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The Mortgage Free in Three - Take 3 challenge (MFiT-T3)
Comments
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Just submitted my update via google docs (balance £22355) - I've caught up a bit since last update and think I'm now about £200-ish from where I *should* be at this stage, which I should claw back by Dec's update
S'been a bit of a struggle at times with DH being out of work for most of a year at one point, but we should hopefully manage to just clear it all by the very end of this challenge
x
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Well, update sent....... no idea where my opening target came from though as I said I wanted to clear all mortgages but opening balance was 30k too low
. Anyway, balance now is 37,137, hopefully will be 0 by 12/12/15 :T.
Looking forward to seeing everyone else's progress :j.
As always, thanks FB, hope all is well with you :beer:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
black_taxi wrote: »someday soon
here's your 1st post 2009
# 8 someday soon 07-11-2009, 7:09 AM
MoneySaving Convert
Join Date: Nov 2009
Posts: 132
Hello
New to this. Have been concentrating on clearing all other debts as per Martins excellent advice, and have been working really hard to overpay since April this year. Overpayments on 60,000 mortgage are currently £540 per month. I am waiting for the annual statement to arrive almost as much as Christmas! How sad am I?? I'd love to join your list for 2010.
here's mine
2010
i only joined 2009 thread for 1 payment--dec 1st 2009
heres to 2010
monthly target £400
year £4800
thx cake
Wow, looks as though our paths have run along similar lines BT. I remember the 2010 one year challenge and Cake - what happened to her? Tesco Points Addict was another name from that time I don't see anymore:(, course we can't get rid of gallygirl and her mob!, what happened to mortgage free street - do any of you remember that? Right, time to refocus, it's been emotional:rotfl::beer:Completely Debt Free 2009:j
Completely Mortgage Free 2013:j0 -
someday_soon wrote: »Wow, looks as though our paths have run along similar lines BT. I remember the 2010 one year challenge and Cake - what happened to her? Tesco Points Addict was another name from that time I don't see anymore:(, course we can't get rid of gallygirl and her mob!, what happened to mortgage free street - do any of you remember that?
TPA is alive and kicking in real life with 2 lovely doggies.
Aw, the street was fun while it lasted. I loved my big, white Art Deco house at the end of the cul de sac - you know, the one with direct access to the private cove.
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
rosie tiger?£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Chart updated...... where does the time go?!0
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89. The end of the rainbow.
Logging in with a savings balance of £29180 - 73% of challenge therefore should be 'in the green'. :j
Many thanks for all your hard work FB.0 -
Hi all
Just updated but can not find the latest chart. Does anyone know where I can find it?
ThanksMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0 -
Is the challenge still up and running as FB hasn't been on here sine the last update?0
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moneysaymoneydo wrote: »Is the challenge still up and running as FB hasn't been on here sine the last update?
Yes, the challenge is still running. FB has not been so active but he also has not missed an update since the challenge started. The form to complete is at the bottom of post 4 and you can say which chart you are updating when you are in it.
The up to date chart 6 is at post 1027 and we are all updating chart 7.
It must be hard, staying involved and motivated when you have achieved your goal. People's focus changes as time goes by.
I am sure that if he does not come back, someone will pick up the organisation and take over the spreadsheet, but he is not late yet.
SLSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0
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