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Bank Chasing me for money! Heeelp!

24567

Comments

  • moshoodo1
    moshoodo1 Posts: 181 Forumite
    McClane54 wrote: »
    Well i just left the bank, so changed all the direct debits and wages to another company as i was fed up with lloyds, and when i took the money out etc i left 3p (better than anything minus I suppose) and walked away

    I Haven't had a penny of that money so why should I pay it back? That's the way im looking at it to be honest, I thought bank charges back then were unlawful


    Do you normally pay account fee on this account before leaving or its just a basic current account with no fee?
    Aqua Advance £ 9500 ( Settled ) | BC Platinum Card 25/25 £10500 | 24 studio £1950 | SimplyBe £1800 | Nationwide Flexplus A/C OD £800| Meaningless Noddles score= 3/5
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    McClane54 wrote: »
    Really not sure mate, to be honest, never had a overdraft

    Why didn't you query the charge at the time ? Ignoring it for 4 years isn't a good idea. It's not going to go away.
  • McClane54
    McClane54 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    moshoodo1 wrote: »
    Do you normally pay account fee on this account before leaving or its just a basic current account with no fee?


    Just a few basic account mate
  • RDG
    RDG Posts: 214 Forumite
    McClane54 wrote: »
    what do you mean "future reference"

    So that when you come back next year we can see that we have already given you advice on this and you have decided to ignore it again.
  • McClane54
    McClane54 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    meer53 wrote: »
    Why didn't you query the charge at the time ? Ignoring it for 4 years isn't a good idea. It's not going to go away.

    I thought after 6 years it would disappear ? Probably wrong
  • RDG
    RDG Posts: 214 Forumite
    It would if they made no attempt to recover it. They have so its still valid.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    McClane54 wrote: »
    what do you mean "future reference"

    Because ive seen it happen before where the OP doesn't like the replies given so end up deleting the post they made at the start of the thread.
  • McClane54
    McClane54 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    RDG wrote: »
    So that when you come back next year we can see that we have already given you advice on this and you have decided to ignore it again.

    Im not ignoring nothing, Im asking for advice, This martin lewis website is about asking for help and advice etc but all you get is cocky replys, people who think they are better than you

    Ive not shouted or had a go at anyone on here, Ive just simply asked for some advice, Please if you haven't got any good advice or would like to help a fellow person then stay off this thread
  • McClane54
    McClane54 Posts: 283 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    DCFC79 wrote: »
    Because ive seen it happen before where the OP doesn't like the replies given so end up deleting the post they made at the start of the thread.

    good edit :T
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 August 2012 at 1:14PM
    Another thread from last year here althought it looks similar to the other thread linked to.

    Google cache result, is actually the 1 thats magically been deleted.
This discussion has been closed.
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