My Debt Free Journey starts Today

dimples666

Thats me this weekend, busy doing nothing lol.
Cant seem to motivate myself.

Got my first £5 Amazon voucher from Swagbucks which I spent on some books that I would have been buying anyway so got them a fiver cheaper, which is great. I am well on my way towards my second voucher.

I have had three no spend days this week which is great.

Nothing else to report really.

B xx

dimples666

Today I made another £25 payment off my arrears, I finally feel in control and feel i am travelling down the correct path, slowly gaining momentum till i pay the arrears off then i can concentrate on the loan itself.

As usual my physical health has been a challenge this week, my bloody (no pun intended) urinary catheter keeps clogging up with blood caused by my kidney stones irritating my kidneys so its been a challenge to stay out of hospital, but so far so good, i am waiting on a date to get them removed (stones not kidneys LOL) and am hoping it will be before Xmas.
My stomach biopsy results are back and its not all doom and gloom.
The majority of the biopsies were fine, but a few showed "pre malignant changes" which is far better than malignant changes LOL, it simply means they need to keep an eye on it, which is a huge relief, i had convinced myself the cancer had spread and i had stomach cancer whilst waiting for the results, so i wept tears of relief when i was given the results.

Finally something went my way

B xx

dimples666

I just got a credit score alert from Experian and when i viewed it it turned out to be from my mobile phone company, EE Orange, yet I pay by Direct Debit.
So I rang them up and asked why it said I owed £34, they said "dunno cos your account shows no missed payments" so I asked how do I remove this to which the reply was "dunno sorry"!! Finally after much argueing I got through to someone with a brain who said I have to email the credit department and they would sort it,eventually. Which i have just done.
I am so angry, here I am struggling to pay my debts and improve my score and they destroy all that with a click of a key board.
Grrrrrrrrrrrrrrrrrrrrr

B xx

fillyfop

Congratulations on all your hard work so far, you've done so well!!

It is frustrating when somethng happens like that but don't let it de-rail you!! Hopefully it will all be sorted quickly.

£34 a month for your phone... how far into the contract are you? Do you use all of the allowances? You should take a look at Giffgaff when you're near the end of the contract. Much cheaper than the other networks and sometimes the other networks will match their deals so def worth a look.

dimples666

Another reason its weird is that my contract is £15 a month and i never go over. I have never had a bill for £34!! LOL
Although thanks for the tips

I am still waiting for a response from Orange EE, quick to slander not so quick to repair!!

B x

dimples666

Well i made another £25 payment off arrears yesterday, another nibble off the total.
I feel like its a huge step forward although i am sure by the time interest has been paid its probs pennies off the total arrears but at least its coming off.

Found out today that my biggest Kidney stone is 3cm round, feel perversly proud of that monster lol but will be glad when they take it out, I am on the waiting list but seeing surgeon again next week and hope he will speed things up.

Halloween was lovely, decorated the house and my toddler lol, she won best costume at nursery, she went as the princess of darkness, if you knew her you would know just how funny that is.
She is the sunniest child i ever met, very blonde and blue eyed. Every one comments on her sunny personality so to win best costume for princess of darkness was an achievement lol.

I am trying to always have something to look forward to in order to help with my mental health, our next thing is of course Guy Fawkes Night, we are going to a BBQ at my parents, followed by some fire works (watched from within the house for safety) whilst sipping hot chocolate, MMM.

B xx

dimples666

Well desoite being in hospital most of this week i made my payment to loan company on time and in full.

Feeling better for now and looking for ways to keep money coming in

B xx

youareallhelpingme

Thats great to hear!

dimples666

Hello All
Well I am still here, sorry been away, but as you are aware i have been poorly and in and out of hospital
I am still up to date with all my payments and hope to continue to doing so.
I go in to hospital on 17th Dec to have part of my kidney removed and wont be home till 22nd (if all goes well) so am frantically finishing all my Christmas preperations as wont have time for much when i get out and i cant drive so its got to be done. I am spending Christmas day with family so dont have that to prepare for.
I probs wont be on again so MERRY CHRISTMAS to everyone
I hope the season brings you what you wished for
B xx

slm6002

Merry Christmas to you - i hope op goes well and to plan so you can be home in time to enjoy christmas with your family - also well done on your payments