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Comments

  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hiya,

    Its been a long while, but I am checking back in...still making slow progress, but now Christmas is out of the way fingers crossed!!
    Member #79, now at 8% as of start Jan 2013

    Thanks Hannah
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woohoo! More bids on eBay than expected, brings my new total for debt 3 to 18% :j wonder if I can reach 25% before month end? Going to have to come from sales as we are pretty skint ATM. Though feeling optimistic :)

    Didn't list any more stuff today on eBay but hoping to list some tomorrow! Onwards and upwards!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Hi all, been away for a week with no access to computer. I'm not quite sure if I was given a number?? I have read back a few pages but cant seem to find it. If the organiser could remind me of it I would be greatly appreciated.

    I have one item on ebay, I am hoping it will make £30 which will be my first 1%, ends on Tuesday.

    I have a bad feeling though that I will have to use my CC this month as I only have £80 until payday which is month end, I have a full tank of petrol, I have nearly enough food for the month, however, I have a friends bday on Wed and they all want to go out for drinks :-(

    I really hope my item makes £30, as that will be the only extra payment I can make to my debts!!!
    Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
    Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbs :)Target 146lbs by 30 JUN 13

    Happiness is a way of life not a destination.:j
  • craftingmad
    craftingmad Posts: 3,417 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    Well I am on course to have a NSD today and I also had one yesterday so that should be another £10 to add to the pot :j- however things are a bit tight this month so may not be able to transfer until end of month :(
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all.

    11 things listed on Ebay this afternoon with more to hopefully follow tonight!

    Bought a few bits on Ebay for myself with some pp funds (not going to affect my 18%) as a treat as have avoided the sales and just used my £30 next voucher from Xmas. I bought 2 trousers to slim into (they just do up) and a jumper, returning 1 top, so will have £13 left still, think im going to buy a few majorly reduced items and pop them on ebay next free listings and see if i can make a profit :D

    Hoping for a very frugal week this week to enable us to keep on target :) doing some batch cooking today to try and make sure we use oven less and less chance of ordering takeaway or nipping to the shop for X and spending a fortune on other stuff!

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • 30 new items listed on ebay this weekend, and 20 re-lists. Really hoping for some good sales, got quite a few watchers already :j

    My MIL transferred a gift of £1000 today as she had a decent payout for a compensation claim so that has gone straight to the credit card - #164 now at 32.5% made and paid! That last 11% really does feel a bit of a cheat!!

    Have agreed to sell a batch of academic books to a friend for £120, but she doesn't get paid until the end of the month, so can't count that just yet.

    Does anybody else now really look forward to their "budget day"!? I do my balances on the last day of the month, and I spend a good chunk of the month looking forward to it - such a nice feeling to see the totals go down for the debt section :D:D

    Hope you've all had a good MSE weekend.
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    39 things listed in total today :j hope to make a few sales out of them! Bed time now zzzz
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • been having a good clear out and now have a pile of things to sell on e- bay. also have been sorting through all my jewellery and have some gold bits to sell.

    through all the other challenges I have managed tosave so much money this month so far but am leaving that in bank at moment until end of month because of our overdraft. then i will decide how much i will pay of credit card. hoping it will be quite a bit

    concentrating on clearing house and cutting down on spending then next month will start trying to make extra money. have a little craft idea that could bring in a little so will see how that goes.

    was hoping that we would have so much snow i could have a day of but its only just covering the ground . so must go and get ready have a good day everyone and keep warm.
    You can if you think you can .
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Last night someone bid on 6/7 items, all 0-3 baby stuff :j pleased with that :)

    Need to go and buy more parcel wrap now which means wilkinsoms this morninng with the 3 kids....and it's raining :/

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Happytails - youre a machine! :D
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
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