Go TEAM GB July NSD Challenge

solventsoon

beanielou wrote: »

kerri~ i am the worlds biggest worrier.
But Mr 3 dogs and an old friend whose funeral was the same day(only 2 years older than me & 3 boys) has put me in a life is too short frame of mind for the moment at least.
Than & being 50 soon :eek: I think.
Bed linen is lovely so enjoy

(((hugs))) beanie, you've had a bad week xx

Nothing wrong with turning 50, age is only a matter of mind after all :D


Well I managed to nab another NSD today but won't declare until tomorrow as it's the number between 12 and 14....... :o
I know, call me superstitious but I don't like that number very much.

Hopefully I should nab no 14 tomorrow and will be back to declare it tomorrow night and do another update :D

Sorry, I'll stop rabbiting on now and leave you all in peace :o

lotti379

Got NSD number 3! At last!

Got a mini-challenge going on someone else's diary to get 4 this week... going to be v tough but I have that element of competition!

In other news, my old school boarding house burned down last night. No-one was hurt thank goodness, but the whole building is destroyed. Only my home for two years but I met my best friend in the world there, so overall a bit wibbly today.

beanielou

solvent~you never ramble.

lottie~sobering isent it?

freebyfifty

Hello

I'm back

I missed you all.


Thank you to everyone for the brilliant updates :A I have updated the front page but let me know if I have missed anything as there was such a lot to catch up on. I'll have to go back and read what everyone has been up to while I was away.

I had a brilliant holiday and there was lots and lots of this and plenty of this and perhaps a little bit too much of this
BUT
it was an all-inclusive holiday and I didn't spend a penny, in fact, I came home with nearly all of my budget in tact :j I spent a little in the duty free but it was all budgeted for and so I can declare 8 NSDs and 8-in-a-row taking me up to NSD #13.


Now, what's been going on that I have missed??????

hotspur_pam

Thank you marmiterulesok :hello:

Looking forward to getting my 1st NSD today. I'm removing all bank cards and coins from my purse as we speak . Good luck everyone!

beanielou

Glad that you had a great holiday freeby :j

Delilahh

A little bit behind with posting today, but I can confirm that so far this month I have had the following NSD's:

3rd, 5th
9th, 10th, 11th & 12th (4 in a row)
15th

So, should put me at

7/14 NSD's

ModestyB

Hi Freeby, welcome home. Glad you enjoyed your hol.

Declaring today as NSD 5. Thought I was having one yesterday but DH needed a drink :beer: to recover from sitting in the EventCity in Manchester listening to 800 plus drummers. They were going for a new Guinness book of records attempt while raising money for the M.S. Society. My DGS was there taking part in his 2nd attempt. If anyone saw it on the news, he was the one in the Animal mask. :rotfl:
Hope everyone is well.
Hugs to those who need one.

Pips_Mum

I'm declaring Number 5 today, I did buy a present for LO for Christmas this morning but as thats from seperate allocated Christmas money I am not counting it

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!