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Wherediditallgo’s ‘path to enlightenment’ bankruptcy diary
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30 April - Well, if there was a happy bunny smilie, it would be bouncing all over this post.
Got another call from the OR this morning, to confirm an address. Then he told me a letter went out to me on Friday with details of my IPA (it must have gone out pretty soon after my conversation with the other OR that day) - the letter hasn't arrived yet, so I asked how much the IPA was for, expecting the £100. He told me it's £50pm for 36 months! £50pm - that's the lowest they could have set for any IPA & I really didn't expect to get such a low figure, so I'm incredibly happy & relieved. I was really hoping the decision would be made before I went into hospital, so at least I won't have that on my mind while I'm there now.
It's so right what people say, about sleeping better once the worst of the BR is over. You don't realise just how much your sleep/health has been affected by money problems until it no longer is. Now I can get my budget properly in order, making sure that the OR is at the top of the list of course, & really think about my future.BSC #53 - "Never mistake activity for achievement."
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Thats fantastic news WDIAG .Official DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Gosh, well done! Very very pleased for you! Very pleased indeed!BCSC Member 70:j
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gettingitsorted wrote: »Thats fantastic news WDIAG .
I was dancing around my lounge like a woman possessed after the call, & I can't stop smiling. If anyone could see me now, they'd think I'd won the lottery, which I suppose I have in a way.
BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
wherediditallgo wrote: »Isn't it just?
I was dancing around my lounge like a woman possessed after the call, & I can't stop smiling. If anyone could see me now, they'd think I'd won the lottery, which I suppose I have in a way.
:rotfl: i did the same when i got my letter through the post saying that my new job would not affect my early discharge ,but i think if people knew what we go through and indeed been through then they would understandOfficial DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Great news WDIAG...so pleased for you!0
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gettingitsorted wrote: »:rotfl: i did the same when i got my letter through the post saying that my new job would not affect my early discharge ,but i think if people knew what we go through and indeed been through then they would understand
I feel like I'm floating on air. After I went to the OR's office on my court date, I remember feeling glad the day was over with, but I said then that I wouldn't feel totally at peace until I knew where I stood with the OR. Now I feel 100 times better than I did then, as if I'm really debt free now - if I don't sit still soon, I'm going to do myself an injury. :rotfl:BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
wherediditallgo wrote: »Oh, I didn't realise you'd got the letter though I knew you were concerned about it. Congratulations to you too.
I feel like I'm floating on air. After I went to the OR's office on my court date, I remember feeling glad the day was over with, but I said then that I wouldn't feel totally at peace until I knew where I stood with the OR. Now I feel 100 times better than I did then, as if I'm really debt free now - if I don't sit still soon, I'm going to do myself an injury. :rotfl:
Thanks:D yeah got the letter last week telling me,just haft to fill in yet another I/E form and sent it off .Official DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
I've been following your thread and I'm so pleased that you've got this result! Well done - you're really on your way up now!
I was BR 3 yrs ago and wish I'd had a site like this to support me through it. I've been reading AlanD and tigerfeet's stories too - they ring so true to me.
Good luck to everyone, 2 yrs after discharge - life just gets easier (well the money side anyway!!):beer: Member number 66!Cheers all!0 -
30 April (night) - I've calmed down a lot since this morning. I'm still incredibly relieved, but now I've got that mellowed-out feeling that you get after letting a particuarlarly good piece of chocolate slowly melt in your mouth with your eyes shut.BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0
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