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Butti's Journey: A matter of loaf and death
Comments
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£323 spent on the new card
MBNA £2460 - 26 = £2434
CDL £4462 - 213 = £4249
So in total £6,683
.
So it appears I have miscalculated on the Career Development Loan.
The interest has dropped from £213 to £103 per quarter. As a result the balance is not £4249, it is £3387!
I've also had bad / good news!
The Supertramp concert in December has been cancelled.
:(:(
Can't get too upset though.....It does mean about £145 returned to me that can go on the MBNA card :T:T:TDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Blimey that is a great new fig on CDL :j
Boo/happy re Supertramp.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have got my money back from the Supertramp concert......so have ensured it doesn't have a chance to burn a hole in my pocket by paying £80 off the MBNA card
MBNA £2434 - 80 = £2354
CDL £3387
So in total £5741
Still waiting for the money from the taxman :mad::mad::mad::mad:.......still waiting for the return of my post office savings so I can put them in an account where they are not paying 0.00000001% interest or use them to pay off a credit card.
The Tesco 'bed' card is standing at about £600 with no bed :eek: but have just paid £40 off it and will be paying £200 or thereabouts off it come pay day on Friday. I've also put £20 in savings (which are currently more accurately described as "what savings"!)
Aim to get MBNA close to under £2000 by the end of this month and then jump to a lifetime balance card. I am ultra cautious but think they (credit referency people) may get twitchy about me having another 0% card rather than one clearly designed for paying off credit.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Euro ' s changed back into English and £20 paid on to MBNA.
Kerching! !Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Lots of little positives really making a dent in that debt!!! well done!:T (shame bout the concert though!) and with a social life!!!! :beer:0
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Tis feeling good Judi.
Just paid another £100 off getting MBNA down to £2284....still waiting for the tax back on my mileage. HMRC said by the end of July!
Helpful MBNA keep sending me letters about their 0% offer on balance transfers. They are strangely silent on the 35% rate the £2284 would attract. Maybe they've forgotten (or forgotten to tell me? Surely not. ....they seem really nice)
My plan (don't tell MBNA :rotfl:) is to shift that balance to another card and pay it off by the end of 2016. Coincidently this looks like exactly when the CDL will finish. How tidy!Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
No 0% on money transfers from MBNA?
My peg peg is great
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No 0% on money transfers from MBNA?
My peg peg is great
b. I'm pleased
a. Money transferred now to MBNA would be on 0% (I have none to transfer). Existing balance would be on over 35%, all £2284 of it. Ouch!
Post Office has sent me a letter telling me that they are closing my account and paying me £55 plus interest :T:T:T:T:T:T
Plus it appears the previous owners were MASSIVELY in credit to the window cleaner about £85 in credit!Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
How on earth do you get massively in credit with a window cleaner??
Good news on the PO account - people are just throwing money at you at the moment!!! Send some luck my way!0 -
How on earth do you get massively in credit with a window cleaner??
!
Good isn't it!
Really I have no idea what is going on!!!Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0
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