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5 years MFW - Lets get cracking...

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  • edinburgher
    edinburgher Posts: 13,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    20% LTV? That is awe inspiring to a youngster like myself (not calling you old mind :) )
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Good! Although having 3 secondary school children is a bit of a shocker.


    Did enter the race in a nice position to be fair (being MFW old house) but does really feel doable now rather than mountainous. I am already planning what I'm going to buy.... (take 2 years to do all my wish list... new (not new new as carp driver) car, not gizit lounge furniture, new pans, new cutlery, light fitting utility... sorry very unexciting...

    Just hoping I can still keep a strong push till my hours reduce and then I'm already putting feelers out to get my 2nd job up to full time total as although full time has been official since jan (was 34.5 + extra shifts every month before that) as its a higher grade.

    I must say I feel very very lucky that I could work round the clock, every day forever, that's the joy of nursing. My DH works for LA and they've announced 30% reduction in work force, his comparable is taking early retirement though so although his workload will potentially double (he's already drowning) at least he should be safe but we could (if necessary) live on my wages or vice versa which is a good place to be.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • edinburgher
    edinburgher Posts: 13,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I must say I feel very very lucky that I could work round the clock, every day forever

    That is good, but I suspect that it would be very negative for people with a compulsive streak (like myself). I'm just lucky in that I'm a lazy sod :D
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Its not good when you have a family either, as short tomorrow and I spent an hour covering a shift knowing that if I didn't cover it I'd be working it and Dave would be v cross!
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edinburgher wrote: »
    That is good, but I suspect that it would be very negative for people with a compulsive streak (like myself). I'm just lucky in that I'm a lazy sod :D

    Me too Ed - in fact quite compulsive about being lazy ;). Also competetive - bet I'm lazier than you :rotfl:.

    H - you put me to shame :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    HDK - both new LLL and SB double your house are back on TV:j

    I am planning an überfest catch up this evening :D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • greent
    greent Posts: 10,788 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    Me too Ed - in fact quite compulsive about being lazy ;). Also competetive - bet I'm lazier than you :rotfl:.

    H - you put me to shame :(


    Can we have a laze-off competition, GG? I'm Uber competitive.... but perhaps too lazy to take a completion seriously! ;):p:D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    greent wrote: »
    Can we have a laze-off competition, GG? I'm Uber competitive.... but perhaps too lazy to take a completion seriously! ;):p:D
    Whatever. Can't really be bothered :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    edited 7 September 2013 at 10:28PM
    I can't say I actually want to work round the clock! Although struggle to say no to Overtime as its increasingly difficult to come by, they much rather I came in and got time back eventually...

    Can I join lazy comp? just lately my body does not want to get out of bed. Its such an effort.

    Saw SB NP, didn't recognise her without a bump. When had day off Thursday I managed HUTH (ironed) have come to the conclusion its addictive, you cant watch a bit, as you need to see the ending. a guilty pleasure. Once this assignment in im going to paint the little lounge, was thinking sage green?? (am carp with anything remotely artistic) may need to get the lady who bought my old house to advise as she's brill with stuff like that.

    Have spent all day undercoating phone box, Daves friend has given us the regulation phone box paint (quite difficult to get hold off) as he has one and you have to buy in a big tin. Plus gave us some black and white paint (white for inside ceiling, black for plinth) bought gold (for crowns) in a bargainous moment last year in a "cheap" shop for £1. Hoping its nice tomorrow so can do 1st coat of proper stuff. Then just need to replace some glass but his friend has a machine, so just need to find some glass and arrange freebie cutting. Strangely excited, looks fab just with undercoat (red oxidising paint)

    Girls were sleeping in tent in garden tonight but have just returned as full of water.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    HelenDaveKids wrote: »
    Can I join lazy comp? just lately my body does not want to get out of bed. Its such an effort.
    Do what you like. As long as it involves no effort on my part :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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