Cash ISAs: The Best Currently Available List

allegro120

pecunianonolet said:

Teacher BS Single Access ISA at 4.30% (4.35% for teachers)



Anyone experience with them? Are they participating in electronic transfers?

No electronic transfers.  You have to scan and e-mail the form.  Transfers in are quick.  I've made two, one took 4 days and the other one 3 days.

pecunianonolet

allegro120 said:

pecunianonolet said:

Teacher BS Single Access ISA at 4.30% (4.35% for teachers)



Anyone experience with them? Are they participating in electronic transfers?

No electronic transfers.  You have to scan and e-mail the form.  Transfers in are quick.  I've made two, one took 4 days and the other one 3 days.

So I take it it would not be an issue to transfer in from Cynergy?

allegro120

pecunianonolet said:

Cynergy dropping the rate from 4.35% to 4.05% on 18th December on an NLA account. 

Rather sad to see them lowering the rate before any reduction is even announced. Going to be difficult keeping a flexible ISA rate above 4%. 

EDIT: The so far available 4.2% offer is now also NLA, replaced by issue 60 at 4.00%. 

Would be interesting to know if those who opened the 4.2% version (guess issue 59), also received a rate drop email and by what rate.

I hope it will be easy to transfer out of Cynergy.  I'll do a test run next week.
The last 3 transfers in didn't go well.  I requested full transfers (from different providers), received the accrued interest only for each transfer. Not helpful when you simply want to empty and close your old ISA account.