Sygma\Creation Card

scott_lithgows

TheGenerus1 wrote: »

Did the website not allow you to submit the application for the red creation card when you put in your bank account details (error on banking information entered)?

No,couldnt get past that page.Had to phone last time I applied for a Sygma card.

jay87

I personally consider 18.9% a bit too high to keep a balance at. I regularly spend on a 15.9% interest rate card though, and the other 2 are 0%

jackjones01

jackjones01 wrote: »

This has happened to me applied but was give 1000.00 credit limit but my Balance transfer was for 1500.00.

:-S

Just an update creation have increased my credit limit to £2000.00 to cover balance transfer.

Happy Days good bye vanquis and you 60% apr or what ever it is :T

Cash_Flow

jackjones01 wrote: »

Just an update creation have increased my credit limit to £2000.00 to cover balance transfer.

Happy Days good bye vanquis and you 60% apr or what ever it is :T

I thought they would ....... Manual intervention

jackjones01

Cash_Flow wrote: »

I thought they would ....... Manual intervention

Yes a woman called me yesterday to say she has manually reviewed my application and was pleased to confirm the increase to cover my BT she was actually really nice.

TheGenerus1

jackjones01 wrote: »

Yes a woman called me yesterday to say she has manually reviewed my application and was pleased to confirm the increase to cover my BT she was actually really nice.

Congratulations.

Quick question, How long after your online application did you get a phone call from the creation lady?

jackjones01

TheGenerus1 wrote: »

Congratulations.

Quick question, How long after your online application did you get a phone call from the creation lady?

I called them Friday evening to query what would happen in our circumstances underwriters was not available at the time so she put in a request for someone to contact me which they did yesterday.

TheGenerus1

TheGenerus1 wrote: »

Finally, can anybody give me any advice on whether It would be possible for me to apply for this card (or another Sygma card) as I have just been accepted last night for the Flybe card, but was given a £1000 limit which will not cover the balance transfer I had in mind when I applied for the Flybe.
The BT amount came to £1900 which I put in under the BT section when applying for the Flybe card but was given a £1000 limit.

Many Thanks

I Still haven't recieved my card or pin yet (1 week to the day of online application) but I did get an email 3 days ago stating

Welcome aboard! Thank you for applying for the Flybe card. We're pleased to confirm your application has been successful and your card will be with you within 7 to 10 days.

The email then went on to say enjoy the benefits of the card blah blah blah.
Except now it states one of the benefits being 9 month on balance transfers.

I applied for the Flybe card that said 12 months BT and it still states 12 months on BT on the website.

Can they do this (lower the BT length after approval)?
I don't get it. I have emailed them a couple days ago about this, but no reply yet.

jackjones01

TheGenerus1 wrote: »

I Still haven't recieved my card or pin yet (1 week to the day of online application) but I did get an email 3 days ago stating

Welcome aboard! Thank you for applying for the Flybe card. We're pleased to confirm your application has been successful and your card will be with you within 7 to 10 days.

The email then went on to say enjoy the benefits of the card blah blah blah.
Except now it states one of the benefits being 9 month on balance transfers.

I applied for the Flybe card that said 12 months BT and it still states 12 months on BT on the website.

Can they do this (lower the BT length after approval)?
I don't get it. I have emailed them a couple days ago about this, but no reply yet.

Why faff around sending emails just call them.

I got that email the day I applied BTW.

TheGenerus1

TheGenerus1 wrote: »

Finally, can anybody give me any advice on whether It would be possible for me to apply for this card (or another Sygma card) as I have just been accepted last night for the Flybe card, but was given a £1000 limit which will not cover the balance transfer I had in mind when I applied for the Flybe.
The BT amount came to £1900 which I put in under the BT section when applying for the Flybe card but was given a £1000 limit.

Should I wait a couple of days or maybe wait till the Flybe card arrives before applying for another sygma card? Is this even possible, I mean applying for 2 sygma cards in quick application succession.

Do you think that a underwriter will look at the balance transfer I requested and maybe up the limit accordingly? (of course subject to my credit conduct on my reports being satisfactory, which it is).

Many Thanks

Just got my Flybe card. Unfortunetly they did not increase my limit to reflect the BT that I put in for when making the application

The limit stated £1000.