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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

18990929495133

Comments

  • Okay, thank you again pavlovs_dog! :D

    SJ X
    97 months until I qualify!:dance:
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    mummy18 wrote: »
    Hi Trix-a-belle, Where can I find the update data page please? I thought this challenged started on 12th December 2013 and to finish in 2016? £140k is my balance at 1st December 2013. If it's already ran for a year, then it's no point joining halfway through. Don't worry about it.

    As per the instructions in the first post of the thread mummy18
    This third challenge runs from December 2012 to December 2015
    (apologies for my error saying 2011 yesterday)
    I don't know if there is a take 4 challenge or something similar running elsewhere in the forum that has just started

    Others are joining at the moment if you want to but as I say FB picks up the data, gives people challenge numbers and transfers it across. As you've submitted the form he probably will add you when he gets to it so your decision.

    link to the update data sheet https://docs.google.com/spreadsheet/ccc?key=0AnhcWfGMRVgddE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE&usp=drive_web#gid=1 your entries are line 668 & 678
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Ok. This needs a bit of housekeeping. I've allocated a number and PMd mummy18, but other stuff such as tidying first few posts and applying updates is outstanding.

    Will get done over the course of the weekend.

    FB.
    Mortgage and debt free. Building up savings...
  • Ok. This needs a bit of housekeeping. I've allocated a number and PMd mummy18, but other stuff such as tidying first few posts and applying updates is outstanding.

    Will get done over the course of the weekend.

    FB.


    FB....you do an absolutely fabulous job and the fact that you manage to sort this out at all leaves me in awe!! :D Wouldn't worry about the outstanding stuff.....you are entitled to time off too!!!!;)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Good news - kind of.

    Mrs Bliss got a part time job and she also got kept on. Just stacking shelves in the run up to Christmas, but is being kept on. We get a 10% discount on our spend, plus other staff incentives that I'm still not sure about.

    Bad news is that it's nights and weekends, so I've been spending more time looking after kids etc, less time for other things and MSE. A step on to other things I hope!

    I also felt lousy yesterday, so just pretty much took it easy, which was nice. OK, What was I here for...:o

    Promised to pick up on this challenge and do some housekeeping - I've checked and applied all outstanding updates (I think) for chart 04. If you were waiting for an update to be applied, please check and PM me or post here if I've added in a typo.

    There's been a few people interested in this challenge, such as mummy18 and Kerfuffle above, so I'll post allocated numbers next.

    FB
    Mortgage and debt free. Building up savings...
  • New and change of objectives:

    New:
    158. BlueDaisy. Reduce my mortgage from £76,920 to £57,000.
    159. mummy18. Reduce my mortgage from £137,075 to £90,000.
    160. BlueMoo. Reduce my mortgage from £173,000 to £150,000.
    161. StrawberryJam132. Reduce my mortgage from £54,665 to £42,000.
    162. Kerfuffle. Reduce my mortgage from £102,486 to £78,000.

    Change:
    62. bownyboy. Reduce my mortgage from £125,000 to £82,000.

    I'm going to PM the newbies, then leave it at that for this evening, but aiming to pick up on this a little each evening this week in the hope that I start to get things up to date.

    Thanks,
    FB.
    Mortgage and debt free. Building up savings...
  • Ever had one of those days, where you mentally plan the day out and the execution is way wide of the mark. Let's just say I didn't have the best of days. :(

    Don't like saying I'll pick up something and not following through this evening, but going to turn in and draw a line under today and see if I can get chart 05 out tomorrow.

    FB
    Mortgage and debt free. Building up savings...
  • Here's a first draft at chart 05:

    https://docs.google.com/spreadsheet/ccc?hl=en_GB&key=0AnhcWfGMRVgddE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE&single=true&gid=9&output=html

    Been looking at figures and formula for too long this evening, so I'll check this over again tomorrow.

    See the 'shortfall' column for what you need to do be on track for chart 05, in March.

    I'll edit the first few posts to update links to charts tomorrow, so you don't need to keep locating this post.

    FB.
    Mortgage and debt free. Building up savings...
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    awesome FB
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    black_taxi wrote: »
    awesome FB
    You're only saying that because your shortfall is a big fat 0 :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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