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Cash ISAs: The Best Currently Available List

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Comments

  • Monument now has "Transfer in from existing cash ISA" on my app today.

    Whole transfers only. 
    i'm reading on there site is it true you have to pay to be a member £16.95 p/m
  • flobbalobbalob
    flobbalobbalob Posts: 275 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 10 April 2025 at 4:22PM
    Monument now has "Transfer in from existing cash ISA" on my app today.

    Whole transfers only. 
    i'm reading on there site is it true you have to pay to be a member £16.95 p/m
    That's an option for some "benefits" offered on the app. There was no pressure to join.
  • pecunianonolet
    pecunianonolet Posts: 2,076 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Monument site still claims a coming soon for ISA transfer in capability. Can you become a new customer, open the ISA and immediately request a transfer in?

    Could their ISA be operated in the same fashion as a T212 ISA? 
    Are withdrawals instant in the same way as they are with Chip?

    Could image that as soon as they accept cash from basically anyone they will be flooded with requests so getting ahead of the game is crucial. 
  • Monument now has "Transfer in from existing cash ISA" on my app today.

    Whole transfers only. 
    Monument now has "Transfer in from existing cash ISA" on my app today.

    Whole transfers only. 
    just downloaded the app its say they DONT accept transfers in from other providers
  • flobbalobbalob
    flobbalobbalob Posts: 275 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 10 April 2025 at 5:07PM
    Monument site still claims a coming soon for ISA transfer in capability. Can you become a new customer, open the ISA and immediately request a transfer in?

    Could their ISA be operated in the same fashion as a T212 ISA? 
    Are withdrawals instant in the same way as they are with Chip?

    Could image that as soon as they accept cash from basically anyone they will be flooded with requests so getting ahead of the game is crucial. 
    I opened mine 2 weeks ago with £0. Tested with a couple of quid, instant in and instant out. No offer to transfer in when you open it. When I opened and select deposit I got single option to deposit new money. Today I have another option to transfer in.
  • VNX said:
    Having been nonplus about the three month bonus rates up to now, currently having my emergency fund/easy access money with ZOPA at 4.5% 

    I have decided today to move this 20k ish to CHIP for their 5.9% bonus rate for three months and I’ll see what’s what mid July and decide what to do with my money then 

    All was very easy to open the CHIP ISA and add bonus and initiate the transfer 
    I dilly-dallied and missed the boat, as I think Chip withdrew it today (ironically, I went to open it today). That'll teach me.
  • ccluedo
    ccluedo Posts: 703 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Gatehouse 1 year fix was 4.5% now down to 4.35% today.
    Happily I opened yesterday! 
  • slinger2
    slinger2 Posts: 1,132 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ccluedo said:
    Gatehouse 1 year fix was 4.5% now down to 4.35% today.
    Happily I opened yesterday! 
    Pretty sure it was 4.50% this morning.
  • Gambler
    Gambler Posts: 3,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 10 April 2025 at 6:41PM
    VNX said:
    Having been nonplus about the three month bonus rates up to now, currently having my emergency fund/easy access money with ZOPA at 4.5% 

    I have decided today to move this 20k ish to CHIP for their 5.9% bonus rate for three months and I’ll see what’s what mid July and decide what to do with my money then 

    All was very easy to open the CHIP ISA and add bonus and initiate the transfer 
    I dilly-dallied and missed the boat, as I think Chip withdrew it today (ironically, I went to open it today). That'll teach me.
    I downloaded the app yesterday but didn't complete the transfer request as NatWest would not let me transfer more than £20K 😤

    Anyway I've just applied the promo code. Promotion expires 24 April so you could still try?

    Could anybody confirm when the 5.9% expires please?

    Is it 90 days from your first deposit or 90 days from when you apply promo code?
  • ccluedo
    ccluedo Posts: 703 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    slinger2 said:
    ccluedo said:
    Gatehouse 1 year fix was 4.5% now down to 4.35% today.
    Happily I opened yesterday! 
    Pretty sure it was 4.50% this morning.
    Gone this afternoon then. 
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