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Wherediditallgo’s ‘path to enlightenment’ bankruptcy diary

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  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Council tax is know for doing that too, chasing people 2-3 years after and most people don't keep their records for that long - I do though!

    :j :j


  • Exactly. Moorcroft letters always have "Pre-Court Division" in big bright red letters at the top, which makes those words stand out from everything else. I'm sure some people see that bit & can't think of anything else but stopping court action, when they may not even have owed the money in the first place. :( I know I paid that money, but even if I did owe it at the time I don't owe it now, so I'm quite glad to have got one over Moorcroft for once. :)
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    I know I paid that money, but even if I did owe it at the time I don't owe it now, so I'm quite glad to have got one over Moorcroft for once. :)

    Nice one, wdiag. Good to see 'Moorcroft' put in their place - they are so thick skinned, however, that they will probably send you a letter offering a 'sizeable' discount for settlement. :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • 13 April - Just checked the OU website - I passed my assignment! :j I'm so chuffed - there are a couple of things my tutor wants to discuss with me at the next tutorial, but basically she was very pleased with what I did & said it showed "significant ability, so be confident". :)
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    13 April - Just checked the OU website - I passed my assignment! :j :)

    Hi WDIAG....Well Done!!! :j :T :j :T :j :T :j
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Great news WDIAG. :D

    Sounds like that is working out nicely.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Brilliant news well done!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • FeelingLow
    FeelingLow Posts: 602 Forumite
    awe well done i'm really pleased for you :)
    :)BSC Member#99:)
    :mad: [strike]Smoke Free 02/05/08[/strike]:mad:
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Congratulations! Things seem to be going really well for you - long may it last.

    :j :j


  • 14 April - The OR's office still haven't replied to the e-mail I sent on 7 April expressing my concern that they can't find my assessment calculations - the person who said they couldn't find it wasn't my original OR, so the e-mail I sent on 7 April was addressed to him & the original OR. Rang the OR's office this morning & found out the names & telephone numbers for both of their managers, then sent another e-mail chasing up a reply to both of them as well as both managers. I know they got them, as I made sure I set up Outlook to give me delivery & read receipts. I wonder if the managers will suddenly manage to find the figures or give an explanation for them being missing.
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