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Butti's Journey: A matter of loaf and death

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Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Really hope things change for the better soon Butti, you've had a really righ ride for the longest time now

    Enjoy Jason Cook
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    The curious incident of the woman with the dog *

    *not necessarily at night time!:rotfl::rotfl:

    Well...there was alledgedly a woman with a dog interested in the house (the woman not the dog!). Neither me nor the agent know whether this is the woman he has rang and left messages for 6 times or not (I don't know whether this last statement is also an act of fiction). House is still very clean, very tidy and waiting for someone to show an interest in it.

    This afternoon I have cut the grass just before it started to rain. The rhubarb in the back garden has gone mad - very big and I have NO IDEA what to do with it. Do I;
    • cut it
    • leave it
    • hang some glittery balls on it and redefine it as an art installation
    Do any experts on Rhubarb read this diary?


    Am pondering the further option of selling but think I will give it to the end of the month. Does anyone have any idea of what the selling market is doing at the moment? I know George Osborne is trying to set up a new sub-prime disaster all on his own, but apart from that?


    Have been into my wonderful bank today, who it turns out I have been with for 22 years. Way way way too much loyalty in my book.


    Went off into previous circular conversation which I think even a letter to the Guardian won't be able to sort.

    Catch 22 - or the mistake of getting an HSBC credit card.


    • Start new job with pay day three days after credit card payment of around £110 per month
    • Seek to move credit card payment date
    • Informed can't move date as it's not an HSBC card, it's a Morrison's card with HSBC written on it taken out in an HSBC branch in Morrisons
    • Point out the irony of this situation for 'the world's local bank'
    • Have a discussion about moving it to one of their other credit cards
    • Think while I am sitting there 'lets investigate this 0% balance transfer offer from Mr Branson that was sitting on the mat at home when I arrived. We may be able to do something with that'.
    I've been waiting for Mr Branson to be nice to me and make me another 0% offer - this could be it. Maybe we should move a large chunk of my HSBC nightmare :mad: from it's 18% APR resting place to a new shiny 0% resting place with Dickie. Will HAVE to make sure I set up a direct debit for payment and make sure large chunks are paid off before April 2014 when it will leap to the rather reasonable 32% :eek::eek::eek::eek::eek::eek::eek::eek::eek:but surely I will have let my house by then?






    Right, well, this isn't getting a garage cleared.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Sorry, I appear to have written the last missive for people with failing eyesight!:rotfl::rotfl::rotfl:

    Normal service will resume with the next posting!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Hi
    Usually I only lurk (not much helpful to say), but you can pick your rhubarb if you wish or just leave it. When I say pick, you just pull the stem off, chop off the leaf and end of the stem. Leaves are poisonous so throw in compost bin.

    Personally I'm not that keen on rhubarb so just leave it. At the end of the autumn it dies off and I just throw the dead bits in the compost bin (or dustbin depending on where there is more room).

    I know, this is not very MSE as I shouldn't waste it but ...

    RPP
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    the good thing with mr branson is .... just when the 0% bit ends you get a nother offer of 0% into your current account so can transfer it there ( 4% charge) then pay off the offending 32% keep doing this till you kick the bill into the dirt... ok not a brilliant way to fix your finances ... but 4% is surely better than 32%

    i used to use mr branson alot ... i found him very helpful in times of nee :)
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My one word of wisdom is move to the 0%~yesterday if possible.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    My one word of wisdom is move to the 0%~yesterday if possible.

    That's not one word Beanie...but thanks :-)
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Cooking Earthy red wine and mushroom risotto from 'A girl called Jack'. This woman deserves an honour for services to skint people!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    'A Girl Called Jack' Butti?
    I just love courgette risotto :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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