The Mortgage Free in Three - Take 3 challenge (MFiT-T3)

samtoby

Hey everyone.....

Sillysod what a target! - Good luck :T

Shineyhappy good to get your partner on board - at present I have not told mine - but will when I feel ready. I will def have to when we look at having a baby as we were going to join our bank accounts. We will see

Financialbliss if only I was at the place to save :cool:

Tilly MFW in 6 YRS I like the idea of sweeping the pennies - i have been thinking of sweeping to the nearest £10. So if my balance is £738 I will sweep the £8. I don't know how often I would be able to do that though before my account was low

Mrs-hoppy_2

Hello, I want to register for this but I can't for the life of me work out what to do. I can't fill in the form without a number - how do I get a number? Thanks and sorry to be dim - I'm fairly new!

We have £70,829.11 left on our mortgage and hope to pay it off in three years. Optimistic but we like a challenge

pammyj74

Hi I am finally in a position to join this MFiT-T3!
Am hoping to clear my mortgage in 3 years
I think I have registered. Will have a good read up of the first few pages later when I have time.
Thanks

pammyj74

Mrs-hoppy wrote: »

Hello, I want to register for this but I can't for the life of me work out what to do. I can't fill in the form without a number - how do I get a number? Thanks and sorry to be dim - I'm fairly new!

We have £70,829.11 left on our mortgage and hope to pay it off in three years. Optimistic but we like a challenge

I have done it without a number, I think the number is when you have been allocated one and you then update you figures not for registering.

Mrs-hoppy_2

pammyj74 wrote: »

I have done it without a number, I think the number is when you have been allocated one and you then update you figures not for registering.

Thank you - have done it now, that makes sense

GoldenSand

Newly registered on this site and thought I'd sign up for this challenge. Managed to OP £10k last year but will not be able to reach that target in one year again for a long time to come. But hopefully this challenge will keep me focused. Hoping to reduce mortgage by £18k in total over next three years - but still have a life along the way!

financialbliss

Mrs-hoppy wrote: »

Hello, I want to register for this but I can't for the life of me work out what to do. I can't fill in the form without a number - how do I get a number? Thanks and sorry to be dim - I'm fairly new!

OK. Think that's tripped a few people up, so I've added a bit more detailed comment as part of that question / part of the form:

"This is the number you have been allocated for this challenge. If you're just joining this challenge, you won't have one and can leave this question blank. Otherwise, if you do have one, please use it as it makes the administration simpler!"

Hope that helps. It's all a learning process, even for me!

Financial Bliss.

financialbliss

samtoby wrote: »

Financialbliss if only I was at the place to save :cool:

Me too... Probably won't be in the position to do much saving in year one.

Got £16,000 of credit card debit - before you have kittens, it's at 0% interest, but my interest free days are ticking. Basically I took out 3 credit cards, one 15 month 0% and two 18 month 0% - spent as much of the usual spend on them as I could, then paid off just over the minimum balance, to free up income to throw at savings and eventually the mortgage.

I'm also going on a big holiday to Florida in May 2013 and that pretty much needs paying too!

FB.

brizzledfw

Hi FB

Re the previous question, when in the past I have had savings:mad: I used to stalk the Best Buy pages for ISAs etc of the newspapers..Times usually. Worked for me and wasn't too time consuming.

Almost ready to hand in final scores on doors for MFiT-T2..quite a momentous time!

brizzle

financialbliss

Challengers this evening are as follows:

New challengers:
114. SillySod. Completely clear my £175,000 mortgage.
115. rockabelle. Reduce my mortgage from £246,000 to £190,000.
116. Shineyhappy. Completely clear my £160,000 mortgage.
117. pammyj74. Completely clear my £44,842 mortgage.
118. Mrs-hoppy. Completely clear my £70,829 mortgage.

Updates:
106. black taxi. Completely clear my £29,000 mortgage.
6. icklehelen. Reduce my mortgage from £72,500 to £48,500.

Am about to PM the newbies with their numbers...

Any issues, do let me know.

FB.