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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)
Comments
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Go to page 43 and its post 856Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000
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financialbliss wrote: »Right - firstly a big thanks for everyone who has updated so far, for what is a pretty busy time of year. If you have not updated yet, please do so as and when you can. Updates for previous charts also accepted.
So, here's chart 04, the end of the first year of this third three year challenge:
https://docs.google.com/spreadsheet/ccc?hl=en_GB&key=0AnhcWfGMRVgddE1iTjMwaFQ3Y3EtOS1GQ0NkUnUwdUE&single=true&gid=8&output=html
Must confess to rushing through this rather quickly and haven't studied the results much - just copied and pasted into the logged results sheet.
Usual disclaimer - if there's anything a miss with your details, please PM me and I'll sort out as soon as I can.
Well done everyone
Aim to get chart 05 up and running during the weekend, so you can see where you need to be for the next 3 months (March 12th 2014). I'll keep logging into Google docs over the next few days and weeks to mop up any late comers, but if your balance has not updated, feel free to PM me to give me a nudge.
An early Merry Christmas everyone and here's wishing you all a financially secure 2014.
Financial Bliss.
Here you goLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Current mortgage free date is Feb 2023, really want to reduce this. Phoned the bank today and have increased our DDs by £35 :-)
Now overpaying by £280 every month. Still need to try and find more to add so that I meet my targets. Actually looking forward to my next statement
Stash Busting Challenge Made 16 / 50 (Get blimmin' organised!)
MFiT - T3 #158 [STRIKE]£76920[/STRIKE] £66962 reduce to £57K by Dec 2015 - MFD Dec 2022
Mar AFD 9/18
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trix-a-belle wrote: »I can see your resubmission is there now on the input data sheet susanne, it was there before too (as was twiggys) so must have just got missed in the volume of updates
Hope you have a good for weekend too
Edit: Twiggy yours has been updated on chart 4 ?
Thank you very much. Chart is not updated yet, but I am sure it will be shortly. Many thanks for all your and financialbliss's hard work on this.
Best regards,Save £12k 2013 '13 #66 £12,106.76/£12,000 // '14 #44 £10,081.90/£10,000 // '15 #67 £11,976/£12,000 // '16 #67 £7,322/£12,000
MFiT: £187,200 - MFD: 02/31 - Target = £35,000
T3 #71 - '12 £125,899
T4 #71 - '15 £80,264; '16 £66,946 '17 £44,9970 -
Thank you wantabetterlife!
Ive found it, all updated Thankyou financialbliss for you hard work sorting all the updates, and a merry xmas to you all, and a financially secure and happy new year!
X Sammy X :xmastree:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Hi folks, what post number is chart 4 on please? i sent update last week, but i can only see 1, 2 and 3 charts? am i missing something?
XSammyX:o
Don't worry, I was doing the same thing and looking at the 'current chart' post on page 1! :rotfl:£12k in 2019 #084 £3000/£3000
£2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)0 -
Hi,
Love to join please.
Have sent in that google docs thing. Hope that's right.
Will include here just in case
Figures
Start: 173000
End: 150000
Thankyou.M3 Dec2015 #160 Target £150,000 (BU £155000)0 -
Sneaks in very quietly and whispers "just posted my update, sorry I forgot to do it earlier, Merry Christmas everyone". Sneaks out again, tail firmly between legs xMFiT-T2 #49 December 09 £15373, January 12 £0 target £0 by 12/12/12
TARGET MET 11 months early - YIPPEE
MFiT-T2 #50 August 11 £111,691.25, December 12 £96,699.20 target £99,999 by 12/12/12
TARGET MET 3 months early - YIPPEE
MFiT-T3 #49June 14 £76338.33 target £49999 by 12/12/150 -
With a balance of £0.00 we are mortgage free today. :beer:
I had to make a payment of £127 this morning to clear it.
This is only temporary as we have just recently sold our house and are in the process of looking for a new one.
We'll enjoy the feeling while it lasts.
Congratulations!
Haven't been on here for a while and as i have said before, you always appeared to be around the same stage as ourselves so we used you to spur us on too!
We opted to not totally clear in the end, we get more from the ISA than we pay in interest so there was no point doing it.RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
FB great to see you back in the game!
We seem to have been busy spending on the house recently which will continue again in the New Year, added to a couple of expensive holidays and proper savings plans have gone out of the window!
Can you convert me over to a challenge target of £20,000 of savings?
Mortgage is effectively paid as we have an equal figure sat earning a higher rate of interest than the mortgage rate - although that might be interesting to see if that begins to turn around next year.RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130
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