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Preparedness for when

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  • Frugalsod
    Frugalsod Posts: 2,966 Forumite
    Tenth Anniversary Combo Breaker
    fuddle wrote: »
    I think it's easy to get carried away with thoughts. Feet on ground Lyn, thank you. I need a roof, warmth and food essentially. I'll becresponsible for myself and if I still have DH he'll have his work pension.

    Frugalsod I like the way you think. Although stocking up on food for my returiment at the age of 36 is a bit far I am very very determined to have a lot of food stocks and with a decent rolling system I would like to have enough to see me through a big situation with enough left over to healthily start building again. I will now have retirement in my mind too.

    I have my own shed in this house. I keep garden items in there but there's ample space for me to shelve and stock. My water is in there but I eas wondering ehat I should/ should not put in there and coming up with blanks because tins would likely rust?

    Frugalsod I would like to follow what you learn with saving on cleaning costs. I clean a lot and so far only transferred to stardrops.
    Okay now that helps a little you cannot stock enough food until you retire.

    I would opt for building up cash, even in a bank, but keep the sum less than £6000 so if you are at risk of unemployment then you do not have problems getting unemployment benefit. If you have done everything you can to cut your living costs then once the financial system has been reformed you will also have a much better disposable income to save for that pension no matter what your income is.

    As far as cleaning OS this is good source of tips.

    https://www.youtube.com/user/cleanmyspace

    She did a 31 days of January cleaning tips https://www.youtube.com/playlist?list=PL_BSZe1bw8BDXqjV2KJrJ1STm15FWrJ-R which I will be slowly using once my move is completed.
    It's really easy to default to cynicism these days, since you are almost always certain to be right.
  • Good girl. Believe in yourself as much as I believe in you and you'll see why you couldn't fail, easier for me because I'm outside looking in though. You're a sound one kiddo, you'll do!!!
  • NewShadow
    NewShadow Posts: 6,858 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    fuddle wrote: »
    I have my own shed in this house. I keep garden items in there but there's ample space for me to shelve and stock. My water is in there but I eas wondering ehat I should/ should not put in there and coming up with blanks because tins would likely rust?

    You could always pack them in plastic boxes with some silica packets to keep the damp/condensation under control.

    A bigger concern with canned goods is them freezing. Low temps are one of the few ways tinned food can spoil quite quickly.

    I'm contemplating my life's little luxuries, and cheese is way up there.

    Thinking about waxing a load ready for the apocalypse...

    http://www.preparednesspro.com/cheese-wax-will-save-us-all-2
    That sounds like a classic case of premature extrapolation.

    House Bought July 2020 - 19 years 0 months remaining on term
    Next Step: Bathroom renovation booked for January 2021
    Goal: Keep the bigger picture in mind...
  • I guess that equals building up a stash of The Pill just in case..

    I think you would struggle to find a doctor, who would cooperate with you, in building up a stash of the pill. Also, doesn't the pill have a quite limited shelf life?

    I'd think a stash of condoms would be preferable, in that they can be stockpiled without the assistnce of a health professional, and, if kept in appropriate conditions (ie. cool and dry), have a longer shelf life than the pill.
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fuddle you are not the only one worried about pensions. I have no private pension, and have paid in very little NI contributions, due to either working part time, or not working and not signing on, etc when the kids were small...and I am 50 this year...
    With things going pear shaped with hubbys business , and me selling my business to have some cash to tied us over, it has fast running out. So in the very near future we will be struggling if I can't find a job. Which is very hard to try and find one ..at the moment.. So I might have to try and see if I can make a small business out of my hobby, which still might not be enough!!

    But we will manage somehow.. Thanks to being on the mse forums. And knowing the vast majority of msers are genuine people who are so willing to give their advice and guidance freely.
    Work to live= not live to work
  • fuddle
    fuddle Posts: 6,823 Forumite
    CTC nics are paid for you until the youngest child is 12 so hoping you might have accrued more than you think.
  • GreyQueen
    GreyQueen Posts: 13,008 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    :) You can go here https://www.gov.uk/future-pension-centre and it has details of how to snail-mail in to get a statement of your future pension.

    Of course, being told what you're likely to get in the future isn't too much help as there is no way of knowing what costs will be and how much of those each £ will pay for.

    I've talked to 80-somethings who started work on about £3 a week. When my parents were engaged, my Dad's weekly wage was £13. A few hundred a year was a nice middle-class income a century ago, a few thousand a year was once serious wealth.
    Every increased possession loads us with a new weariness.
    John Ruskin
    Veni, vidi, eradici
    (I came, I saw, I kondo'd)
  • thriftwizard
    thriftwizard Posts: 4,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm another one with no pension; I do pay my NICS & should have enough contributing years behind me now, but that will be all. However, the oldest trader at the Emporium where I have my fixed stall is 85 & still going strong (and trying out for acting roles too!) and says she'll carry on as long as she can drive, so there's hope for me yet. Mind you she also says she'd die of boredom if she stopped, and I think that's nothing more nor less than the truth.
    Angie - GC Jul 25: £225.85/£500 : 2025 Fashion on the Ration Challenge: 26/68: (Money's just a substitute for time & talent...)
  • Frugalsod
    Frugalsod Posts: 2,966 Forumite
    Tenth Anniversary Combo Breaker
    Bedsit_Bob wrote: »
    I think you would struggle to find a doctor, who would cooperate with you, in building up a stash of the pill. Also, doesn't the pill have a quite limited shelf life?
    I would also agree with that.
    Bedsit_Bob wrote: »
    I'd think a stash of condoms would be preferable, in that they can be stockpiled without the assistnce of a health professional, and, if kept in appropriate conditions (ie. cool and dry), have a longer shelf life than the pill.
    Plus condoms could be considered multi functional as water carriers as water proof protection for essential items in bug out bags as well as emergency shower caps

    ?u=http%3A%2F%2Fwww.measurection.com%2Ffbbuploads%2F1383795406-condom-head.jpg&f=1

    :beer:
    It's really easy to default to cynicism these days, since you are almost always certain to be right.
  • Doveling
    Doveling Posts: 705 Forumite
    Tenth Anniversary 500 Posts Photogenic Combo Breaker
    Hi, All,

    Life's been happening and most of it a bit rubbish :(

    Frugalsod - Is that a photograph of Bedsit Bob?:eek: :rotfl:

    I was contemplating donating my wheelchair, crutches, rollator and toilet frames to a local charity. The way things are going, I have decided to keep them in the loft in case of future need by any family members. Expensive pieces of kit to repeatedly buy!

    I really ought to buy a packet of plasters as well :rotfl:

    Quite horrified to read this:-

    http://www.bbc.co.uk/news/uk-35712980

    Taking us all back a step closer to the workhouse, I fear. :(
    Not dim ;) .....just living in soft focus :p
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