Debt Free By 30 - Mission Possible?

Bowski_1011

Try not wind yourself up... you're doing the right thing now thats the main thing!! And you're doing soo well

Mockingjay

Bowski_1011 wrote: »

Try not wind yourself up... you're doing the right thing now thats the main thing!! And you're doing soo well

Thanks Bowski . I need to shake off the 'I've been such a fool!' feeling!!

It's a definite NSD today. :money:

Mockingjay

Yey! I have a balance of £994 on my student loan! Delighted!! Was hoping it was around a grand.
Oh actually it's....£254.70!!
Just realised the £994 didn't factor in this years payments. Only three (well 2 & a bit) more payments then I have an extra £91 a month to throw at my debt!!! :cool::eek:

Edit - Also, I have increased my DD to £300 a month & made it straight after pay day as interest it daily. Yes...I actually read the t&cs on the back of my CC statement! From January this will be increased to £500 (£100ish from the end of my student loan & £100ish from cancelled storage space).

Can't wait to go home and play with my snowball calculator...:D

Bowski_1011

Mockingjay wrote: »

Yey! I have a balance of £994 on my student loan! Delighted!! Was hoping it was around a grand.
Oh actually it's....£254.70!!
Just realised the £994 didn't factor in this years payments. Only three (well 2 & a bit) more payments then I have an extra £91 a month to throw at my debt!!! :cool::eek:

Edit - Also, I have increased my DD to £300 a month & made it straight after pay day as interest it daily. Yes...I actually read the t&cs on the back of my CC statement! From January this will be increased to £500 (£100ish from the end of my student loan & £100ish from cancelled storage space).

Can't wait to go home and play with my snowball calculator...:D

:j Fabulous!!!! :j

beanielou

Good news today then.

Mockingjay

Thanks guys!

New snowball situation means I'll be debt free in...January 2014.

Must stick at it!

Mockingjay

Ooh & I listed my first bit of furniture on eBay. I need to head over to my storage lockup & actually write down everything worth selling. I'll probably do that tomorrow afternoon.

I'm becoming an organised person. Blimey.

Hiddenidenity

Well done on how much you have done so far

Look forward to reading *Subscribes*

beanielou

Jan 14 isent that long really~only 15 months

Mockingjay

beanielou wrote: »

Jan 14 isent that long really~only 15 months

I know! So pleased! Originally it was Jan15. Praised the Gods of Snowballing!!

I'm hoping to do t even sooner but I want to test out a month of really sacrificing to see how much I really have left over. I'm currently playing around with figures to see if I can live on just £700 a month leaving £1k left over for the CC but not sure how realistic that is yet.