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First Direct Contactless Card

13

Comments

  • jackyann
    jackyann Posts: 3,433 Forumite
    Thanks to those who have explained sensibly
  • pacontracting
    pacontracting Posts: 96 Forumite
    Hooloovoo wrote: »
    Interesting. Got a link for this? I don't live in London so it's no use to me, but I'd like to read about it anyway.

    Sure - http://en.wikipedia.org/wiki/OnePulse
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    baby_frogmella wrote: »
    Then what is the point? You want to have ZERO risk? Then don't have any credit/debit cards. Don't have any bank accounts. Don't cross the the road. Don't drive. The fact is that IF you did suffer from fraud on your FD debit card, then i know from experience FD will reimburse you there and then...unlike other banks who often take weeks to look into such matters.

    I don't want the hassle of calling the bank and waiting in a queue to get my stolen cash refunded each time. I want to be able to use chip and pin so I am in control. I will not adopt contactless cards and will either drill the NFC chip out or change banks to avoid it. It's my choice.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • Hooloovoo
    Hooloovoo Posts: 1,281 Forumite
    simax wrote: »
    I don't want the hassle of calling the bank and waiting in a queue to get my stolen cash refunded each time.

    You'd rather just lose the physical cash instead.

    I know which I would prefer.
  • pacontracting
    pacontracting Posts: 96 Forumite
    simax wrote: »
    I don't want the hassle of calling the bank and waiting in a queue to get my stolen cash refunded each time. I want to be able to use chip and pin so I am in control. I will not adopt contactless cards and will either drill the NFC chip out or change banks to avoid it. It's my choice.

    Up to you I guess. It's your money. No wait - once you put money into a bank account, it isn't yours anymore - it's the banks. The bank only has a liability to you for the same amount as you deposit so it isn't really your money. You're just a creditor to the bank like any other investor.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    simax wrote: »
    I don't want the hassle of calling the bank and waiting in a queue to get my stolen cash refunded each time. I want to be able to use chip and pin so I am in control. I will not adopt contactless cards and will either drill the NFC chip out or change banks to avoid it. It's my choice.

    What a barrel of laughs I bet you are on a night out.

    Grow up, technology is leaving you behind.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    simax wrote: »
    I don't want the hassle of calling the bank and waiting in a queue to get my stolen cash refunded each time. I want to be able to use chip and pin so I am in control. I will not adopt contactless cards and will either drill the NFC chip out or change banks to avoid it. It's my choice.

    Strange member!!!
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 February 2025 at 4:56PM
    [quote=[Deleted User];54921527]What a barrel of laughs I bet you are on a night out.

    Grow up, technology is leaving you behind.[/QUOTE]

    I enjoy my nights out, thanks for enquiring though :)

    I'm 37, love my technology however am not happy with NFC technology being used with my bank cards. Just because new technology has come out it doesn't mean by default that you have to like it.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    simax wrote: »
    I enjoy my nights out, thanks for enquiring though :)

    I'm 37, love my technology however am not happy with NFC technology being used with my bank cards. Just because new technology has come out it doesn't mean by default that you have to like it.

    Fair enough I suppose.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    contactless card I find better sometimes much quicker to complete the actual transaction and can avoid skimming which happened b4 to me :(
This discussion has been closed.
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