We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Mobile company complaint - Help

Rudess
Rudess Posts: 197 Forumite
Tenth Anniversary 100 Posts Combo Breaker
Hi

I'm a customer of one of the big mobile companies in the country. Few months ago my mobile was stolen unfortunately and I had to go and get replacement for which I paid as I was asked.

Two months ago I was astonished to find out that £200 disappeared from my bank account because that company decided that 'Phone was found' and 'I didn't return it', therefore have to pay this astonishing amount of money.

I recovered the money by calling my bank but the company started sending threatening letters and even a threatening phone call from their 'debt collection' department. I made many calls to their customer services, they never phoned me back although promised on many occassions. They are not willing to remove this charge, although I explained them there is no sense in what they are doing, and I'm really desperate and don't know now what to do.

I was never advised that in theory if a mobile is found, that I should return it to them (logically I paid in addition to the monthly contract another sum of money for a replacement). Secondly, if I had the phone as they claimed, why wouldn't I return it? Their story doesn't make any sense, it's just another case of a cowboy company using its power over a poor citizen.

I would really appreciate your help with this matter.
«13

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If it is some insurance company complain to the FSA.
  • T_T_2
    T_T_2 Posts: 880 Forumite
    What 'replacement' cost did you pay? Was it a contribution or was it for the full value of the replacement handset? If it was only a contribution, representing a fraction of the cost of replacing the handset, then it would seem reasonable that the phone company should recover the balance once the phone had turned up. If your replacement cost was for the full value of the handset then by all rights they shouldn't have charged you anything once the original phone was back in your possession.
  • chanz4
    chanz4 Posts: 11,028 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    full facts are required
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Rudess
    Rudess Posts: 197 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    First of all the phone is not in my possession, therefore I shouldn't be charged anything at all. Secondly it was a contribution (not full value) of 50% and the replacement I got wasn't new but a refurbished one.

    Anyway, this company has no right to charge me for not returning a phone, because this phone was stolen and is not with me.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 September 2012 at 8:38PM
    Rudess wrote: »
    First of all the phone is not in my possession, therefore I shouldn't be charged anything at all.
    It's not uncommon, say, to sell a phone on ebay and then report it stolen. In this case the phone is not in the possession of the original owner, but he should be charged.
    Secondly it was a contribution (not full value) of 50% and the replacement I got wasn't new but a refurbished one.
    Unusually big excess for an insurance claim.
    Anyway, this company has no right to charge me for not returning a phone, because this phone was stolen and is not with me.
    As above, in some circumstances they do have grounds for charging.
  • Rudess
    Rudess Posts: 197 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    But these circumstances do not apply to me. What should I do about it?
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As above, complain.
    Stop wasting time on telephone calls and do everything by mail or email.
    If you want a better advice, post the full story with all details.
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    This doesn't make sense ?

    If your car is stolen the Insurance company pays you the value less your excess etc etc

    If the car is recovered it has to be given back to the insurance company as they now own it and they can recover some of the losses

    The same situation with the phone ...so who has it and why has it not been handed back ?
    It's not just about the money
  • Guys_Dad
    Guys_Dad Posts: 11,025 Forumite
    10,000 Posts Combo Breaker
    Rudess wrote: »
    First of all the phone is not in my possession, therefore I shouldn't be charged anything at all. Secondly it was a contribution (not full value) of 50% and the replacement I got wasn't new but a refurbished one.

    Anyway, this company has no right to charge me for not returning a phone, because this phone was stolen and is not with me.

    Reading this particular post, it smacks of evasion and a certain concealing of facts.

    A straight honest person would have said something like "it was stolen and I don't know who took it" Sound like you know where the handset is and who took it.

    Also, none of your posts have actually said you have had an insurance settlement.

    I'm sorry, but your posts are all a bit fishy and if you have had an insurance pay out and you know where the handset is or who took it, then that information should be given to the insurance company and police.

    Try being straight, both on this forum and with the insurance company/network.
  • T_T_2
    T_T_2 Posts: 880 Forumite
    I believe that what the OP means when they say it is not in their possession is that when it was stolen it was never recovered. In other words it remains stolen. Please correct me if I am wrong.

    If this is the case then the next obvious question is to ask why your phone company believes you have recovered the handset? Have they said anything about this?
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.4K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.