Two Pennies Left

Skint_but_Optimistic

Hi fortune Have read through and subscribed.

Hope you dont mind

Fortune_Smiles

Skint_but_Optimistic wrote: »

Hi fortune Have read through and subscribed.

Hope you dont mind

Of course I don't mind - it's nice to have the company.

Fortune x

Fortune_Smiles

I went to my first WI meeting last night. I've been wanting to join since I stopped full time work but there hasn't been a group near me up until now. It was brilliant. 50 women in a synchronised Christmas cake mixing extravaganza! I didn't take any ingredients as Mr F and I aren't sure what we are doing for Christmas but the December meeting is on icing your cake so I will give one a go at the weekend. I've never made a Christmas cake before and was surprised how easy it looked. Wish me luck!

MS wise:

• did the weekly online shop - should come in at about half the budget as Mr F is away next week for work
• used a £1 off bakery items voucher
• reconciled the bank accounts - no surprises
• did a preparatory sketch for a horse painting (trying to expand my repertoire)
• a little admin work
• £2 subs at the WI meeting for refreshments - coffee and cake (delicious home-baked Victoria Sponge with butter cream and jam)
• £1 for a raffle ticket - didn't win though :rotfl:
• need to pay the £34 annual membership fee but that will cover me until January 2015

Keep forgetting to mention that we've heard back from the Financia1 0mbud$man - they have unheld our complaint against Nati0nwid£ :j Now we just have to wait to see if they are going to appeal the decision. Does any one have experience with Nati0nwid£ and PPI? I gather they routinely turn down PPI complaints from customers - do they routinely appeal F0$ decisions too?

Happy hump day

Fortune x

Skint_but_Optimistic

It will probably be a fait accompli and Nationwide will meekly pay up. fingers crossed.

My My the WI! I love a bit jerusalem its a lovely song. It sounds like such fun - as for making a Christmas cake, get the oven temperature right and its plain sailing.

beanielou

Great news on PPI & hope you get the pennies soon

Fortune_Smiles

Skint_but_Optimistic wrote: »

It will probably be a fait accompli and Nationwide will meekly pay up. fingers crossed.

My My the WI! I love a bit jerusalem its a lovely song. It sounds like such fun - as for making a Christmas cake, get the oven temperature right and its plain sailing.

I do hope so SBO - call me a cynic but I just don't trust them to do the right thing. The letter they sent rejecting our original complaint to them was a load of proverbial.

The WI was great fun and I will be giving the Christmas cake a go at the weekend.

beanielou wrote: »

Great news on PPI & hope you get the pennies soon

Thanks Beanie - it would be great to have some extra cash to cover the cost of the alarm.

Fortune x

Fortune_Smiles

Plans are in hand to stir up my Christmas Cake mix at the weekend. Purchases have been required though:

• one 18cm cake tin ordered from Lakeland. Also invested in a cake carrier whilst I was there as I'm sure the WI meetings are going to call for one. £30.98 spent Free delivery though - which of course cancels out the entire spend :rotfl:
• Zumba this morning - lots of new tracks so I'm aching a bit now
• art class this afternoon. We focussed on colour theory and I started the Beach Hut painting
• Baked Coley with Courgette and Spinach from the meal plan for supper tonight http://www.waitrose.com/content/waitrose/en/home/recipes/recipe_directory/b/baked_coley_with_courgette_and_spinach.html only it was cod as we had some in the freezer. I included a 2nd - yes 2nd! - round courgette from the raised bed :T
• Waitr0$£ delivered - saved just over half the budget this week.

A full day at home tomorrow so I'm hoping to catch up on some admin work and chores.

I was a bit premature with my 'Happy Hump Day' yesterday - wishful thinking :rotfl:Hope you've had one today.

Fortune x

southerndave

I know what cake is (mmmmmm, cake!) but what's a 'gym'?

gallygirl

southerndave wrote: »

I know what cake is (mmmmmm, cake!) but what's a 'gym'?

It's a bit complicated but basically it's something you sign up for and they burn your money for you so you don't have to do it yourself. In my experience .

greent

Fortune_Smiles wrote: »

I went to my first WI meeting last night. I've been wanting to join since I stopped full time work but there hasn't been a group near me up until now. It was brilliant. 50 women in a synchronised Christmas cake mixing extravaganza! I didn't take any ingredients as Mr F and I aren't sure what we are doing for Christmas but the December meeting is on icing your cake so I will give one a go at the weekend. I've never made a Christmas cake before and was surprised how easy it looked. Wish me luck!

I joined the WI in my 30s - took a 4 month old to my first meeting and was pregnant with DS3 whilst a member - he went to a meeting at 2.5 weeks old (I was the youngest member (and still am!) of our WI! x)