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Enjoying the journey to becoming debt free - paying back the credit cards

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Comments

  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Check me out - 26 NSDs this month, what a total - my highest yet!

    Carried out the 6th interview today which went really well too - only one more to do so I'm aiming to get them all transcribed by the time that comes around in 2 weeks time.

    Also did half an application form this morning and sent off the emails and forms to be filled in by various people for the PhD. Still not expecting to get it but it will be good to get everything ready incase another one comes up.

    So May begins tomorrow and I will be aimimg to start the month off with some NSDs this week too. Time to log off and crack on with more of the transcribing......
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 1 today - good to get May off to a good start!

    Typed up half the transcription notes while had a large gap this afternoon at work. Also had a look for some funding - not much luck and also had a good chat about budgets and how it's doable to go back to studying and stopping full time working.

    Right then time to stick to my transcribing plan for the 3rd night in a row and get on with some more
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well I did it and finishing transcribing that 2nd interview - 4 more to go!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    What a dreadful day at work today with even worse at the end of a long day.

    However I did get an email to cheer me up granting me some funding to pay for transcribing which ws a great surprise! A very welcome one too! I'm finding out soon who can trascribe and then hopefully its full steam ahead. Also submitted that application form too.

    NSD 2 today
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 3 today

    A nice long walk after work and voluntary work tonight in the strong breeze. Nice head emptying out walk after the last couple of weeks too - will be getting plenty of those in over the weekend.

    Also took the sales shoes back for a refund too after voluntary work - how much do I enjoy walking to work, walking into town, walking home and calling in for the final few bits of the supermarket shop? A lot after all that commuting and traffic!

    So now feel really full after blasting that chocolate today so leftovers for lunch tomorrow for a change which is the first time in a long time I've been like that.

    Thinking tomorrow will be long dog walks, some exercise for me, some uni work and catch up on some housework - oh the life!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Ok, got weighed on the fancy machine yesterday to discover I had put 5lbs in 4 days from last weigh in at work and my body fat had also increased by 1% - not terribly pleased with that discovery!

    So with some determination I've reset the plan to get back to 10st and also now the inhalers are kicking in, the cold has gone, alongwith I'm hoping someone else can do the transcribing, its time to get some more exercise on the go again. Shouldn't take too long to get back on track - maybe a couple of weeks I imagine.

    I had a sneaky feeling the biscuit count was creeping back up again.......

    In other news I'm have some problems with an ebayer buyer which is escalting in a not very nice or helpful way. I've taken the steps I can so it's up to ebay now to sort it out. Also have a lot finishing over the weekend so let's see how these get on.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    2 items sold this morning and a lot have not sold and they'll be going back on next free listing weekend.

    A productive morning - cleaning and washing done for today with more to do tomorrow. Squirrelled away the various budget updates and updated the birthday savings totals

    £2 = £124
    20p = £60
    50p = £40
    Total = £224

    Treat pot savings for new running trainers new total is £70 from £1 every time a beauty product is used up.

    Time to get on with some uni work I think for a couple of hours

    NSD 4 today too
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Have finally got around to some outstanding life laundry, now this is a job I've put off for a long time - reactivated an old current account to use as the budgeting a/c instead of opening a new one.

    This will be my a/c for the various funds I'm saving for car costs and present funds for birthday and Christmas budgets.

    Blimey, am I either growing up at last, or, do I have some important work to do I'm avoiding? Either way, I don't mind!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Well I finally made it out for a run this morning - the first one in about a month after that asthma diagnosis and never ending cold.

    Glad to say it went pretty well - nice and steady and certainly feel better afterwards than I have did. Think I'll go again tomorrow as its a busy week this week and it was certainly nice to feel some warm air for a change!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Firstly, another NSD no. 5 today!

    Knuckled down and an hr's worth of study this morning which was a lot of organisation of sections and wrote one section. More reorganisation this afternoon and writing then long dog walk, bathroom clean and all is done for today with only some small jobs to finish off tomorrow
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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