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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)
Comments
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Almost payday and two more weeks until the next quarterly updates are due (she says, as if you needed reminding....!)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Hi everyone,
Sorry I went off the radar. I have sent my update form in showing that the balance is down to 90k. It still seems a lot but down from £160k it isnt so bad.
DH got the date wrong for his endowments so they dont cash out until the spring and then that will leave a balance of about £50k to find.
We have had a garage built this year (DH wouldn't wait) and a few nice holidays so we have not been as frugal as we should have been but we have been having more funDebt Free - done
Mortgage Free - done
Building up the pension pot0 -
Hdk checking in, get paid monthly so my September payment is now official in the gates.Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Should get my mortgage balance down to about 1k end of 2014
Sounds crazy for 1st time in my life I will be investing/saving beginning of 2015,an I'm 50+
always been in debt
more of a very good nest egg,when I'm 65/70
I won't be rich,but I will be comfortable because I took this MF decision 5 years ago.
g/l all£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Good Work Black Taxi
I reckon adding money in the plus column rather than reducing the minus column will be just as rewarding next year. You've been a stalwart of this thread and previous similar ones with kind words and encouragement and we will miss you when you've gone.
Good Luck
Someday Soon :TCompletely Debt Free 2009:j
Completely Mortgage Free 2013:j0 -
sept balance £3993
g/l all£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
No.18 checking in with current balance of £16100£14, 500 to go0
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Here are my September figures (sent on form already)
£109268 with £947 in savings a/c ready for January as I have reached my overpayment limit for the year. I have set myself a target of £104k for the beginning of Jan when I can overpay again.
That then leaves me £8k to over pay to reach Dec 2015 target (£6k will be repaid by normal overpayments). It will be a stretch but it wouldn't be a target if it was too easy.
Thanks FB for all your work on this & good luck to my fellow MFW with their targets.
MFWin2019Declutter 2023 110/520
Jan grocery challenge 324.44/350 25.56 spare
Feb grocery challenge 204.45/280
March gc 0/310
23 minutes a day self care, decluttering, tidying or cleaning0 -
Wow well done everyone! The £'s are tumbling
FYI its chart 7 update for form updates
Anyone heard from FB?- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps0 -
Hi all
Just sent my update via the form - submitted a balance of £42,903 which is a combination of the mortgage balance less the savings that I'm building up to repay against the mortgage.
Fingers crossed that I remain on track to get it down to £30k by the end of this challenge
Some great updates on here and wow to Black Taxi, that's brilliant and bet you can't wait to get to the end and start and build your savings; as someone else commented, i'm sure that will be just as satisfying
Hope everyone is well
Regards
ATTMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950
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