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Go TEAM GB July NSD Challenge

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  • badger_
    badger_ Posts: 475 Forumite
    Good evening NSDers

    After what feels like 100s of spend days I've managed to get 6 okay so I've been asleep for most of the day (working nights) but still a NSD!!
    Happy-Grin-Happy-Grin-smile-teeth-smiley-emoticon-000986-medium.gif
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Fae
    Fae Posts: 664 Forumite
    I've caught NSD 8 today :)

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks,

    Just popping in to declare NSDs 8&9 for yesterday and today:beer:
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    ModestyB wrote: »
    Hi Marmite, they're waiting for it to be confirmed. They did it last time and it's their own record they hope to break. The videos I've seen so far look like they succeeded. If anyone is interested, look for Stick it to MS 2012 on youtube. But keep your volume low! :rotfl:

    I've just had a look on youtube-very impressive!I do hope they get it.Didn't see your GS with an animal mask though.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bought some bits n bobs at fat club.
    Lost 1 1/2 lbs so thats 3 stone in total.
    So pleased with that :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hello lovely people :wave:

    Just popping in to say that I might not get the update finished tonight as MSE is very inconsiderately closing down at midnight... how dare they when I have an update to do:rotfl:

    If I don't get it finished before being thrown out then I'll post it tomorrow morning, sorry if that throws your updating out Freeby :o

    Welcome back to Freeby, good to have you back :A

    And thank you to beanie, marmite and rising for telling me that I don't rabbit on (well... not too much anyway:))

    And YAY!!!!!!!!!!!!!!!!!!!!!!!!!:j:j:j:j:j:j:j:j:j:j:j:j to beanie for the weight loss, well done you :T:T:T:T
    :) The time you enjoy wasting is not wasted time :)
  • badger_
    badger_ Posts: 475 Forumite
    beanielou wrote: »
    Bought some bits n bobs at fat club.
    Lost 1 1/2 lbs so thats 3 stone in total.
    So pleased with that :j
    Congrats--congrats-congratulations-happy-smiley-emoticon-000267-medium.gif
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 17 July 2012 at 10:46AM
    Hello you lovely lot, Monday’s update coming up, stand by your PCs and laptops:D


    Lots of NSDs rolling in for a Monday, well done everyone

    Frodo - woohoo to nos 9 and 10, I love getting into double figures. Keep going.:j:j:j
    Yep, being broke does have some advantages I guess.:)
    Hope the dogs are well?

    lotti - woohoo to no 3, you’re doing a great job. :j:j:j Keep going you can get to your 4 this week, a bit of extra competition always helps:)
    Sorry to hear about the school boarding house, something like that just brings you up short and makes you think. It’s good that no one was hurt though

    Freeby - welcome back, we missed you, it’s great that you had a brilliant holiday, you deserve it. Well done on the no spending and a fabby 8 NSDs and 8 in a row, taking you to a marvellous no 13, woo indeed!!:j:j:j
    What’s been going on....hmmmm.... that might take a while. It all started in the Tardis when Hubert made a reappearance, I’ve no idea where he’s been for the past few months but he certainly had some fairly stinky nappies with him........... Does anyone else want to take up the story from there?:D

    Delilahh - woohoo to 7 NSDs, you’re doing a great job, halfway there now. :j:j:j
    And an extra woohooo for 4 in a row, yay!!! Keep going, you can do it:)

    ModestyB - woohoo to no 5, you’re doing great, keep going.:j:j:j
    I’ll have a look on YouTube tomorrow for the event in Manchester, that sounds brilliant. Hope they get the record again and raised lots of cash for a very worthwhile cause.:)

    Pips Mum - woohoo to no 5, that’s great, keep going.:j:j:j
    I’ll have to take you to task though for mentioning the “C” word in July.:naughty:
    There are only two rules here, one is that we don’t “fail”, the other is that we don’t mention the “C” word until November - well, I might had made up the second one:D

    If - woohoo to no 10, I love getting into double figures. Nearly there now, keep going!:j:j:j
    I love the quote, it happens to me all the time.:rotfl: Some of these artists must be really dumb if they can’t remember the words to their own songs, why did Desmond Dekker suddenly start singing about Israelites..... everyone knows the real words are “me ears are alight”......:rotfl:

    marmite - woohoo to no 11, another one in double figures, that’s fab:j:j:j
    And an extra woohooo for your second 4 in a row, yay!!! :j:j:j
    Well done on the multi-quoting.:T You can only multi-quote from 3 posts at a time unless you do two posts and copy and paste one into the other..... Hope that helps

    stripeyjumpergirl - woohoo to nos 7, 8, 9, 10 and 11, that’s great, nearly there now. :j:j:j
    Hope you catch the elusive last one very soon:)

    deep in - woohoo to no 12, you’re nearly there now, keep going:j:j:j

    rising - woohoo to no 6, you’re over halfway now, keep going:j:j:j
    Sorry you’re not feeling brilliant, hayfever is horrible:(:(

    badger_ - woohoo to no 6, that’s fab, halfway there now:j:j:j
    It doesn’t matter whether you spent the whole day asleep, it’s still an NSD:)

    Fae - woohoo to no 8, you’re over halfway now, keep going:j:j:j

    Red - woohoo to nos 8 and 9, you’re doing great, keep going:j:j:j


    And hello to:

    hotspur_pam - :T:T:Tcome on, you can do it, we’re all rooting for you, no 1 isn’t far away now...



    And no 14 for me yesterday, yay!!!!
    :) The time you enjoy wasting is not wasted time :)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)


    Thank you to everyone for my welcome backs :) I missed you all and coming on here everyday. It's amazing how addictive this MSE lark can be.

    I managed NSD #14 yesterday :T I seem to be getting quite good at sticking to my budgets............and now I bet I've just jinxed it :eek:

    Have a great day :D The sun has poked it's head out in my corner of Scotland and I'm hoping it stays out :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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