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Mystery Shopping Thread 24 *PLEASE READ THE OP FIRST**PLEASE NO CLIENT NAMES OR FEES

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Comments

  • Buzby
    Buzby Posts: 8,275 Forumite
    Big_Graeme wrote: »
    I'm diabetic, thats why I do one a year, the Tern ones I do have the test fee cancelled by the client before they claim the fee from the NHS.

    You've lost me there.

    The Private fee is £35. The trade amount (which we don't see as the test is supposedly free) is/was around £28). I do not have confidence that any MS outfit would cancel making a claim to the NHS for payment, simply for those MS-era lucky enough to be in Scotland and get them FoC as a right. If the reimbursement covers the full cost of te private test, I do it and provide the receipt - but not otherwise!
  • Big_Graeme
    Big_Graeme Posts: 3,220 Forumite
    Buzby wrote: »
    You've lost me there.

    The Private fee is £35. The trade amount (which we don't see as the test is supposedly free) is/was around £28). I do not have confidence that any MS outfit would cancel making a claim to the NHS for payment, simply for those MS-era lucky enough to be in Scotland and get them FoC as a right. If the reimbursement covers the full cost of te private test, I do it and provide the receipt - but not otherwise!

    I do one MF eye test a year, this is my one I am allowed as a diabetic, as its free to me I sting MF for a premium, costs the state no more than it would if I didn't bother with the MS.

    The Tern eye tests are cancelled by the client before the claim for the NHS fee is submitted, that is why they ask for the name you booked in as, there is no cost to the NHS from these jobs, the client bears the cost. Hence why I'll do four or five. This information came from Claire at Tern.
  • Flossy2008
    Flossy2008 Posts: 203 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Not sure if this is the correct place to post so please point me in the direction if its not.

    I want to start mystery shopping again, I used to do it some years back and used to earn around £50 a month on top of my income. I reckon I'll earn around the same again, doing it on my days off.

    I have a full time job where i earn 21k a year and pay "standard" tax and NI.

    So I'll be earning an additional £600 a year from MSing (roughly) - £50 x 12. So that's a total of £21600 for the year.

    I have read the OP but just want to clarify as I don't fully understand :o - I'll have to register as self employed and pay 20% on what i earn from MS, will i have to pay extra NI? And will my tax or NI insurance go up on my FT job because of second income? (MSing)

    Thanks to anyone who can help
    If you always do what you've always done, you'll always get what you've always got... :p
  • Lil_Me_2
    Lil_Me_2 Posts: 2,664 Forumite
    Flossy2008 wrote: »
    Not sure if this is the correct place to post so please point me in the direction if its not.

    I want to start mystery shopping again, I used to do it some years back and used to earn around £50 a month on top of my income. I reckon I'll earn around the same again, doing it on my days off.

    I have a full time job where i earn 21k a year and pay "standard" tax and NI.

    So I'll be earning an additional £600 a year from MSing (roughly) - £50 x 12. So that's a total of £21600 for the year.

    I have read the OP but just want to clarify as I don't fully understand :o - I'll have to register as self employed and pay 20% on what i earn from MS, will i have to pay extra NI? And will my tax or NI insurance go up on my FT job because of second income? (MSing)

    Thanks to anyone who can help

    Welcome! Yes you need to register as self employed and you're correct on the tax that you pay 20% on the profit you make (check the difference between what you earn and profit).

    No you won't need to pay extra NI (unless rules have changed recently!!). I'm in the same position as you and I got a small earnings certificate (http://search2.hmrc.gov.uk/kb5/hmrc/forms/view.page?record=yKpjabZqCc8&formId=433) you can earn up to £5725 from being self employed before you need to pay more NI.
  • Flossy2008
    Flossy2008 Posts: 203 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Lil_Me wrote: »
    Welcome! Yes you need to register as self employed and you're correct on the tax that you pay 20% on the profit you make (check the difference between what you earn and profit).

    No you won't need to pay extra NI (unless rules have changed recently!!). I'm in the same position as you and I got a small earnings certificate (http://search2.hmrc.gov.uk/kb5/hmrc/forms/view.page?record=yKpjabZqCc8&formId=433) you can earn up to £5725 from being self employed before you need to pay more NI.
    Thanks so much, so that's £5725 I EARN not PROFIT (just clarifying)??
    And expenses, will I be able to claim against the tax in my FT job and MS job or just my MS job? - probably won't have many but just good to know :)
    If you always do what you've always done, you'll always get what you've always got... :p
  • Buzby
    Buzby Posts: 8,275 Forumite
    Whilst you've been away, the rates achievable from MS have dramatically fallen. If you could make £50 a few years ago, I would suggest for the same amount of effort you would be lucky to get £30 all things being equal.

    There is greater competition for jobs, and this is reflected in the reduction of pay rates (previously £5, now £2,75 or less).
  • Big_Graeme
    Big_Graeme Posts: 3,220 Forumite
    Flossy2008 wrote: »
    Thanks so much, so that's £5725 I EARN not PROFIT (just clarifying)??
    And expenses, will I be able to claim against the tax in my FT job and MS job or just my MS job? - probably won't have many but just good to know :)

    No that is profit, all expenses should go against your MS income.
  • Flossy2008
    Flossy2008 Posts: 203 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    edited 1 April 2013 at 5:33PM
    Buzby wrote: »
    Whilst you've been away, the rates achievable from MS have dramatically fallen. If you could make £50 a few years ago, I would suggest for the same amount of effort you would be lucky to get £30 all things being equal.

    There is greater competition for jobs, and this is reflected in the reduction of pay rates (previously £5, now £2,75 or less).
    I might not bother then...I used to get a lot more a job with grassroots! Thought that was poor! - might have to come up with another idea - definitely will! £2.75!!! LOL
    If you always do what you've always done, you'll always get what you've always got... :p
  • ms_night_ryder
    ms_night_ryder Posts: 3,029 Forumite
    Anybody with secret.service.may well have stiff competition shortly, they have just been picked a theo paphitis sbs winner this week. He has 60k followers, so might be a chance of.loads signing up, I did because of the tweet, not so secret now lol
    Lose 28lb 3/28lb
    SPC Member 1522/2012-£264/ new pot 2013
  • whitelabel
    whitelabel Posts: 2,217 Forumite
    I saw that too and thought the same...
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