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Crashed my sister's car....need Help??

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  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    dacouch wrote: »
    If the evidence is pointing towards a fraudulent claim would you be prepared to sit by and watch your sister accused of fraud / arson and the ramifications to her of it.
    Unfortunately, from what he's written, I think he would, yes.
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Were you insured to drive the car?
    Your insurance doesn't almost certainly won't cover you if the car is TWOC'd
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • If I were in your shoes, I would do the following:
    1. Wait until your sister gets home
    2. Do not drive the car again
    3. Explain what happened and that you will pay for the damage
    4. Your sister should then contact her insurance and state that she has had an accident due to the recent heavy rain
    5. The insurance company will advise where to take the car for repair or write it off if the repair costs are too high
    6. You should be prepared to pay the excess and the additional premium (if any) your sister will pay on her insurance
    7. Sort out the issues with the rest of your family. It sounds like you are to blame for most of the issues if the recent event is an example
    8. Families can be difficult at times, but imagine they were not there at all. You are lucky to have them.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    Benitomomo wrote: »
    If I were in your shoes, I would do the following:
    1. Wait until your sister gets home
    2. Do not drive the car again
    3. Explain what happened and that you will pay for the damage
    4. Your sister should then contact her insurance and state that she has had an accident due to the recent heavy rain
    5. The insurance company will advise where to take the car for repair or write it off if the repair costs are too high
    6. You should be prepared to pay the excess and the additional premium (if any) your sister will pay on her insurance
    7. Sort out the issues with the rest of your family. It sounds like you are to blame for most of the issues if the recent event is an example
    8. Families can be difficult at times, but imagine they were not there at all. You are lucky to have them.

    So are you advising insurance fraud or is it just something you would do?
  • Idiophreak
    Idiophreak Posts: 12,024 Forumite
    10,000 Posts Combo Breaker
    barbiedoll wrote: »
    If I've read the whole thread correctly, OP's sister is 20 and is younger than OP? So TWOC, drink-driving (or drink-crashing), damaging public property, failing to report an accident (possibly) etc etc......unacceptable but sometimes understandable behaviour for a dim-witted, spotty, hormone-infested teenager with a car full of mates egging him on and a girl to impress.

    Not so acceptable from a self-pitying, egocentric twenty-something
    with the morals of a Barclays banker and chip the size of the Titanic on his shoulder.

    Grow up!

    This is where the OP's trolling falls down. All he has to draw on for characterisation is his life experience to date....and clearly his life to date *is* that of a little school boy with spots on his cheeks and a whole case of kleenex hidden under his bed.

    Older trolls can be much more difficult to spot.
  • Aretnap
    Aretnap Posts: 5,784 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Benitomomo wrote: »
    If I were in your shoes, I would do the following:
    1. Wait until your sister gets home
    2. Do not drive the car again
    3. Explain what happened and that you will pay for the damage
    4. Your sister should then contact her insurance and state that she has had an accident due to the recent heavy rain
    5. The insurance company will advise where to take the car for repair or write it off if the repair costs are too high
    6. You should be prepared to pay the excess and the additional premium (if any) your sister will pay on her insurance
    7. Sort out the issues with the rest of your family. It sounds like you are to blame for most of the issues if the recent event is an example
    8. Families can be difficult at times, but imagine they were not there at all. You are lucky to have them.
    You seem to be inciting the OP and his sister to commit an indictable offence by defrauding her insurers. Is that your final answer? Would you like to phone a friend?

    Don't drop the soap in the shower.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Benitomomo wrote: »
    If I were in your shoes, I would do the following:
    1. Wait until your sister gets home
    2. Do not drive the car again
    3. Explain what happened and that you will pay for the damage
    4. Your sister should then contact her insurance and state that she has had an accident due to the recent heavy rain
    5. The insurance company will advise where to take the car for repair or write it off if the repair costs are too high
    6. You should be prepared to pay the excess and the additional premium (if any) your sister will pay on her insurance
    7. Sort out the issues with the rest of your family. It sounds like you are to blame for most of the issues if the recent event is an example
    8. Families can be difficult at times, but imagine they were not there at all. You are lucky to have them.

    OP i wouldnt follow this advice as its fraud and an offence. You should be honest and just own up (if it happened that is)
  • dt3887
    dt3887 Posts: 275 Forumite
    troll.jpg
  • Happychappy
    Happychappy Posts: 2,937 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why do people insist on feeding the troll ? leave the poor child alone.
  • marleyboy
    marleyboy Posts: 16,698 Forumite
    10,000 Posts Combo Breaker
    Why do people insist on feeding the troll ? leave the poor child alone.
    Agreed - This thread should be locked and allowed to sink to the bottom of the sewage from which this troll emerged.
    :A:dance:1+1+1=1:dance::A
    "Marleyboy you are a legend!"
    MarleyBoy "You are the Greatest"
    Marleyboy You Are A Legend!
    Marleyboy speaks sense
    marleyboy (total legend)
    Marleyboy - You are, indeed, a legend.
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