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Cash ISAs: The Best Currently Available List

1913914916918919978

Comments

  • guli
    guli Posts: 214 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    friolento said:
    friolento said:
    I closed my Chip entire account, deleted the app as soon as I could no longer log in, re-installed the app, signed up again with same email, same phone no, same name, same address, same NINO. All on the same day.
    I was about to do this but when I requested account closure from Chip they sent me a message with this line:

    "Please also bear in mind that if you close your Chip Cash ISA, you won’t be able to re-open it or open a new one."

    Were you able to open a new cash ISA with Chip after closing your account and applying for a new one?

    Were you able to use the promo code to get the bonus ISA rate for a year?
    Yes I was, and got the promo rate, for both, the ISA and the instant access saver

    Re: Chip - FYI all, there is no ISA transfer drop down available to transfer from Monument to Chip
  • mr_accountant
    mr_accountant Posts: 816 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    guli said:
    friolento said:
    friolento said:
    I closed my Chip entire account, deleted the app as soon as I could no longer log in, re-installed the app, signed up again with same email, same phone no, same name, same address, same NINO. All on the same day.
    I was about to do this but when I requested account closure from Chip they sent me a message with this line:

    "Please also bear in mind that if you close your Chip Cash ISA, you won’t be able to re-open it or open a new one."

    Were you able to open a new cash ISA with Chip after closing your account and applying for a new one?

    Were you able to use the promo code to get the bonus ISA rate for a year?
    Yes I was, and got the promo rate, for both, the ISA and the instant access saver

    Re: Chip - FYI all, there is no ISA transfer drop down available to transfer from Monument to Chip
    That's correct so I transferred from Monument to Paragon, both flexible instant cash isa's

    now started a switch from paragon to chip, will see how this one goes
  • frosch411
    frosch411 Posts: 127 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    guli said:
    friolento said:
    friolento said:
    I closed my Chip entire account, deleted the app as soon as I could no longer log in, re-installed the app, signed up again with same email, same phone no, same name, same address, same NINO. All on the same day.
    I was about to do this but when I requested account closure from Chip they sent me a message with this line:

    "Please also bear in mind that if you close your Chip Cash ISA, you won’t be able to re-open it or open a new one."

    Were you able to open a new cash ISA with Chip after closing your account and applying for a new one?

    Were you able to use the promo code to get the bonus ISA rate for a year?
    Yes I was, and got the promo rate, for both, the ISA and the instant access saver

    Re: Chip - FYI all, there is no ISA transfer drop down available to transfer from Monument to Chip
    That's correct so I transferred from Monument to Paragon, both flexible instant cash isa's

    now started a switch from paragon to chip, will see how this one goes
    I'm having to go Monunent-Halifax-Chip, how long did the Monument-Paragon transfer take?
  • mr_accountant
    mr_accountant Posts: 816 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    frosch411 said:
    guli said:
    friolento said:
    friolento said:
    I closed my Chip entire account, deleted the app as soon as I could no longer log in, re-installed the app, signed up again with same email, same phone no, same name, same address, same NINO. All on the same day.
    I was about to do this but when I requested account closure from Chip they sent me a message with this line:

    "Please also bear in mind that if you close your Chip Cash ISA, you won’t be able to re-open it or open a new one."

    Were you able to open a new cash ISA with Chip after closing your account and applying for a new one?

    Were you able to use the promo code to get the bonus ISA rate for a year?
    Yes I was, and got the promo rate, for both, the ISA and the instant access saver

    Re: Chip - FYI all, there is no ISA transfer drop down available to transfer from Monument to Chip
    That's correct so I transferred from Monument to Paragon, both flexible instant cash isa's

    now started a switch from paragon to chip, will see how this one goes
    I'm having to go Monunent-Halifax-Chip, how long did the Monument-Paragon transfer take?
    6 days inc. weekend, I requested the switch same time as opening paragon account
  • clairec666
    clairec666 Posts: 853 Forumite
    500 Posts Name Dropper
    Shawbrook's 5 year fixed-rate ISA has now gone up to 4.18% (issue 59), inevitably just after I'd committed to issue 58 at 4.12%. Oh well, you win some you lose some  :#
  • Growingold
    Growingold Posts: 511 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Shawbrook's 5 year fixed-rate ISA has now gone up to 4.18% (issue 59), inevitably just after I'd committed to issue 58 at 4.12%. Oh well, you win some you lose some  :#
    Unless they've changed their rules if you're within the 14 day cooling off period you can ask them to close it and transfer to the new issue.  I did this twice last year.
  • clairec666
    clairec666 Posts: 853 Forumite
    500 Posts Name Dropper
    Shawbrook's 5 year fixed-rate ISA has now gone up to 4.18% (issue 59), inevitably just after I'd committed to issue 58 at 4.12%. Oh well, you win some you lose some  :#
    Unless they've changed their rules if you're within the 14 day cooling off period you can ask them to close it and transfer to the new issue.  I did this twice last year.
    Unfortunately I've already passed the 14 days, but thanks for the tip
  • SFCooper
    SFCooper Posts: 61 Forumite
    10 Posts Name Dropper First Anniversary
    I’m trying to transfer my cash isa from Tembo into Chip. When I get to the signature screen I’m presented with “an unexpected error occurred”. I’ve tried several times to no avail.

     Has anyone faced the same issue?
  • s71hj
    s71hj Posts: 979 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Anyone got any experience of transferring out of Trading 212 and into Moneybox, Tembo or Vida ISAs, partial or otherwise? Most of my ISA funds are with Trading 212 but the discrepancy in interest rate is quite significant now. However I read so many horror stories on here about ISA transfers, I'm a bit hesitant!
  • interest_Ted
    interest_Ted Posts: 159 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Looks like the Paragon double access issue 9 is or has just gone  NLA.
    Ted
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