We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Jazee's Diary

Options
18283848688

Comments

  • Humdinger1
    Humdinger1 Posts: 2,291 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    @Jazee how are you? Is OH not quite on board? Love Humdinger xx 
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @Jazee how are you? Is OH not quite on board? Love Humdinger xx 
    I think he's struggling to get used to monthly pay again.  It was easier to juggle when getting paid weekly but that's not possible any more!  Anyway, he didn't stop at the shop on the way home yesterday.

     I'm still not really spending, am certainly within my budgets.  I'm going out with a friend tonight but only need to pay for light refreshments so within £5.

    The Av0n book has been delivered and there a some items I want to get.  Some will be put away as bargain Christmas presents and payment won't be until next payday so I'll still be keeping to the ' buy nothing  new in January' challenge.
    Spend less now, work less later.
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This week I have kept to my budgets.  Can't say the same for DS as bank of mum and dad was open again this morning.

    Anyway, I used my £50 premium bond winnings to buy a secondhand cabinet we wanted which would have cost £150 new.

    Unfortunately I haven't kept to 'buy nothing new in January' as DH needed some new safety shoes for work, but paid for with my AMaz0n voucher, so that doesn't really count either.
    Spend less now, work less later.
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning diary.  I really should post here more often to keep on track.

    Another new item purchased except the payment isn't due until February so I'm not counting that either!  All budgets still kept too.  Got a bargain toy for the grandchildren to play with here in the charity shop yesterday. £4 instead of over £10.

    Today I should only be spending £2 for an exercise class.
    Spend less now, work less later.
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    February.....well we kept to our January budgets.  It's lovely having a regular income again for both of us.

    I have done our February budget and it's looking good.  As there is no council tax this month I've bought £200 of premium bonds.
    Spend less now, work less later.
  • Could you give other half a weekly amount to work with instead? I have a feeder account which I put my monthly money into then feed my spending account with the money. Find I'm less tempted to make unnecessary purchases when have less in my account to spend. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oops. Not been on here for a while.  Budgets being kept to including DH.
    Some bigger spends this week.  Haircut for me and family day out for half term but all planned.
    Spend less now, work less later.
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello diary.
    Still kept to budgets and it's pay day for me today.  As there is no council tax to pay I've saved £200.  I considered booking a short stay somewhere but have decided just to have a couple of days out instead with DH.
    Spend less now, work less later.
  • Jazee
    Jazee Posts: 9,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DHs payday today.  I've set budgets for the month and there was £25 left so I've bought more premium bonds.
     I'm a little under the weather so I've cancelled all socialising this week which will save a few pennies too.
    Spend less now, work less later.
  • Hope you feel better soon Jazee xx
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.