We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

September's 2012 BR Club

1246710

Comments

  • Welcome maffloondon, was feeling lonely!

    quick update... got my letter from the OR on Saturday (a week and day from the BR date), the posts about the cheap envelopes were right :rotfl: more form filing but fairly straightforward, very clear letter with what to do and telling me I have my Telephone interview on Thursday, the only odd thing is that all the info they want has to be back with them by Thursday for the interview so a bit of a rush, but you do get a stamped addressed envelope (guess for £450 you would expect that!)
    every time I manage to get one more breath into this body, I will sing a song of thanks to you my brothers, my sisters, my friends, may your sleep be peaceful, and angels sing sweetly in your ears.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Welcome maffloondon, was feeling lonely!

    quick update... got my letter from the OR on Saturday (a week and day from the BR date), the posts about the cheap envelopes were right :rotfl: more form filing but fairly straightforward, very clear letter with what to do and telling me I have my Telephone interview on Thursday, the only odd thing is that all the info they want has to be back with them by Thursday for the interview so a bit of a rush, but you do get a stamped addressed envelope (guess for £450 you would expect that!)

    Glad you have heard from the OR and thinking of you on Thursday.

    :rotfl:£450 least you can expect eh!! :beer:

    Before the call just look through your 6.28/SOA so your familiar with what you have said. The OR will just go through your 6.28/SOA with you. Also before the call have a big mug of tea ready or a bottle of water, and while they are writing things down you can have sips of tea/water, so you don't feel you have to fill in the pauses. And if you don’t know the answer to a question just say so. Do have a list with all questions ‘you’ want to ask.
    Can last anything from half an hour to an hour and a half.

    If...x
    "If wishes were horses, then beggars would ride"
  • Hi If can i please be added to the Sept list Br 10/09/2012 K x
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    mafflondon wrote: »
    Hi, Went BR 13.55 03.09.12. Couldnt belive how non-judgemental teh court staff were and how straightforward the process was. This is not to say that becoming BR is something to be shouted about but more that I needn't had been so anxious about the court process.

    I have still not heard from the OR however. I called on 7th September 2012 and left a message. I hope I get a call or a letter soon as I want to complete the OR process and any IPA stuff as soon as possible and move on.

    I'll provide regular updates here.

    Hi mafflondon :wave:
    Just wanted to say hello and welcome. Good news that everything went OK and fingers crossed your IPA is sorted out soon x
    mynumber wrote: »
    Hi If can i please be added to the Sept list Br 10/09/2012 K x

    Hi mynumber and welcome :wave:

    If will be along soon to add you to the September club, I just wanted to say hello in the meantime.

    Hope today went well?
    x


    Fingers crossed for Thursday tiggerbodhi, hope the call goes OK x
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    mynumber wrote: »
    Hi If can i please be added to the Sept list Br 10/09/2012 K x

    Hi K and Welcome to September's BR Club, I've added your name to the front page :beer:
    Hope your having a drink tonight and you'll sleep really well tonight too.

    If...x
    "If wishes were horses, then beggars would ride"
  • Hi everyone, thx for all your messages of support and welcome to new members.Well, the OR called me today. A very nice chap giving me a courtesy call to arrange the full telephone I/V asking me to prepare by obtaining DMP and pension ref numbers etc. Very polite and non-judgmental. Also told me what to say to creditors and confirmed a few issues like bank account. So, I/V on Wednesday. Fingers crossed....
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    mafflondon wrote: »
    Hi everyone, thx for all your messages of support and welcome to new members.Well, the OR called me today. A very nice chap giving me a courtesy call to arrange the full telephone I/V asking me to prepare by obtaining DMP and pension ref numbers etc. Very polite and non-judgmental. Also told me what to say to creditors and confirmed a few issues like bank account. So, I/V on Wednesday. Fingers crossed....

    Hiya mafflondon, will have my fingers for Wednesday too and let us know how you get on.

    If...x
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    mafflondon wrote: »
    Hi everyone, thx for all your messages of support and welcome to new members.Well, the OR called me today. A very nice chap giving me a courtesy call to arrange the full telephone I/V asking me to prepare by obtaining DMP and pension ref numbers etc. Very polite and non-judgmental. Also told me what to say to creditors and confirmed a few issues like bank account. So, I/V on Wednesday. Fingers crossed....

    Fingers crossed here as well mafflondon. Good luck x
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.........:staradmin
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    edited 12 September 2012 at 12:02PM
    :staradmin Hi Everyone and Welcome to the September's 2012 Bankruptcy Club :staradmin


    This club is for everyone who has gone or going through the process of Bankruptcy during September 2012. So please feel free to join and post.

    Pop your name on here, the date that you went Bankrupt and the stage that you are at now in your Bankruptcy. And then just keep everyone in the club updated throughout the next year about your BR journey. That way we can all stick together and compare notes and we will be there to support each other throughout the different stages in our Bankruptcy.
    Remember this is your board so keep posting :hello:

    Obviously anyone can come on here and post anything that will help us all and you are all welcome. Any important questions that need answering please still post them on the main board, as you will receive more advice and help.
    Hopefully it will be an extra place for friendship and support as we compare notes and discuss what is happening with our Bankruptcies.



    ~ Please do not include too much information as the IS (Insolvency Service) are known to frequent this forum and they may identify individual cases, so username and date only, thank you ~
    "If wishes were horses, then beggars would ride"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.