Crashed my sister's car....need Help??

Samuel_

pogofish wrote: »

Pay-up and look sweet. Appeal to her better judgement but if not, take what comes to you and get on with your life.

If the worst happens, it won't be a whole lot of trouble. If your sister will not press charges, TWOCing is a fairly lowly offence that is unlikely to go beyond a fine for a first offender. The insurance might well be a similar fine with points and I don't fancy your chances of getting any kind of affordable insurance for a good few years.

I can't afford to pay her- If that were the case it would be simple. I am unemployed and her car is a Polo '56' plate.

Aretnap

It goes without saying that you've been extremely foolish and I hope this is a wake up call for you. As well as aggravated vehicle taking and driving without insurance, if there was damage caused to the bollard you can add failure to stop/report an accident. If you were charged with that lot, looking at the sentencing guidelines it's unlikely that you'd go to prison, but you'd be looking at a driving ban and probably a community penalty (ie upaid work and/or a curfew and electronic tag).

In terms of what you do about it now, I'm afraid your options are rather limited. If you have the money you could try to get it fixed, but don't even think about driving it to the garage yourself (high chance of being stopped driving with a knackered back wheel). Or you could invest in a BIG box of chocolates for your sister now, start saving up for the repairs, and hope she doesn't dob you in. But if she has to claim for the damage on her own insurance, she will have little choice but to inform the police.

Two things you definitely shouldn't do are inventing some story about the car being stolen, or asking your sister to pretend that she was driving and claim of her insurers. You're likely to find that the penalties for wasting police time, perverting the course of justice and/or defrauding her insurers would be greater than the penalties for the actual offences you've committed.

bris

Samuel_ wrote: »

I can't afford to pay her- If that were the case it would be simple. I am unemployed and her car is a Polo '56' plate.

In that case your sister has no option other than to report the car stolen and crashed, it's the only way the insurance will pay out.
Please remember, do not bend down in the shower to pick up the soap.

xoleeb

Are you all really so gullible as to not recognise this as a Troll??? move along theres nothing here for you

Joe_Horner

Having reviewed some peoples post history I'm getting a distinct whiff of troll but, on the assumption I'm wrong, here's some honest advice.

You've just screwed up big-time. From your previous posts, it's by no means the first time and there seems to be a common thread of either "not my fault" or "so what" when it happens. That may well be a big part of why you "haven't been getting on well at all with the rest of my family".

The answer to this, and to all of the other problems you've posted, is to man up and take what's coming with good grace and just a LITTLE bit of remorse.

That means worrying about the upset your little TWOCing stunt will cause your sister and the rest of your family - the effect you're having on others - before worrying about how nasty it might be for you.

That's genuine advice, not judgment, because you'll find that, if you take it on board, people will start to take you more seriously and may be more inclined to (for instance) not go straight to the police to inform them of who stole their car and crashed it.

Once you're on the hook (which you very much are this time), the more you wriggle the deeper it'll bite. So don't try to wriggle.

dacouch

bris wrote: »

In that case your sister has no option other than to report the car stolen and crashed, it's the only way the insurance will pay out.
Please remember, do not bend down in the shower to pick up the soap.

Hopefully she's not with one of the cheep and [STRIKE]cheerful[/STRIKE] Insurers who exclude theft claims by family members.

Although I suspect going by my hunch on the OP's age, I suspect there is a strong chance she is

Samuel_

Aretnap wrote: »

It goes without saying that you've been extremely foolish and I hope this is a wake up call for you. As well as aggravated vehicle taking and driving without insurance, if there was damage caused to the bollard you can add failure to stop/report an accident. If you were charged with that lot, looking at the sentencing guidelines it's unlikely that you'd go to prison, but you'd be looking at a driving ban and probably a community penalty (ie upaid work and/or a curfew and electronic tag).

In terms of what you do about it now, I'm afraid your options are rather limited. If you have the money you could try to get it fixed, but don't even think about driving it to the garage yourself (high chance of being stopped driving with a knackered back wheel). Or you could invest in a BIG box of chocolates for your sister now, start saving up for the repairs, and hope she doesn't dob you in. But if she has to claim for the damage on her own insurance, she will have little choice but to inform the police.

Two things you definitely shouldn't do are inventing some story about the car being stolen, or asking your sister to pretend that she was driving and claim of her insurers. You're likely to find that the penalties for wasting police time, perverting the course of justice and/or defrauding her insurers would be greater than the penalties for the actual offences you've committed.

The bollard was left on it's side as well. It wasn't a small one either- It was pretty wide, and I think the concrete kind of came up and wires hanging out.Basically I flagged another motorist down to change the tyre for me, and they gave me a number to call to report it too. However they never appeared after 2 hours waiting so I just drove home. I'm in a bit of shock to be honest still, not really sure what I should do.

I definitely don't have the money to repair (unemplyed) plus my friend who is a mechanic says it's a write off.

Samuel_

Joe_Horner wrote: »

Having reviewed some peoples post history I'm getting a distinct whiff of troll but, on the assumption I'm wrong, here's some honest advice.

You've just screwed up big-time. From your previous posts, it's by no means the first time and there seems to be a common thread of either "not my fault" or "so what" when it happens. That may well be a big part of why you "haven't been getting on well at all with the rest of my family".

The answer to this, and to all of the other problems you've posted, is to man up and take what's coming with good grace and just a LITTLE bit of remorse.

That means worrying about the upset your little TWOCing stunt will cause your sister and the rest of your family - the effect you're having on others - before worrying about how nasty it might be for you.

That's genuine advice, not judgment, because you'll find that, if you take it on board, people will start to take you more seriously and may be more inclined to (for instance) not go straight to the police to inform them of who stole their car and crashed it.

Once you're on the hook (which you very much are this time), the more you wriggle the deeper it'll bite. So don't try to wriggle.

Trust me I'm absolutely remorseful for what's happened 100%. I really am not trolling here, bit confused by

pogofish

Samuel_ wrote: »

I can't afford to pay her- If that were the case it would be simple. I am unemployed and her car is a Polo '56' plate.

Time to negotiate an arrangement with ther then - See if she will accept your paying-up over as short a period as you can manage. This will be far cheaper in the long run than any of the other consequences I could think of (other than bailing-out completely, which iis the act of an utter rat).

And now would be a good time to be checking-out (on foot!) your local independant VW repairers - There are many good ones out there who are often pretty competitive.

The very last thing you want just now is her submitting an insurance claim - As advised above, they are rather likley to insist it be reported before entertaining her claim.

And don't take the word of your mechanic mate - Get a proper estimate from a number of repairers first. Many will send someone round.

Joe_Horner

Samuel_ wrote: »

Trust me I'm absolutely remorseful for what's happened 100%. I really am not trolling here, bit confused by why that's been said. I am genuinely scared at how my sister will react though. She has worked hard to get that car, and she's has very high expectations etc. Again this may sound like I'm trolling being scared of a younger sister, but I really am not. And also I get very badly treated, I admit I'm not the very smart and I think I have anxiety issues and they like to gang up and are just generally try to annoy me.

In that case, turn yourself in so she can't, when it goes to court ask the mag to give you the maximum sentence, and get the hell away from them (not to menton the debt collectors etc) for 6 months or so