Nationwide aug: + 1.3%

Eellogofusciouhipoppokunu

Graham_Devon wrote: »

I was just wondering if you had rennovated your home as part of your plans to make the best out of the situation.

I was talking about insurances to cover yourself for lifes eventualities. Life assurance and critical illness to cover your family if the worst happens and the usual home/contents/income protection insurance to cover yourself. I'd also add making sure you are employable to the mix. Something a lot of people forget to do and one of the major reasons people can struggle to find employment if they are makde redundant. A few training courses and additional skills can make a world of difference and often your employer is happy to pay for these.

Mr._Pricklepants

Eellogofusciouhipoppokunu wrote: »

I was talking about insurances to cover yourself for lifes eventualities.

Ignore the trolls, Eellogofusciouhipoppokunu.
According to them, I'm renoman also. Sometimes I'm Sibley, then I am Mr.Ree, the next day I'm nollag.
It's common tactic. They do it to everyone who is better off financially than they are.
Welcome to the forum, by the way.

Eellogofusciouhipoppokunu

Mr._Pricklepants wrote: »

Ignore the trolls, Eellogofusciouhipoppokunu.
According to them, I'm renoman also. Sometimes I'm Sibley, then I am Mr.Ree, the next day I'm nollag.
It's common tactic. They do it to everyone who is better off financially than they are.
Welcome to the forum, by the way.

I was reading a really intelligent and interesting debate* between a poster called Hamish McTavish and a poster called shortchanged that was virtually ruined by the constant chipping in of inane comments and insults from this Graham_Devon poster. I assume from that and his input here that he's the resident troll? All forums have them unfortunately.

*https://forums.moneysavingexpert.com/discussion/4148069

Mr._Pricklepants

Eellogofusciouhipoppokunu wrote: »

I assume from that and his input here that he's the resident troll? All forums have them unfortunately.

Sad but true.
The funniest thing is when he claims the moral high ground and calls for serious debate and follows it up with;

Graham_Devon wrote: »

Bravo son. I salute you sir. Your hypocrisy knows no bounds!

and;

Graham_Devon wrote: »

It's better just to write him off as a very silly boy!

wotsthat

DervProf wrote: »

Let's say you see that there is a leaking tile on your roof. You know there will be problems ahead. Do you "live for today", and simply ignore the leak. Or would it be best to address the minor problem, and avoid future trouble ?

It's been better explained already.

A sensible person would fix the leak and get on with life. The poor soul that can only see problems would fix it too but then would be losing sleep about it blowing off in 3 years.

You don't need the analogy to be honest. You saw the credit crunch coming but were treated as a fool apparently. I too thought credit was getting out of control when I saw how much people were mewing and not realising that they were taking on more debt rather than 'spending equity'.

I could see problems ahead but just kept on with my plan of living within my means and saving for the future - I'm doing the same now. You're trying to imply that I'm 'living for today' simply because I don't live my life in 2007 and worry endlessly about what should have been done.

It's time to move on - looking back and constantly going on about 'liar loans', 'debt junkies', 'self cert mortgages' etc. etc. isn't healthy. The 'debt junkies' haven't been punished to your satisfaction and they aren't going to be - get over it.

Graham_Devon

Eellogofusciouhipoppokunu wrote: »

. I assume from that and his input here that he's the resident troll? All forums have them unfortunately.

Really, you assume that? Wow. You were quick to come to that conclusion.

I bet you just want to be in my gang

Welcome back reno.

Eellogofusciouhipoppokunu

wotsthat wrote: »

It's been better explained already.

A sensible person would fix the leak and get on with life. The poor soul that can only see problems would fix it too but then would be losing sleep about it blowing off in 3 years.

You don't need the analogy to be honest. You saw the credit crunch coming but were treated as a fool apparently. I too thought credit was getting out of control when I saw how much people were mewing and not realising that they were taking on more debt rather than 'spending equity'.

I could see problems ahead but just kept on with my plan of living within my means and saving for the future - I'm doing the same now. You're trying to imply that I'm 'living for today' simply because I don't live my life in 2007 and worry endlessly about what should have been done.

It's time to move on - looking back and constantly going on about 'liar loans', 'debt junkies', 'self cert mortgages' etc. etc. isn't healthy. The 'debt junkies' haven't been punished to your satisfaction and they aren't going to be - get over it.

I take issue with these claims that people saw the credit crunch coming. They might have seen things exactly as you described, and been worried about the amount of debt people were getting themselves into, but no one would have been able to predict the credit crunch as it has played out. A case of people making vague predictions and then re-writing history to suggest they 'knew it was coming but no one would listen'.

We've just been watching 'Cosmos' by Carl Sagan where he says that the charlatens who used astrology to make predictions did exactly this and suggested they could see the future. No one can see the future, we can make vague predictions based on today's events but you never know how or when things will turn out. All you can do is to make sure that you don't overstretch yourself financially, ensure you have all the necessary insurances in place and then just get on with your life. We only have 4 score and 10 years and then we're dead. Don't waste your time worrying about things that are out of your control. Nothing is ever as bad as you think it will be.

brit1234

Sibley wrote: »

I think we can officially say that the latest HPC false dawn ' Fear phaze' is over.......


They have taken one in the bag this month...:rotfl:

0.2% month rise not 1.3%

1.1% seasonal adjustment added, what a joke

moneyinmypocket

Calm down Brit, you where predicting 40% crash in 4 years not that long ago

sabretoothtigger

ruggedtoast wrote: »

Who's joking, they are incredulous.

Tell you what, if you promise to stop making dozens of silly sock puppets and replying to yourself multiple times in the same threads, then I'll stop summarising hpc over here.

Sock puppeter spy author unmasked :T

http://www.telegraph.co.uk/culture/books/booknews/9515593/RJ-Ellory-detected-crime-writer-who-faked-his-own-glowing-reviews.html#