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Starting again, 1% at a time. 100 ways to make £80!

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  • Hey Happytails - must be getting close with the due date now? Things seem to be going alright :)

    Pay day tomorrow - must get to the bank and transfer my overtime before I go to Leeds to visit a uni friend. Also going to for a job interview (my first ever full time job) so fingers crossed will be out celebrating and if the money is there then itll be gone!

    Looked at my online balance and because ive rounded my % up ive actually paid off another 3%!!!!!!

    Both side jobs coming up this weekend so will do a proper update after thats all in. Happy times :D:D:D:D
    1% at a time challenge member #127

    MWF: as@ Oct13 £45,917, now £43,024.56
  • Motoko_2
    Motoko_2 Posts: 241 Forumite
    Debt-free and Proud!
    Paid my first 1.5% (£90) off a debt yesterday - felt soooo good:)

    Must find more stuff for Ebay this week end, theres a whole pile of stuff waiting to go!

    Everyones doing great and there are some really good ideas on here :)

    Happy Thursday :)
    DEBT FREE on the 23rd December 2013 :beer:
    :j :T
    Sealed pot 7 no 1894
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Checked banking yesterday and paid off another 1% to the various credit cards

    Total now at 2% = £325

    Next aim is to get to 3%. Have some more ebay sales finishing this weekend and lets see how close I get
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • I've sold some more of my beauty products, plus I'm going to get paid for some freelance work soon, so I've put another £45 into my savings account. :)

    No. 159 Lily_The_Legend £45 2%
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon! Specialkaye, im due bonfire night :) Thought today was going to be the day this morning though as had some really back contractions but they've all stopped now.

    Nothing to report here since yesterday. Hoping to have a no spend day (except DDs horse riding lesson tonight). My equifax credit file has been corrected so now im writing to them to close my account before the free trail ends :)

    Think im going to update my SOA seeing as the car insurance ETC has changed.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • Number 151 - 14%

    Sorry I keep updating daily, but if I dont I will spend it again. If I shout it in public, I will be too embarrassed to spend it :)
    VR repayment  £404  £156.02 PAID
    Airpods repayment £249 £185 £75.90 PAID 
    Airpods repayment £144 £99.01 PAID

    Capital One £1400
  • not updated for a while but i hit my target :D
    have now sorted my car insurance, paid the 2 weeks nursery deposit and have the money for the 5 weeks nursery fees up front ...and breathe!!

    so...
    No 116 = 100%

    new target will now be £1000 so 1% =£10
    not saving for anything in particular right now but seemed a good amount, will update it when ive thought of a reason!
    Mummy to a very gorgeous little boy and baby girl :D

    |'1% at a time' #116 |
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening. Some good and some bad news here. Husband has a big project that has a new deadline of next Friday, its going to mean 20 hour days literally including this weekend (He is at work now). If he gets project finished we will receive £2000 plus his hourly rate (So overtime of 12hours ish a day x 7 = 84hours more than a normal working week (84+40= 124hours)) And it will lead to further work with a possible extra £3000 by Xmas. Thats the good part. The bad part is the deadline is Fri 2nd Nov, i am due baby any day really (due date 5th Nov), i have awful SPD pain which leaves me unable to manage too much housework/walking/looking after our current children who do not go to school/nursery etc so the 8 hours he is normally at work i struggle with, nevermind an entire week on my own. And what if the baby puts in an appearance before friday :eek:

    ....But we are going to tough it out. Husband will work his !!! off, i will grin and bare it this week and hope now that baby waits until after Friday next week to come. It will be worth it!! But if baby does come early its going to mess everything up as Husband will want to be home, ill want him home and i certainly dont want to be recovering from birth with 3 kids on my own.

    Worked out ill also need to pop £31 aside every month to cover tax and mot on new car so its not a massive expense when it rolls round (£270 a year tax compared to my current £20 a year one). Currently watching haynes manuals for said new car on Ebay as going to have to try and make do and mend ourselves if something breaks on it after the 3 month warranty is up.

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    happytails wrote: »
    Evening. Some good and some bad news here. Husband has a big project that has a new deadline of next Friday, its going to mean 20 hour days literally including this weekend (He is at work now). If he gets project finished we will receive £2000 plus his hourly rate (So overtime of 12hours ish a day x 7 = 84hours more than a normal working week (84+40= 124hours)) And it will lead to further work with a possible extra £3000 by Xmas. Sounds exciting hun-I hope it all works out, What business are you in (if you don't mind me asking) Thats the good part. The bad part is the deadline is Fri 2nd Nov, i am due baby any day really (due date 5th Nov), i have awful SPD pain which leaves me unable to manage too much housework/walking/looking after our current children who do not go to school/nursery etc so the 8 hours he is normally at work i struggle with, nevermind an entire week on my own. And what if the baby puts in an appearance before friday :eek: What sort of time did you have the other 2 children? Mine were 2 weeks late,-think they must have been comfortable where they were-lol.

    ....But we are going to tough it out. Husband will work his !!! off, i will grin and bare it this week and hope now that baby waits until after Friday next week to come. It will be worth it!! But if baby does come early its going to mess everything up as Husband will want to be home, ill want him home and i certainly dont want to be recovering from birth with 3 kids on my own.
    Good luck-Have you no family/close friends local who could help out?
    Worked out ill also need to pop £31 aside every month to cover tax and mot on new car so its not a massive expense when it rolls round (£270 a year tax compared to my current £20 a year one). Currently watching haynes manuals for said new car on Ebay as going to have to try and make do and mend ourselves if something breaks on it after the 3 month warranty is up.

    Sarah x
    My comments are in blue lol
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Its brilliant to see that this challenge is helping so many people. Well done everyone.

    Its also great to see so many people's %'s on the way up xx

    Just a quick update from me - I've just sold another couple of my crafty makes via facebook so have just paid in £36. Thats not quite 2% but close so I can now declare:-


    Member 17 = 11%

    Hoping I'll get paid my mystery shopping money owed soon as that now stands at £75 (that will add another 4%).

    Also got a craft fair tomorrow so fingers crossed will make another % there (more would be lovely xxx)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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