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Loans Direct UK [text removed by MSE Forum Team] Processing Fee

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  • Apples2
    Apples2 Posts: 6,442 Forumite
    Smcn70 wrote: »
    To all those who have had money taken firstly phone your bank tell them your card has been stolen that way no more money can be taken ,then phone the financial ombudsman service tell them these companies would only take the money if a loan was approved and you didn't get a loan worst 2are loans direct and cash locator trading as we approve you will get your money back believe me I did, phoned financial ombudsmen on the fri got a check the next Friday .
    Absolute nonsense... for the bits I could understand.
  • I have contacted the ombusman but they can't find this company anywhere and the address I have comes up as a different bussines, according to them the address they do have they don't get a reply from. Can anyone help me please!
  • gb12345
    gb12345 Posts: 3,055 Forumite
    Rosey58 wrote: »
    I have contacted the ombusman but they can't find this company anywhere and the address I have comes up as a different bussines, according to them the address they do have they don't get a reply from. Can anyone help me please!

    There is a thread here http://forums.moneysavingexpert.com/showpost.php?p=64005198&postcount=13 about Cash Locator that has a link to their website and an address on it. Is that the address you already have?
  • Is anyone else having trouble getting the payday loan company, loans direct, to pay back their cancellation fee?
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is anyone else having trouble getting the payday loan company, loans direct, to pay back their cancellation fee?

    What have you done so far ?

    Have you written to them at the address provided in the terms and conditions ?
  • Hello what is the best way to recive my money back from loans direct.? I no there's a few people on hear talking about them so do they actually give the refund back.? I have been in contact with them and get told to send a letter in that ive done but not via recorded delivery... I would like to point out that if iwas made fully aware of a charge I would not of bothered why would you need to pay for a service you can do you're self for free. I was not made aware that this company was a loan brokers
  • How are loans direct able to get away with this? It is absolutely disgusting. I've had the same problem... They're seemingly refusal to refund my 68 pound they took unexpectadly even after I have written my request for cancelation last month. I've been a que now for 12 days solid. Shameful
  • gb12345
    gb12345 Posts: 3,055 Forumite
    How are loans direct able to get away with this? It is absolutely disgusting. I've had the same problem... They're seemingly refusal to refund my 68 pound they took unexpectadly even after I have written my request for cancelation last month. I've been a que now for 12 days solid. Shameful

    Send them a letter of complaint demanding the refund of your £68. If after 8 weeks they haven't refunded (or they come back sooner and refuse to refund) refer them to the FOS.
  • gb12345
    gb12345 Posts: 3,055 Forumite
    wildmill wrote: »
    Hello what is the best way to recive my money back from loans direct.? I no there's a few people on hear talking about them so do they actually give the refund back.? I have been in contact with them and get told to send a letter in that ive done but not via recorded delivery... I would like to point out that if iwas made fully aware of a charge I would not of bothered why would you need to pay for a service you can do you're self for free. I was not made aware that this company was a loan brokers

    Had you fully read their T&Cs before signing up and handing over your card details you would have been fully aware that they are a loan broker and that they will charge you for their services.

    As to getting your money back, see my previous reply.
  • Hello can i ask if loansdirect uk have 100% money back guarantee.as said above.?? I have had money taken from loansdirectuk and they claim they dont do refunds even tho no services have been excepted of them.
    Thank you
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