Debt Free By 30 - Mission Possible?

Mockingjay

Thanks Hannah.

Still waiting... Dropped it off at 8am! The feeling of dread is growing!!

And I bought lunch in the work canteen. Down £4.60. Terrible MSEer today.

Mockingjay

Spent: £132.85
Bought: £54 MOT, £74.25 Tax disc for 6mths, £3 lunch, £1 charity box & 60p diet coke

IT PASSED!

So pleased! I had £300 set aside for car stuff today so (I'll round it up to) £175 will be transferred onto my CC in a mo.

Also I've decided that I will try to reduce my overdraft. £100 a month should be manageable so £100 has been squirrelled away.

Still a bit annoyed I caved & spent money on lunch & a coke today but I'll be an angel next week :A

Mockingjay

NSD day today . It was darling boyfriend's turn to get the food shopping.

Other MSE news;
* Signed up to be a mystery shopper.
* Entered a few competitions.
* Still waiting on student loan news. Hoping there's under a grand left to pay. Will call them next week. It's mad I can't get access to my own account!!!

Mockingjay

And another NSD

Parents came to visit & treated us to lunch and then we walked (part of it) off.

Feeling chubby at the mo. Going to try & eat better this week...

Mockingjay

Spent - £5.02.
Bought - Fish fingers (@ half price!), baked beans (multipack) & some more oats-so-simple.

Sadly no NSD today but I should have at least 4 in a row from tomorrow as I just bought top up food for the week. OH is away and I can eat all the orange food I want - yey!

The spending today came out of a £10 note I've had in my purse since Saturday before last. I honestly don't think a note has ever lasted that long in my purse!!!

Happytogetdebtfree

Well done on tackling those numbers your really doing well and very positive good luck on your journey

Mockingjay

Happytogetdebtfree wrote: »

Well done on tackling those numbers your really doing well and very positive good luck on your journey

Thank you :T Feels like I'm getting somewhere at last!

I just updated my snowball app & I'm course to be debt free by August 2014!! Originally it was Jan 2015!

New pledge;
I will be debt free by 30!

My birthday is in the first week of August! Thrilled at the idea but equally cross I let myself get in this state!! :mad:

Mockingjay

£200 direct debit has left my account although interest will go on in a few days and destroy that payment Boo hoo!

Need to get this bad boy reduce ASAP so I don't have to pay mental interest anymore. Then I'll reapply for a 0% CC in 6months once my credit has recovered.

Annoyingly I had to buy lunch today as I forgot mine Very annoyed with myself. At least it was only £1.80 but still... look after the pennies.

Mockingjay

Decided to sell the furniture I have in storage. It will save me just under £100 a month & hopefully I can raise some funds from the sales . Also I should get the deposit refunded, I think that's around £70. Horrah!

Still no response from the Student Loan people...I just want to know my balance! Grr!

Mockingjay

Righteo sandwiches, beet root crisps (fancy! ) and diet coke packed for my lunch tomorrow and it's sat in front of the door so I can't forget it in the morning.

In other MSE news, I managed to wind myself up whilst washing up. Thinking about actually saving some money once I'm debt free. Saving money for the future. The future I'm living now!! WHY DIDN'T I WAKE UP SOONER?!!!