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Debt Free By 30 - Mission Possible?

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Comments

  • missrlr wrote: »
    Morning best only k, have you thought about contacting your current card providers and seeing what decal you can get or cancelling the ones you don't use, reduce the credit limit on the rest and then try again? Need to consider if this is worthwhile doing or getting loan at lower rate to transfer card at 25% to instead?

    Thanks for the suggestion. Unfortunately/fortunately I only have this one credit card and they keep increasing my limit. Started at £1700 and now it's nearly £15k. Is it a good idea to get that decreased? I'm worried about it damaging my credit score.
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • I did it! Another NSD today! Three in a row!

    However I really need toothpaste (currently using a travel size one!) & some chopped tomatoes so I'll have to go to Sainsburys tomorrow but I will only get those 2 things!!! DETERMINED! :D

    I also just went over my July bank statement. Sainsburys swallowed up £350 of my money over the month!! I'm reducing the food bill to £120 this month. I've been so blooming stupid!!!!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Heffi1
    Heffi1 Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    This might seem a trivial thing, but tinned tomatoes at Asda are I think 31p but for them to chop them up for you they charge you 35p, could you not cut them yourself and save the extra pennies, I know it isn't a huge amount, but as you said earlier, look after the pennies...
    :) Been here for a long time and don't often post
  • Heffi1 wrote: »
    This might seem a trivial thing, but tinned tomatoes at Asda are I think 31p but for them to chop them up for you they charge you 35p, could you not cut them yourself and save the extra pennies, I know it isn't a huge amount, but as you said earlier, look after the pennies...

    Thanks Heffi! I will look at that. Unfortunately Sainsburys is only supermarket within reasonable distance but I'll check out their own brand stuff.

    Currently cooking up lots of tomatoey pasta for dinner tonight & lunch tomorrow. I haven't been in the work canteen for a full week. Surprised a search party hasn't been sent out...
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Some expenses have arrived in my account from work so that's £22 transferred to CC. :). Horrah!

    Feeling motivated but terrified car will fail MOT & it'll cost a lot to sort. It goes in on Friday. All things crossed!!!!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    edited 26 September 2012 at 9:57PM
    Spent - £1.21 (plus £2.50 via Nectar points)
    Bought - S/burys Own chopped toms, S/burys Baked Beans, half price toothpaste & 2packs of Kleenex balsam for £2! I have a cold :(

    I don't think I've ever spent that little in S/burys! Felt good to used my Nectar points & use coppers to pay :D
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Another MSE day pulls towards the close.

    I'm feeling so motivated!!! :D Thank god for this website!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Planning another NSD day today :). Still feeling frightened about the result of the MOT tomorrow. I really don't want it to undo all my good work!

    Just checked my bank balance and I've had no transactions on my account for 2 days. That's NEVER happened (unless I've been abroad). Times are changing!
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • Mockingjay
    Mockingjay Posts: 214 Forumite
    edited 27 September 2012 at 8:44PM
    Another NSD :D

    MOT is tomorrow though & if/when it passes I also need to get a tax disc so will do it all in one painful swoop! Boooooo!!!! :mad:

    I have £300 put aside for the MOT just in case it needs lots of work. Anything not spent will be transferred onto the CC by the end of the day :)
    CC1 - [STRIKE]£8746[/STRIKE] £2801 71%
    :o LBM September 2012 - Current DFD Oct 14 :o
  • :wave:

    Got my fingers crossed for you

    x
    emergency fund:£179/ £1000 Uniform/car fund:£
    boys savings £
    Christmas £60 bday £40 holiday £

    Family loan £7000/£5425
    Credit Card 0% £2015.32 eon £435 overdrafts £1500/£1300
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