HELP!Emergency taxed even though p45 given

kerrypn

Hello

Hope someone can help. I started my new job on 14th May and handed in my p45 on my first day. Today is my first payday.

I am £500 short and am told I have been emergency taxed, the upshot is I have only £700 for 6 weeks wage

What can I do if anything? I have 3 young children and it isnt enough to survive on, my rent is £500 which goes out on Monday, I have other smaller DDs going out the same day for gas etc and worse yet its my daughters birthday tomorrow, I was waiting to be paid to get her present and now I have nothing left

Ive worked 196 hours for £700 I cant wait until next month for iot back, please help if you can

anamenottaken

If your P45 confirms a tax code which would mean you should have received more, ask your employer for an advance of salary which you will repay immediately your correctly taxed pay is remitted.

kerrypn

Thank you for your reply, does my employer have to do this or is it just a good will gesture? I am gutted.

chrisbur

You need to give figures in order to tell what has happened. The figures needed are the tax code and basis along with taxable gross and tax paid from the P45, and the tax code and basis along with taxable gross tax paid and month number from the payslip.

Being on emergency tax would not normally account for a large increase in tax on your first payday, this sounds more like a BR tax code which would suggest that your P45 has not been used, some sort of error, or an overlap of tax allowances between employers which can only be confirmed if the figures are known.
These are of course all guesses the only way you will understand what is happening is to post the figures.

kerrypn

Hello. I have not worked at any other job this tax year as we moved areas in March.

I am on the minimum wage my tax code is normally 465L I think.

My gross pay should have been around £1150-£1170.(Iworked an induction on first week)

Thanks for your reply, hope this info is what you meant

mildred1978

kerrypn wrote: »

Hello. I have not worked at any other job this tax year as we moved areas in March.

I am on the minimum wage my tax code is normally 465L I think.

My gross pay should have been around £1150-£1170.(Iworked an induction on first week)

Thanks for your reply, hope this info is what you meant

Your tax code is very low - are you sure that's right?

Mind you, even with that code you shouldn't have paid more than £225 tax.

What are the figures from your payslip?

kerrypn

I think so...let me go and check on my last payslip and I will post back

EDIT apologies my payslip from last employer shows 747L

heretolearn_2

The problem you've got is that it is a P45 from the last tax year and your employer shouldn't use it.

In this situation we'd probably just turn a blind eye and bung you on the current standard tax code if you worked for us, but if it's a bigger organisation with a more formal 'one size fits all no deviations from procedure' approach, then they won't use it and you need to do a P46 ASAP to get the new code sent through to them. Legally, your employer is right in what they've done (we'd be naughty doing what we'd do).

Don't just wait, you MUST do the P46 to get your real code issued, and it may take a couple of months to get it through and all sorted out. Could you ask your employer for a loan against the tax refund when it comes through?

chrisbur

kerrypn wrote: »

Hello. I have not worked at any other job this tax year as we moved areas in March.

I am on the minimum wage my tax code is normally 465L I think.

My gross pay should have been around £1150-£1170.(Iworked an induction on first week)

Thanks for your reply, hope this info is what you meant

Where did the P45 you refer to come from, was it an old one?
What have you been doing before this job started, any taxable benefit recieved?
Your tax code suggests a split code, have you another job or other taxable income?
The tax you quote is far higher than even BR tax never mind emergency, can you give the full details from your payslip, tax code tax basis gross tax NI any other deductions?

kerrypn

Havent got a payslip yet

The P45 was issued in april from my old job, I left at end of march so right on the cusp of new tax year, its the only one I have.

This is my only job.

I dont think I can wait until next month, how am I meant to live?

mildred1978

What dates have you actually been paid for?

I'm betting you've been paid for 4 weeks, not 6/7.

4x28x£6 = £672
Less 20% BR tax = £537.60

But really need to see what's on your payslip, otherwise it's all guessing.