Can anyone help please?

OldMotherTucker

PippaGirl wrote: »

Great attitude piskie!

Yep - likey too!

FBaby

Completely agree piskie, that's how I look at it too...until I read the threads about retired people, and those who hardly ever contributed untitled to all those pension credits, DLA, or AA, claiming CA for each other, who again end up better off then those who spend all their working lives putting as much as possible into a pension, ending up worse off!!!

I know I know, shouldn't be reading these threads! In the end, it does come down to pride. No money will make me happy as feeling good about myself and how I bring up my kids.

banner188

PippaGirl wrote: »

piskie, are you claiming all you are entitled to? Are you getting child tax credits and working tax credits? I think it would be worth your while checking your entitlements in case you are missing something.

MrsE, of this couple one is sick and unable to work and has been assessed as being so. You don't know her from adam tbf so how can you say she is 'sat at home', the other has been actively looking for work proved by the fact he has found a job despite the poor job market at present. Never has he said he might not take the job if he will be worse off etc. never has he said anything that might suggest he is work shy and doesn't want to support his family he has merely come here to find information on how his finances will be affected when he DOES take the job, this is good financial planning for anyone.

I don't know of anyone working who has two children who receives less than that amount because they are topped up with CTC and WTC.

We are worse off than this and I am working full time at the moment.
Our overall income is slightly more but our disposable income is less due to having a mortgage, where you get no help to pay for it.
I find it amazing that you try and be responsible and not be a burden on social housing and find that you are worse off for it. If we rented we would get most of the rent paid. I know people say that tax payers shouldn't pay for mortgages, but they have no problem paying mortgages for private landlords who have so many houses that they can rent them out, whilst we are struggling to own one. It's a bit of a laugh really.

banner188

princessdon wrote: »

I think benefits are far too high and in *most * cases need reduced. Ctc is one such area, far too high a figure.

Balance that with an under 25 who gets pennies (too low)

Disability benefits need looking at - dla and disability wtc?

But how can anyone agree that over £1000 pm after rent and ct is living on the breadline?

I totally agree. We are a family of four and barely have £200 left after living costs, every month.
My friend is on DSA with his partner also on DSA and they are on nearly the same money as us per week, but have no rent or council tax to pay, and don't have 2 children to bring up. I'm not trying to say they are scamming the system, they do have problems, but I am saying the system is paying them far to much!

mazza111

What's DSA?

OP hasn't been back to say whether it's WRAG or support group that his partner is in, or whether it's CB or IB ESA they are receiving. So it's really impossible to say whether the ESA will continue after he is working... Unless ofc someone knows the rates..

PippaGirl_2

DSA is disabled students allowance for students in higher education. Afaik it is not paid to the student themselves, but is a pot of Government money that pays for any assistance needed for a disabled student to study. So a deaf student may get a note taker funded or a signer, and students with dyslexia may get computer hardware and software to help them for example. They would also be able to access mentors and student support funded by DSA.

banner188

mazza111 wrote: »

What's DSA?

OP hasn't been back to say whether it's WRAG or support group that his partner is in, or whether it's CB or IB ESA they are receiving. So it's really impossible to say whether the ESA will continue after he is working... Unless ofc someone knows the rates..

DLA sorry about that

mazza111

Think what people need to remember is, not everyone who's on ESA gets DLA....

1plus1equal3

You are so right mazza, i get £95 a week esa, due to illness, and have done for the past 4 years.I have been turned down for dla twice, and both times i had the same patroanising, (thats spelt wrong ) doctor , who examined me in my own home, and she had an attitude and a half.So basically i live on a really tight budget, even though my outgoings are bigger then average, as i feel the cold dreadfully, and have the heating on more then most . I cancel doctors appointment as sometimes i cant afford to catch the buses to get there, and there is always plenty of week left at the end of my money.I get really fed up with people who knock benefits claimants, as lets face it,most people in work are on benefits too, ie tax credits, child benefit, child tax credit, housing benefit top up, council tax top up. and they probably get far more then i do on esa.But i dont knock those people, as i believe the system is put there to protect vunerable people.

princessdon

mazza111 wrote: »

Think what people need to remember is, not everyone who's on ESA gets DLA....

And not everyone gets the high benefits the OP does (no children under 25 etc)

For some benefits are a breadline - for others they are a comfortable way of life - depending on what you are deemed entitled to.

the disparities in the benefit system are huge and at time I fail to see any sense.