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my first week.

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  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not so good news on your son pantherchick.
    Have a great week too :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sunday, up early this morning, as recieved a text from daughter who wants to tell me how much she loves me. is it genuine i love you mum or is it, can you lend me mum? here i am cuppa tea and this forum, have made use of the free time and logged some items on ebay, hope some one makes a move on them soon. i like to see bidding. hard though because i tend to look and want to buy other things, have to remember why im doing this, to make money not spend it.
    Have got a really messy spare room full of junk, ironing and other un mentionable stuff to clear, i keep shutting the door. motorvation for this week is to sort it. so i'l tell you thursday how i did with that. have set myself up for the £5 a day challenge with this forum so be interesting if i can do it. help and advice needed how to start collecting the pennies. x
    .
  • Sharon87
    Sharon87 Posts: 4,011 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hey panthergirl, good luck and well done so far on your debt free journey. I'm at the beginning of my debt free journey (and diary)

    eBay is our friend some of the time, I need to take inspiration and sort through my old rubbish!
  • Sharon87 wrote: »
    Hey panthergirl, good luck and well done so far on your debt free journey. I'm at the beginning of my debt free journey (and diary)

    eBay is our friend some of the time, I need to take inspiration and sort through my old rubbish!

    Hi sharon87. its a battle sitting and putting things on ebay, i hate the gift wrapping part and the queue in the post office, but its for a good result so it has to be done! i feel like saying to the cashier, "i'l be back" just for the fun of it! lol. so thanks for your support and i hope you beat your demons and win the battle with your debts, your doing well,:beer: pantherchick xx
    .
  • Hi, i've subscribed to your thread, good luck!
    Have you thought about a car boot? That way you can really declutter and you will get cash rather than having to wait for paypal and all the fees. Try looking for supermarket coupons too and comparing the prices at different supermarkets before you go shopping.
    Well done on your first week (and a bit!)
    Katie
    "Life’s up and downs provide windows of opportunity to determine your values and goals. Think of using all obstacles as stepping stones to build the life you want."
    Marsha Sinetar

    NSD Challenge ~ October 5
  • Hi, i've subscribed to your thread, good luck!
    Have you thought about a car boot? That way you can really declutter and you will get cash rather than having to wait for paypal and all the fees. Try looking for supermarket coupons too and comparing the prices at different supermarkets before you go shopping.
    Well done on your first week (and a bit!)
    Katie
    Thanks Katie, my daughter asked me to do one with her so at the minute i wont be able to do one for at least 3 weeks do to work pressure and a weekend away coming up, there's also a flea market near us, bit like a car boot with no car! lol. im going to start a monthly menu plan, but there is only the two of us at home now, the kids drop by from time to time and raid the cupboards, so i have to have some supplies to keep them going!even though they are in their 20's they still want mums cake cupboard. im trying to find ways of not over spending, spend only if i have too, i ask myself do i need it, or just want it. thanks for the advice, its nice to know others care to reply with constructive advice. xx
    .
  • its monday and its not going as planned. ive recieved a letter from bank regarding bank charges, they say NO. so what next? do i go again and write another letter or do i just give up.....

    decided to use my gym membership and had a hour at the gym, havent been for a long time, sweated alot, so made good use of it. :p

    have been thinking of how to double my money this week, as its a challenge ive read... so will get some cheap and see what happens in the next few days, not sure what to buy yet, any ideas? what to buy to sell on!

    well cc is a little lower now, that this months payment is off, so wer on our way. advertised myself for cleaning/ironing work and recieved a message of marriage, not what i wanted lol
    .
  • So today has been a great working day:), have picked up one extra shift at work this week, so thats something extra at the end of the month. Have bought a couple of things yesterday to re-sell. hopefully make £18-20 proffit. dont mind making a little, would like alot, but all the extras add up dont they? off work thurs afternoon and friday all day, so will be thinking of the many ways to turn a few bob ( pardon the pun) lol.:cool:
    Have still the old laptop to sell, and the buyer is still contacting me but i want to see the colour of his money first, think if i hand it over i will never see him again! im in it for the extra dosh dosh so he will have to pay up if he wants it. put a little cash into my scp today :). even went shopping and bought bare minimum and felt good about not spending on junk food. I would love to hear from any others out there what you are doing to help your cause, im thinking long term now and even considering doing a flea market in the next few weeks with darling daughter. cant seem to find any coupons what site do i need, and i love competitions but i dont want to fill in loads of personal stuff for a silly chance, what site do i need, anyone help me here? well must go to bed long day at the office tomorrow, but i will be thinking of my future fortune and money making ideas;) xx
    .
  • Hi there, just a 2week update, not got very far this week, all ebay items that sold, posted off to new owners. have sold the double bed so the money has been added to the pot! still waiting for mr laptop to get intouch, not giving it away lol. put a £1 in scp today just for the fun of it.
    Have set myself a task of buying some thing cheap and selling on at a proffit, be nice to double so will see. spent £12.22 on two items, wont bore you with the details i brought but ive advertised them for sale on gumtree this evening and may shop window tomorrow in local village. will wait and see on that little effort.
    Made my hubby shocked today at the amout ive already collected in two weeks, made his eyes light up when i showed him the cash, lol. hes thinking of sorted some things for me to ebay, nice hubby at times lol.
    off out tomorrow with daughter to find more bargins to buy and resell. will let you know by week 3. how we get on with that one.
    Im tired today as worked a 13 hr shift yesterday and stayed 2 more hrs extra at work today on top of my shift, so a little extra money on pay day! No time to catch up tomorrow so will see you all at the weekend, still would love to know how everyone else is doing. :) xx
    .
  • its monday and its not going as planned. ive recieved a letter from bank regarding bank charges, they say NO. so what next? do i go again and write another letter or do i just give up.....

    Write again. They'll usually say no first time round which they hope will put people off. Don't let it! Keep at them :)
    Made my hubby shocked today at the amout ive already collected in two weeks, made his eyes light up when i showed him the cash, lol. hes thinking of sorted some things for me to ebay, nice hubby at times lol.

    hee hee :) Actually seeing the cash is a big incentive!! Excellent! And with him on board with helping you to save money (as opposed to spending your new found cash!!), you'll be debt free before you know it!!!

    Best thing worked for me was budgeting - and sticking to it! I get paid monthly. Work out all outgoings/rent/dd/so etc, and see what I'm left with. Divide by 5 (weeks in the month), and lift that money in cash each weekend. That money is to do me for fuel, food shops, clothes if they're needed, coffees or any entertainment. Any left over by the end of the week goes into a pot.
    The other really good tip is to keep a spending diary. That way you can see exactly where your money is going to, and then you can decide what you can either cut back on or cut out.
    Wealth is what you're left with when all your money runs out
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