How to ask for optional service charge 12.5% to be taken off?

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What is the best thing to say when asking to take off the optional service charge from your bill when paying by card?
What gets it done with the least confrontation and awkwardness?
I find the whole process to be very awkward. Sometimes when I've asked to remove it, I am negatively confronted and questioned by staff. I want to avoid that. I hate to ruin a good meal, but I also hate to walk away feeling ripped off by a restaurant that didn't deserve it.
:money:
What gets it done with the least confrontation and awkwardness?
I find the whole process to be very awkward. Sometimes when I've asked to remove it, I am negatively confronted and questioned by staff. I want to avoid that. I hate to ruin a good meal, but I also hate to walk away feeling ripped off by a restaurant that didn't deserve it.
:money:
0
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But what if the service wasn't worth tipping?
You have a number of 5p 10p 20p 50p coins ready in change.
LOL!
I'm not that mean.
As I said, I want to leave the place feeling good. If the service was bad, to hell with them, not gonna let it ruin my day — what will, is an awkward confrontation and negative energy from the staff...
...I'd like to avoid that.
But 50p is a lot!
I haven't found that on the floor in ages...
Usually, I don't think service is worth 12.5% anyway. And that's usually my concern. Especially if I order a lot/expensive things. I don't see why I should be forced to pay a percentage.
But in either case, I didn't go there to give them a free focus group. I don't want them to ask questions, and that's it.
I think it's very nosey, and annoys me further...
If they wanted to charge the correct rate for the food and service in the first place then they would get their money. I never tip and always take optional tips off the bill when they have been added.
...and get spit in my food? :P