HELP!Emergency taxed even though p45 given

chrisbur

WestonDave wrote: »

It won't be a normal week though as she's been paid 6 weeks pay in a month so her NI will be higher due to not having 6 weeks lower limit deducted and only 4.

This is covered by para 64
Working out NICs when you first pay an employee
of http://www.hmrc.gov.uk/guidance/cwg2.pdf
part of which says
"If the interval between an employee starting work and the first payday spans two or more earnings periods, and each period is in the same tax year, work out NICs on the amounts due for each of those earnings periods separately using the normal earnings period."

kerrypn

Thank you so much for all the help.

Chrisbur that is very helpful, I am awaiting to see if work will do anything but so far zilch. Ive managed to defer my council tax payment and am going to try the same with my gas and electric to free up some cash as I do need a food shop.

I cant risk not paying the rent so that will go out and the other dds are relatively small so i will leave them as they are.

I do appreciate the replies, unfortunately I think im going to just have to take it. If the NI is incorrect, will this rectify itself or will I need to do something to make sure it is correct in future?

kerrypn

emsywoo123 wrote: »

Your gas and electric DDs are huge? Are you paying arrears?

Nope thats just how much it is! On exact readings. We had a back boiler until 2 weeks ago so hopefully these will go down.

Firefox1975

Temporary bank overdraft? explain the situation

grandparents loan?

kerrypn

Thanks Firefox, I cant get an overdraft on the type of account I have, I was made BR in 2009 but am really good with money now so I get by OK usually. I havent got any family, but it was a nice of you to suggest how to get around the problem.

I have managed to save a little over £200 by defering bills until next month, so should have around £180 to get a food shop, a bus pass and a present for my daughter.

Thanks for all the help, really appreciate it guys

chrisbur

kerrypn wrote: »

Thank you so much for all the help.

Chrisbur that is very helpful, I am awaiting to see if work will do anything but so far zilch. Ive managed to defer my council tax payment and am going to try the same with my gas and electric to free up some cash as I do need a food shop.

I cant risk not paying the rent so that will go out and the other dds are relatively small so i will leave them as they are.

I do appreciate the replies, unfortunately I think im going to just have to take it. If the NI is incorrect, will this rectify itself or will I need to do something to make sure it is correct in future?

If the NI is wrong it will stay wrong, NI does not self correct like tax. When you get your payslip post up the gross and NI to check.

Unfortuneately there are many payroll offices that are not fully conversant with all the instruction manuals, but believe what they have been told is the "correct" way to do things. It is often very difficult to get them to even admit that they are wrong let alone get them to do anything about it so you may well be stuck with this untill your new tax code comes through.

ktothema

kerrypn wrote: »

The P45 was handed to payroll, had this confirmed.(

please try to get hold of payroll themselves. P45 being handed to them is very different from the correct person at payroll actually processing it. I learned this the hard way with my agency. My agent had definitely handed my P46 to payroll, payroll definitely didn't receive it. My agent and payroll are on the same floor of the building! Dealing with payroll direct got it sorted.

The problem your payroll team may have, in the absence of a P45 or P46 is that a coding notice from HMRC will not change the OT1 tax code at their end until they get some declaration that this is your one and only job.

Cate1976

Check your payslip carefully when you get it. If you've paid too much NI, look on HMRC website to see how to get the excess back.

The problem could be if you've been taxed on a BR code. I'm going back a few years now but last time I was in a job and got taxed on BR code, the tax office told me I couldn't claim it back until the end of the tax year, hopefully this has changed or I might have been given wrong information, the latter wouldn't surprise me bearing in mind what they told me at the end of the tax year when I tried to claim the tax back. If you've been taxed on a Week1 or Month1 code, you'll get the excess tax paid back with your pay after they've got your tax code from HMRC.

Would definitely be worth you posting the figures when you've got them as there seems to be some people who work in payroll who'll be able to tell you how much you should have paid.

Hope you get it sorted soon and that your daughter's had a good birthday.

DVardysShadow

Cate1976 wrote: »

.... The problem could be if you've been taxed on a BR code. I'm going back a few years now but last time I was in a job and got taxed on BR code, the tax office told me I couldn't claim it back until the end of the tax year, hopefully this has changed or I might have been given wrong information, the latter wouldn't surprise me bearing in mind what they told me at the end of the tax year when I tried to claim the tax back. If you've been taxed on a Week1 or Month1 code, you'll get the excess tax paid back with your pay after they've got your tax code from HMRC.

I don't think this advice is helpful. If you are in a job on BR and leave while still on BR, it might take until the end of the tax year to sort it. But as long as the tax office issue a cumulative [ie normal] tax code and a pay to date figure of £0 for the year, the BR tax will effectively be resolved with no further action required.

Cate1976

I was only in the job for a few weeks, not sure how it works if you stay in the job long enough to get proper code. In a way it might help OP to know that if the information I was given was correct which is that excess tax paid while on BR isn't repaid until after the end of the tax year as at least they won't be expecting it back when they get proper code.

OP: You probably know this but you need to contact tax office which your employer is registered with which might not be the one nearest to where you live.