! so how much use is posting with experian etc..?

salsa6665

thanks james... i suppose it is along the lines of using thumbprint for any applications for loans, credit cards etc...
wonder how much it is actually used though.... as i had a password placed on my information in 2004 after my home was robbed but i have never been asked for this password in the numerous financial applications i have made since then!!