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Preparedness for when

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  • jk0
    jk0 Posts: 3,479 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Bedsit_Bob wrote: »
    Aldi are selling a 17.2Ah Jump Starter Pack.
    W6_PD_Thursday_UL3.jpg
    I think I might invest in one, as it'll keep my notebook (not to mention my portable DVD Player) running, in the event of a power cut.

    Also, the USB socket will enable me to charge my mobile phone.

    Thanks Bob, how much is it?
  • GreyQueen wrote: »
    I've had my rent increase letter and it's very modest, a lot less than last year's increase, which is a blessing.

    Mine's gone up by £1-68 a week.

    As for Council Tax, I haven't had my bill yet but, according to the local paper, CT is going up by 0.2%.

    According to my calculations, that means my CT bill is going up by £1-51.
  • mrsmortenharket
    mrsmortenharket Posts: 2,131 Forumite
    Bedsit bob, thanks for those pointers, I was wondering what to buy.

    AOT, that is utterly horrendous.
  • elantan - I have the Andrew James cheap dehydrator and its been great so far. Every farm and garden glut had been dried. Apples, pears tomatoes, peppers, beans, fruit leathers are brilliant in it. Already using it thios year to dry purple sprouting brocolli thats I've shredded, and its great for 'instant' brocolli flavour in sauces and bakes:)
    Mate was walking his dog round our fields after our interesting phone call...he swears he saw a drone :eek: and he's from a military background so I'm likely to believe him.
    We don't have a mike on the PC, its a oldschool cobble affair!Thats what we did Bob, figured what our SHTF was and prepped for it. Ours is frequent power cuts due to location, so we have alot of wind up and solar lighting, as well as a generator. Next was very bad roads in the winter due to rural-ness! (The bad winter a few years back we din't see a gritter at all! And we lost power!)So it was a 3 month food supply of things we eat anyway! (and yes, thats alot of food!, hence the shelves)
    Heating is log burner only, so no central heating to worry about.
    But I still think of things we need!:D
    2013 NSD 100. CC2014CC- £31.50/£135
    2014 NSD 86 so far - May 20/21
    2014 G/C spend £741.55 so far May £107.99/£91
    Debt Free - 30.05.13 Emergency tin - £1000
    June 23 - 9NSD
  • maryb
    maryb Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    AOT they can change a notice of coding at any time and it will feed through to the next "payroll" (as long as you meet the cut-off date for when they process the bank transfers). Lots of people have several notices of coding issued during the course of a tax year because of changes in circumstances. My DH retired last year and they issued a very odd notice of coding which effectively meant he had no personal allowance when they started paying his pension. He just phoned up the tax office, they reinstated his allowance and he got a rebate with his pay next month.

    The only thing I would say is, if you are receiving state pension and an occupational pension, they are both taxable (less, of course, your personal allowance) but the state pension is paid with out any tax being withheld. This is actually quite sensible because anyone who is only getting state pension shouldn't be paying any tax. But it means that if you do have pensions from different sources all the tax collected during the year has to come off the occupational pension. So it can look as if you are paying huge amounts of tax on your occupational pension but overall they are collecting the right amount.

    I seem to remember that somewhere on the MSE site is a tax code checker so that you can make sure you are paying the right amount of tax
    It doesn't matter if you are a glass half full or half empty sort of person. Keep it topped up! Cheers!
  • elaine241
    elaine241 Posts: 437 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    mgdavid I wish it was so straight forward! The access is the only safe one we have for tractors to access the ground and feed the sheep in the winter.:-( The alternative is steep and dangerous in summer and impossible in winter! NIMBY no I wish some of the building was in my backyard!!!! I could retire, move and stick two fingers up at TPTB. I would find somewhere where I could generate my own power, have private water & drainage and a long driveway to keep the men with clipboards well away. The Nimbys are close by, a posh part of a housing estate that doesn't even have a direct view of the field!!! I have had loads a flack as people think it is us building! Anyway any opportunity to p*ss off the local PTB ,as they are notoriously self serving , I consider a challenge!

    Bedsit Bob don't take the peas!!



    "Big Al says dogs can't look up!"
  • Butterfly_Brain
    Butterfly_Brain Posts: 8,862 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Post of the Month
    AOT :eek: Have a word with your bank and see if they can give you a bigger overdraft to cover direct debits or you will end up with bank charges as well and HMRC will not pay for them unless you have an offshore account somewhere :mad:

    GQ Snap! We are having the same as you with the addition of peas :D I have a packet of instant mash that needs using up, I will replace it when I go to Sainsbugs.
    Blessed are the cracked for they are the ones that let in the light
    C.R.A.P R.O.L.L.Z. Member #35 Butterfly Brain + OH - Foraging Fixers
    Not Buying it 2015!
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Eighth Anniversary 10,000 Posts Debt-free and Proud!
    edited 5 March 2014 at 8:32PM
    elaine241 wrote: »
    Bedsit Bob don't take the peas!!

    I've bean and gone and done it now. :D
  • paidinchickens
    paidinchickens Posts: 1,468 Forumite
    maryb wrote: »
    AOT they can change a notice of coding at any time and it will feed through to the next "payroll" (as long as you meet the cut-off date for when they process the bank transfers). Lots of people have several notices of coding issued during the course of a tax year because of changes in circumstances. My DH retired last year and they issued a very odd notice of coding which effectively meant he had no personal allowance when they started paying his pension. He just phoned up the tax office, they reinstated his allowance and he got a rebate with his pay next month.

    The only thing I would say is, if you are receiving state pension and an occupational pension, they are both taxable (less, of course, your personal allowance) but the state pension is paid with out any tax being withheld. This is actually quite sensible because anyone who is only getting state pension shouldn't be paying any tax. But it means that if you do have pensions from different sources all the tax collected during the year has to come off the occupational pension. So it can look as if you are paying huge amounts of tax on your occupational pension but overall they are collecting the right amount.

    I seem to remember that somewhere on the MSE site is a tax code checker so that you can make sure you are paying the right amount of tax

    Very helpful thank you x

    We had a change of circumstances and they changed it while we were on the phone, maybe it depends on how helpful the person on the phone is?

    The only good news we've had all week is I re homed a cat, lovely little fella and I hope he will be happy.

    PiC x
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