60 year old widow needs some advice to survive

jayk

Hi

Sorry to hear your situation. Just a thought depending on your late husbands profession/role sometimes there are organisations for trades that will help widows in reduced circumstances. Could you not look into this. It may be useful to consider getting a different rental- one bed place, cheaper costs to run and pay rent on and also you would be better placed re CT changes for future.

You said you worked in GP practice, can you not send a CV round to all the local practices see if they need anyone. Have you looked at any employment agencies you have clerical and reception skills and can use computer. I wish you well but you do have to be pro-active, keep strong, I wish you the best for future.

valk_scot

One other suggestion...if you don't want to take money from her directly, why not suggest your DD moves back in with you till she gets married? She may well be able to save more if living with you. If she's currently living with her fiancee they could both move back for that two years and be able to save that much more.

marybelle01

oliveoil99 wrote: »

I'm not a beggar have paid into the system for 40yrs can you say that? I am not of low intelligence what you have said I already know and yes I have tried to find alternative housing and work so do not make assumptions you know nothing about.

Oh now you are being ridiculous. As it happens I know an awful lot about housing and working in Bradford. Nobody has called you names but you insist on responding to posters with aggression, and rejecting every suggestion as something that doesn't suit you.

If you don't want help that is easily deliverable. I'm out.

superwoman4

There are some great suggestions here. I'm sure everyone sympathises with you. I will be 60 next month and do not think of myself as elderly. I can't wait to get my bus pass ! It seems unfair we have to have to wait until we are 62 to get our state pensions, but that's how it is. You have asked for help by posting here, please take on board some of the good advice. I think claiming working tax credits by doing 16 hours work and some good suggestions by valk_scot, is the best way for you to go. Good luck.

McKneff

How much you have paid into the 'system' is totally irrelevant.
Ive paid in for 47 years and I get 60% state pension, nothing else from the benefts system, zilch.


My small private pension I worked damned hard for and contributed for the last 20 years.

sniggings

McKneff wrote: »

How much you have paid into the 'system' is totally irrelevant.
Ive paid in for 47 years and I get 60% state pension, nothing else from the benefts system, zilch.


My small private pension I worked damned hard for and contributed for the last 20 years.

not relevant :eek:

But you then go on to tell us you paid in for 47 years but ONLY get 60%, seems yours is relevant but the OP's isn't

LisaW123

McKneff wrote: »

How much you have paid into the 'system' is totally irrelevant.
Ive paid in for 47 years and I get 60% state pension, nothing else from the benefts system, zilch.


My small private pension I worked damned hard for and contributed for the last 20 years.

The OP has a small private pension of her own, only £22 a week but at least she has tried to make some provision for herself while she was working.

HB58

I repeat my suggestion that the OP should have a look at the 'money saving' and 'up your income' boards of this site. People there have some great ideas for both cutting outgoings and raising a bit of extra cash.

McKneff

sniggings wrote: »

not relevant :eek:

But you then go on to tell us you paid in for 47 years but ONLY get 60%, seems yours is relevant but the OP's isn't

Neither mine, the OPs or anyone elses are relevant, the amount paid in by me and everyone else over the years paid for the people on benefits at that time.

And if Im not mistaken, its not too long since you pointed that out to me.:p

I paid full taxes over 47 years, benefits come from NI payments and I paid MW stamp up to the last 20 years of my working life and then full NI for the last 20 years, half of which was required for a full pension, I got a little more (10%) more by claiming on my OHs pension contributions, so I really didnt need to go onto full stamp at all.

SandraScarlett

Oh dear, once again, the typed word is taken too literally. OP, nobody implied you were a beggar, it's a saying. Just like "too many cooks spoil the broth" - who makes broth nowadays? But we all know what that means!

Unfortunately, the written word can be misconstrued so easily, and I'm sure all the posters had your best welfare at heart, when they wrote what they did. I find these boards so helpful, and although you might not agree with every suggestion, people are trying to assist you, it's just that posts are open to misinterpretation.

If I hadn't read these boards, I wouldn't have known that, as my husband has Alzheimers, he was not counted with regard to Council Tax, and therefore I get 25% discount, which is nearly £400 a year. :j

Please keep us up to date with your job-seeking, and I wish you all the best.

xx