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Preventing future wife taking 50% in possible future divorce.

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Comments

  • Timmne
    Timmne Posts: 2,555 Forumite
    Are you still having this debate? You do realise that the OP is a troll and was winding us up?
  • Poppy9
    Poppy9 Posts: 18,833 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Pre-kids this was a reasonably together and organised person because without a man around she had to be. As soon as that circumstance changed she regressed. And I didn't see it coming.
    Have you considered that your wife has PND? Sleeping during the day isn't normal if she is sleeping at night.
    :) ~Laugh and the world laughs with you, weep and you weep alone.~:)
  • Londlad
    Londlad Posts: 12 Forumite
    What is a troll that people keep going on about?

    And why are people still replying to these posts about whether I should or shouldn't marry, and how it might effect my career.

    All I wanted to know was what investments may offer protection in divorce.
    Thanks go to 'westernpromise' who is the only one out of you all to provide any useful responses. Whilst I feel for his own situation, his figures and facts (and suggstions of wine investments etc. etc) was the type of response I was interested in.

    I think that I might have to put my foot down and damn right refuse to marry until we have lived together for a little while. Unfortunately, her parents are very traditional and this would really hurt them. Still, its true I don't want to jump into something like marriage.
    Thanks all for replies... some were helpeful, most were not.
    And whilst I don't know what a troll is, I assume its offensive, so thanks for the warm welcome to a new member. I'll know where not to return in future.
  • Timmne
    Timmne Posts: 2,555 Forumite
    Londlad wrote: »
    Hi. First post, and the subject of which might offend some... so apologies if I cause offence:

    My situation: Age: 23
    Graduated: 8 months ago, started working immediately and currently in my first job (inv banking).
    Earnings: Currently 60k PA, but this could increase dramatically in future (a good starting year due to city bonuses, or decrease.. but all is uncertain).
    Savings: ~ 50k (but increase each month as I live rent/mortgage free)
    --- Sorry, I imagine some of you hate me already. I assume forums like these are often frequented by people less fortunate than myself. ---

    Mate - troll or not, I have two responses.

    a) - Not troll: you sound like a horrible arrogant man that thinks his girlfriend should jump through hoops to be able to marry you. As a bloke myself I can't believe how you're making us look! We're not all pathetically obsessed with ourselves and looking at a woman because they tick the right career boxes (and don't give us the rubbish of "I love her" - it's obvious you don't).

    b) - Troll - see the bolded bits above. These are probably the things most people would come up with if they were trying to describe a wealthy and desirable young bloke. You seems to have an unrealistically high salary (very very few new graduates go over £35k in their first year of working, let alone £60k).

    You've used phrases such as "Investment Banking" and "City bonuses". These are not phrases that are used a lot in finance - mainly the media, which is probably where you learned the phrases in the first place.

    Savings are £50k? That's a conveniently 'round' level. You seem to have saved 15 months worth of salary (at net pay level) already despite only working for 8 months, and not many students I know could save a lot whilst at uni. Obvioulsy I don't know if you've inherited any money, which is probably what you're going to say in reply to this suggestion.

    You've acknowledged your post may offend some - is this not the sole purpose of a troll?



    I'm going with option B.
  • Londlad
    Londlad Posts: 12 Forumite
    ~ means approximate.
    You failed to spot that before my 50. Where I saved this amount from (~10 of which is studen loan) is irrelevant and none of your business.

    My annual salary as a first year graduate is 28.5k (raised to 38.5 after 6 mnth review). However, due to the bank doing extremely well this year (a great year for eq market and banks in general), they paid a bonus out which, if scaled up over 12 months would equate to the salary I mentioned. I'm sorry this offends you but if that makes me a troll, sobeit.

    I thought asking for investments that are protected from risk would be something people could relate to here.
    Whether the risk be market downturns or annoyed ex'es... I do not see why I have had such aggressive responses.

    What hoops are you talking about? I'm not asking her to jump through anything, nor am I asking her to change herself in any way.
    All I am asking about is how I can protect money I have before entering marriage. It won't effect my decision to marry her in any way. I'm not here for relationship advice, jesus.

    What in gods name is all the fuss about? :mad:

    I have had various suggestions amongst the crap...
    Including off shore investing, wine.. even casino's. These were the types of response I was interested in.
    If you have nothing constructive to add, please don't bother.

    p.s. If someone wants to suggest an alternative forum where people are more hospitable, I'll try to repost there (without personal details, or even salary details) and just keep the question short, sweet, and to the point.
    Thanks.
  • LITTLE_LISA_2
    LITTLE_LISA_2 Posts: 1,299 Forumite
    spend spend spend !!!!

    invest in me ?????

    erm give your money away to someone ie : me

    awwwwwwwwww personally id spend it all so she cant take what you aint got then if it comes to it and your questioned about it well u can say the break up has given u a breakdown and you lost your mind !!!
  • david13
    david13 Posts: 18 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Cynics Guide

    Moral 1
    Always marry someone (potentially) richer than yourself.
    Roman Abramovich has now learnt this lesson (N.B. He was not even well off, never mind rich, when he married wifey no. 2).
    Does anyone think he will ever marry again? No!

    Same principal as - if you are going to commit adultery, do it with someone more famous than yourself, then, if necessary, you can sell the story to the News of the Screws, they can't.

    Moral 2
    Divorce lawyers' no. 1 priority is themselves.
    They are in penury as a result of the Abramoviches coming to agreement without the leeches taking a cut.
    Lawyers always start by taking extreme positions.



    I was a cohabitee with kids 20 years ago. When we split up Ex did very well over the years as I am such a nice responsible guy! If we had been married and divorced she would not have done so well, and I would have got tax relief on my payments...
    Today, she might well have done better (married/divorced), who knows?
  • mags24
    mags24 Posts: 53 Forumite
    david13 wrote: »
    Moral 1
    Always marry someone (potentially) richer than yourself.

    Lol - don't make me laugh. How do certain men make themselves feel better if not by lording it up over women they earn more than, thinking that makes them superior? Look at the Original poster for one - whether troll or not, his sense of self is bolstered by treating a woman as a brood mare and nothing more.
    david13 wrote: »
    Cynics Guide

    Moral 2
    Divorce lawyers' no. 1 priority is themselves.
    They are in penury as a result of the Abramoviches coming to agreement without the leeches taking a cut.

    To anyone thinking of marrying - if you have the slightest suspicion that you couldn't get divorced civilly, without throwing all your money at solicitors, they don't get married!
    The past: Single teenage mother of twins: debt everywhere!
    The present: Wage slave for a FTSE 100, no debt but the mortgage & my time.
    The future: My time will be my own, my money will be my own.
    Will the Wonga Wallah help you solve your debts by increasing your income?
  • Whilst not in the same league as the 'city *ankers', i'm in a relationship where i have put far more financially in. We have just bought a home and i've put in ~£27K, whilst she has put in nothing. Very soon i plan to sink some more money into the relationship by proposing. Money and love.. quite separate things.

    Seriously, if i was even thinking this relationship wasn't going to last the rest of my life then I wouldn't be continuing with it. Get over yourself and decide whether you have the right priorities in life.
  • montycat_2
    montycat_2 Posts: 399 Forumite
    Part of the Furniture Combo Breaker
    Personally ,I wouldn't go near a fella who wanted any sort of pre-nuptial agreement .

    When I married it was "to have and to hold from this day forward until death do us part " and we both meant it .
    We had our fair share of moments where the marriage was cracking but ,not once was divorce considered .
    We went into the marriage as partners and ,as partners we have had 3 children ,bought a house and respected each other for being different .

    Tragically death has parted us and ,I find it upsetting to read that someone would consider this arrangement before marriage .

    Marriage is a bond of trust and if there is no trust ,don't bother getting married .

    IMO anyway .
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