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Butti's Journey: A matter of loaf and death

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  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    For what occasion? and will you be wearing a cossie?
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    No skinty I thought I'd go topless!:rotfl:

    Tis collecting for charity at a beer do - theme animals :beer:
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »

    Not 100% certain about the "Costume STD".
    Butti wrote: »
    No skinty I thought I'd go topless!:rotfl:

    Sounds like a plan.
    Butti wrote: »
    Tis collecting for charity at a beer do - theme animals :beer:

    That's good - who are they collecting for?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Butti wrote: »
    No skinty I thought I'd go topless!:rotfl:

    Tis collecting for charity at a beer do - theme animals :beer:

    Might increase your takings;)
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Might increase your takings;)

    There's no "might" in it... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    How do you get an STD from a shark?


    ............no.........maybe don't answer that!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    edited 17 July 2014 at 12:45PM
    SO.......

    today I was supposed to be having a day's Time Off In Lieu so that I could travel north to see my brother on the 3rd weekend in July. Not sure what has happened but it appears this weekend isn't the third weekend in my brother's head, next weekend is the third weekend. Someone can't count and he works in logistics :rotfl:.


    Maybe it's me.......I've done my financial updates and either MBNA also can't count or I have paid off more than I thought I had paid off (Before you ask I don't see this as a problem!!)

    This is how it is now;

    CDL [STRIKE]£10,000[/STRIKE] £7147 new total (interest added!!)
    Dad £7000 £0 100% paid off
    Friend £280 £0 100% paid off
    Virgin CC (MBNA [STRIKE]£3350[/STRIKE] £124 new total
    HSBC CC £4404 £0 100% paid off
    M&S CC [STRIKE]£1188[/STRIKE] £1037 outstanding
    HBOS CC [STRIKE]£1430[/STRIKE] £1347 outstanding


    The new total is; :T:T:T:T:T:T:T:T:T:T:T:T:T:T

    £9,655


    It's under £10k :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:T:T:T:T:T:T:T:T:T:T:T:T:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:beer::beer::beer::beer::beer::j:j:j:j:j:j:j:j:j:j:j:j:j:j

    .....and with that I'm going to Ikea to buy a bookcase (just one, nothing else!) :D (Got to get this room into some sort of order!)

    At this rate we could be very close to credit card debt free by the end of the year :j.........and that my friends is probably exactly the focus I need while certain home owners are p*ssing around with their property


    p.s. Incidently B*card, remember them....the CDL people who like to tell you they're taking a payment after they've tried to take it ......yes them.....they're offering me a 35% APR credit card. Oh to TRY and put together a polite response.....or not :D:D:D:D
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    SO.......

    I hope that isn't the start of a Julie Andrews song... :eek:
    Butti wrote: »
    today I was supposed to be having a day's Time Off In Lieu so that I could travel north to see my brother on the 3rd weekend in July. Not sure what has happened but it appears this weekend isn't the third weekend in my brother's head, next weekend is the third weekend.

    Look on the bright side. At least his third weekend in July is still in July. His fourth weekend in July isn't...
    Butti wrote: »
    Someone can't count and he works in logistics :rotfl:.

    Give the hassle I've had this week with stuff not ending up where it's supposed to be - I just don't doubt that at all...
    Butti wrote: »
    Maybe it's me.......I've done my financial updates and either MBNA also can't count or I have paid off more than I thought I had paid off (Before you ask I don't see this as a problem!!)

    Neither do I... ;)
    Butti wrote: »
    This is how it is now;

    CDL [STRIKE]£10,000[/STRIKE] £7147 new total (interest added!!)
    Dad £7000 £0 100% paid off
    Friend £280 £0 100% paid off
    Virgin CC (MBNA [STRIKE]£3350[/STRIKE] £124 new total
    HSBC CC £4404 £0 100% paid off
    M&S CC [STRIKE]£1188[/STRIKE] £1037 outstanding
    HBOS CC [STRIKE]£1430[/STRIKE] £1347 outstanding

    Virgin is close to being gone. (and amazingly I didn't crack a bad-taste joke about that - go me!)
    Butti wrote: »
    The new total is; :T:T:T:T:T:T:T:T:T:T:T:T:T:T

    £9,655


    It's under £10k

    :T
    Butti wrote: »
    At this rate we could be very close to credit card debt free by the end of the year :j.........and that my friends is probably exactly the focus I need while certain home owners are p*ssing around with their property

    You don't want to be in the position of still hanging around at that point. There's the prospect of 2 life sentences by then...
    Butti wrote: »
    p.s. Incidently B*card, remember them....the CDL people who like to tell you they're taking a payment after they've tried to take it ......yes them.....they're offering me a 35% APR credit card. Oh to TRY and put together a polite response.....or not :D:D:D:D

    "So tell me, does your card fit sideways?"
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the debt being down in four figures:T:T:T
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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