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Impossible Carer's Allowance & Benefits Situation

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  • princessdon
    princessdon Posts: 6,902 Forumite
    So AT WORST you get £416 pw (tax free with no housing costs) and that isn't enough for a couple to live on?

  • For your information, I have been self-employed for most of my working life and very successfully too. I have worked very hard and do not expect the state to keep me. My partner and I would both LOVE to work. Sadly this is proving near impossible because of our circumstances. We could work from home, but I doubt that will happen. Our age would only go against us anyway if we were actively seeking work as we are in our 50s. We would need a reasonable wage, nothing extreme, but the current rates of pay and benefits system makes things worse for people like us.

    I'm sorry but this is full of contradictions....if you have been a 'very successful self employed person for most of your life' then surely you would have accumulated some savings? Very successful doesn't scream to me that you were just paying the bills and that was it over the years...there was nothing left in the pot.

    You also state earlier that you want to live with your partner and work from home.....but now you doubt that will happen

    You don't expect the state to keep you yet are whining that the £170 per WEEK you get now doesn't cover your bills?! Why not since most peoples largest bill is their rent/mortgage and since you are on IS yours is getting paid by the state. You must have some whopping debts which aren't the for the state to pay off for you.
    And you do expect the state to keep you...you want to be a carer for your partner and still get the same amount of benefits you would get living apart.

    Sorry but you are no better than the Vicky Pollards pumping out the kids in a council estate to get benefits. You have no fixed abode and your partner needs 'constant' care but yet you aren't living together?! Yeah right. If you can't, as a couple, live on the enhanced benefits a disabled person gets then there is something far far wrong.
    There are couples out there living on a basic couple JSA and whilst they are not living the good life, they are not going hungry either.

    You sound like a real catch btw...finances before the health of your partner. She's a lucky lady...what are you going to do if you can't maximise the benefits to the level you want - leave her to fend for herself?
  • So AT WORST you get £416 pw (tax free with no housing costs) and that isn't enough for a couple to live on?
    How much?:eek::eek:
  • mikey_bach wrote: »

    A joint claim will always pay less then two single claims

    Oh I think the OP is pretty clued up on this point;)
  • princessdon
    princessdon Posts: 6,902 Forumite
    edited 15 August 2012 at 10:28PM
    Spamfree wrote: »
    How much?:eek::eek:

    That was their figures ^^^. I think they get a lot more separately though!

    Plus all the extras for people in those circumstances (lower utilities, no rent, No CTB, no prescriptions etc etc etc)
  • That was their figures ^^^. I think they get a lot more separately though!

    Plus all the extras for people in those circumstances (lower utilities, no rent, No CTB, no prescriptions etc etc etc)

    But he has no bills remember - he is homeless *cough* so effectively the £170 he gets just now is getting spent on god knows what as it's certainly not for the upkeep of a house.
  • princessdon
    princessdon Posts: 6,902 Forumite
    But he has no bills remember - he is homeless *cough* so effectively the £170 he gets just now is getting spent on god knows what as it's certainly not for the upkeep of a house.


    Currently I am in receipt of litle short of £170 every week - combined Incapacity Benefit and Income Support. This will drop to £71 per week with the new ESA, should I still be entitled to it. I struggle as it is to pay the bills.


    That is what they *were* getting and they claim to have bills above (note THE bills - on a no fixed abode - but they have now been found fit for work and so either need to appeal the ESA or claim JSA both at reduced rates.

    Then they lose when they "officially live together"

    Hence their post

    I can see why they are feeling the pinch - they are going down a lot on current benefits (can't use the word income as it feels wrong).
  • mikey_bach
    mikey_bach Posts: 912 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 15 August 2012 at 11:25PM
    Just read the whole thread had missed a page doh.
    OP is NFA

    Staying over to care for someone can be classed as living together anyway if a decision is done on this, she will have to claim for him anyway.
    and if the decision is backdated will have an overpayment of the SDP

    SDP is payable to someone who lives alone all the time, not someone who lives alone a few nights a week when the mood takes

    So move in together before the dept makes that decison for you,
    because they will find out
  • princessdon
    princessdon Posts: 6,902 Forumite
    Exactly Mickey

    That is what i can't understand. The decision is really already made but sorry I think the benefits they get as a couple are more than manageable anyway.
  • mikey_bach
    mikey_bach Posts: 912 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 15 August 2012 at 11:38PM
    I have worked out the figures for him.
    Where cab gets theirs from I dont know.
    But I thought he had his own address.
    But now realise he his NFA they must have been having a whale of a time..

    We see a lot of claims like this and its hard to prove where the NFA person actually lives and where there is SDP involved its worse, but the Dept catches up in the end
    I think he doesnt just want his £71 per week..

    and I wonder if they do move intogether if he wins his ESA appeal and gets his full ESA back how soon will he move out again
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